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he took us threw the whole loan process signed an ... |
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| What happens to your unsecure credit card debt when you die? |
Additional Details
ok. let me add more to the question. There is no estate to take from.... |
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TC | My credit score is 643, is that good? |
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 |
 
haidee
|
Hi!
Your 643 Credit Score Comparison
Your fico credit score of (643) would qualify you for a refinance national average interest rate of (6.98%) as of April 4, 2008. This would result in a monthly mortgage payment of ($ 1,832) for a mortgage with 1.0 points and an 80% Loan-to-Value Ratio for a single family, owner occupied property. Based on a 30 year fixed rate mortgage refi with a $300,000 loan amount.
Use the credit tier to grade your credit. This will give you a better idea of where you stand when you request a current refinance rate quote.
Keep in mind that your “Mid” fico credit score is the one used for refinance mortgage qualification. For instance, if your Transunion credit score is a 723, Equifax score is a 683, and your Experian score is a 663, then your qualifying credit score would be a 683. |
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TWINPUMPS
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i have 623 and I just started.. I am 18... so i don't think your number is bad if it's beginning your credit... lol |
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Judy1
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Not awful by any means, but not great either. Work on getting it up some.
Good luck. |
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creditsc0re
 |
The average credit score is around 680. |
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RaymondFelton
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Hi. Yes... 643 is good -- but not great. 700 seems to be the magical number for lenders to give out very good interest loans, so keep at it until you're there. You're not far off. |
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Mike Jones
 |
FICO scores ordinarily range from 340-850, with people having scores of 700 or above considered worthy of several financing options and lower interest rates. And interestingly enough, approximately 60% of all American citizens currently have FICO scores between 700 and 850. These are the people whom lenders consider to be the lowest risk borrowers. So, 643 is quite but you still need to increase the score to 700 at least...Read here to know some tips to increase your score :
http://www.debtkid.com/improving-your-credit-score-takes-time-but-can-be-done
Good Luck! |
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Dont_taze_me_bro
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It is wonderful, it is powerful, it will take you far, you will be a star.
Fear not, for the great powers and wonders of the 643 score are all around you. |
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MSAD
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When did you pull the score?
The scores used to be on a scale from: 300-850
They are now done on a scale from: 500-990
The higher the better. |
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