When you buy items over the phone and pay with your credit/debit card....? |
| ....the person/company that takes your card details,do they keep the details of your card on their files/computers or are they obliged to delete/destroy your details after the items have been bought?... |
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How long should I wait to offer settlement to my creditcards in order to get the best deal, after Charged off. |
| Owe around 80K, average of 10-15 K on each, Is it likley they all will sue? It has been over one year since I made last payment. I can try to borrow from family. What kind of a deal can I get for ... |
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How can you fix your credit yourself without paying someone else to fix it for you? |
| looking for a way to fix my credit without paying a credit repair company to to do ... |
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Is my mother allowed to look up my credit history with out me knowing? |
my mother 2days ago requested a free credit check... she lied online and she pretened to be me online so she could see my credit. is this allowed since she lied without my permission???
... |
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Is there anyway to erase credit inquires that you have on your credit report? |
| When you apply for a loan or credit card, the creditor appears on your credit report. Is there anway to erase those inquires?... |
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I need a $15,000 loan Can anyone help? |
| I am divorced and was left with a debt that I need to payoff because the monthly payment is high as is the interest. My ex also took my 3 daughters and my bed and other furniture when he left. My ... |
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Auto Loan w/ bad credit? |
| I am in need of a new car, as my current vehicle is gasping for life. I need to work out some financing, but have a problem: in my first year in college, I couldn't afford all my expenses due to ... |
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Refinance,let the car go back or trade it in? |
| I bought a 2006 honda civic ex a year ago my payments are over 500 a month (i had bad credit) I have paid on time for over a year. my problem is I can no longer afford the payments. I love my car but ... |
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Are you sure creditors can not do anything to you ?, ref. to answer by Wilfred? |
| Surely they can take court action, use collection agencies or threaten to send bailiffs to seize your assets, etc.... |
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I have a good credit score, why can I not get a mobile contract? |
| I have just checked my credit score through experian and it is 857 out of 1000. Yet I cannot get a mobile contract through any network service provider. Why could this be? I am not on the electoral ... |
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Credit counseling and/or debt management companies? |
| Does anybody have experience with dealing with them? How do they work and can debt that has been charged off be negotiated? Thanks!... |
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ATM Withdrawal with my Capital One Credit Card? |
| I recently recieved, and activated, my Capital One Platinum Visa credit card. One quick question I had, for anybody who knows, if I were to go to my bank's local drive-thru ATM, would I be able ... |
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Where can I get my credit report for free? |
| I see these places on TV that advertise to get your credit report for free but every one I have been to once I have filled out all of the info suddenly they are asking for a credit card # to pay for ... |
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Why people are just dying to have an excellent credit score?what is there benefit from all that? |
what can an excellent credit score do for me?
i know i sounds picky...but i need to know....thank you so much for your time guys..... |
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Ive had a really bad month and dont have the money to pay my rent...? |
in my lease if i dont pay by the tenth they start the eviction process... short of robbing a bank what can i do to keep my apartment i have nowhere else to go Additional Details wow some ... |
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Credit card suing me? |
i just got the letter from there lawer..to go to the court next month(i live in Florida) i owe them $ 900..
What i sould do..can i call them to settle this or i have to settle this in court? ... |
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jeff H | My credit score is 660 ..What kind of rate can I get on a 30 year fixed mortgage? |
I had a chapter 7 bancruptcy discharged 1/2006 |
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Wendy Jean
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I am still puzzled on how your credit score is 660 with a Chapter 7. My husband's went down from a 660 to a 580 when we did this 2 yrs ago. We have balloon mortgage, fixed rate, through our credit union, with a rate of 7.5%, which is great for the mess we were in. Now both of our scores are 650+. I would shop around, don't use any "Loan company" go through a reputable bank or credit union. |
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Stewie G
 |
CONTACT A COMPANY CALLED INDYMAC BANK.THEY HAVE A WEBSITE.ITS ONE OF THE TOP LENDERS IN THE US |
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Screaming Eagle
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See a finance company |
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rissybabe2210
 |
I have programs with my lenders in North Carolina that would give you around a 6.75% to a 7% interest rate. Unfortantly you could not go Fannie Mae (where most of the best rates and products are) because Fannie requires you be out of BK for at least 2 years. |
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morts
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check online with some highly recognizable mortgage companies. the rate will depend on the loan amount and the bankruptcy wont help |
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golferwhoworks
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I would need more information on your file to give you a good answer. You are a sub-prime borrower at this point in time. Have you re-established any credit since the bk? If so haw many accounts and to what level? How much down payment and what loan to value are you looking to purchase. How much income and current debt ratios also figure into the equation as well.
I am a loan officer in Tennessee. |
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kja63
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Ouch on that bankruptcy this year. Shop around for the best deal, but expect to pay in the double digits for your interest rate. |
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gentleman
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the top lenders site .easy to get loan from many financial source.visit
http://www.freewebs.com/*********** |
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Someone
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The rate isn't in question when you get a mortgage, what's in question is whether you'll be approved or not! |
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