Do CC companies really hire law firms to sue people over unpaid cc debts less than $2000?Some law firm from UTAH called my mother's answering machine left a rude msg that they are going to sue ...
When I was 18 I got a credit card and went over the limit and owed $1000. I never paid it back and it was even dropped from my credit report. All of the sudden I get a letter from a collection ...
I ruined my credit in college and as a result I have about $10,000 in debt. Most of the accounts are in collections, charge offs, or past due. The only thing positive on the report are my student ...
Does anyone have any ideas of who might approve us for a car loan when we are in the middle of a chapter 7. Most if not everyone say we need to wait until we are discharged. Thanks for the help....
I screwed a cell phone company for $646. What effect will this have on my credit report, Is it real bad? Cant be as bad as a credit card charge off....
I settled an dispute with verizon becuase they had sold my debt to a collector and now the collector damaged my credit score which is what I do not get since everything was fixed between me and V...
A friend declared Chapter 7 Bankruptcy last fall before the law change, and his debts were cleared and honestly I cant really say if it is a good idea or not for him to apply for a car loan as his ...
it's only a bit below average and with a co signer you shouldn't have any problem
Melissa
It's not that good. A co-signer would help you get a better interest rate
slipknot
A 624 is fair. You might need collateral (such as a car title, house title) or have a good relationship with a bank.
TheLizard
Actually you have a few options. But the main one you have to consider is how much you want to pay in interest. With your credit score you're interest rate is going to be outrageous no matter what. Cosigners do not help you get a loan in ANY way... all they will help to do is slightly reduce your interest rate if... and only if they have better credit than you do. If you are unable to get a loan without a cosigner then most likely you won't be able to get one with a cosigner. There are several financial institutions out there however who specialize in financing people with poor credit scores. You should see what options your bank has... perhaps they will be able to work with you on this.
Mike Hunt
It is decent however not strong. You could probably get a mortgage if you had 5% to put down. What type of loan are you applying for? Car loan, credit card, etc. Some are riskier than others. If your cosigner has strong credit though, you should be fine.
Ricky P
I've worked in auto loans for several years and if your high credit is reasonable you should have no problem getting an auto loan without a cosigner for 12-15k. If your only credit is a 1200 sofa from a furniture store, then that's probably not good.
Yes because the cosigner is what the loan place will look at ,mostly
Rothwyn
624 is good enough to get a $15000 loan on your own, providing you have some good "green" history going back about 2 years. With a cosigner, you should consider that the cosigner should have equal or greater income, credit score and credit history to qualify. It also depends on your loan.
tuesdaysgreat
if you get your lender from here i think you shouldn't need a cosigner
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