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I have just found out my partner owes thousands in business loans,defaults and debts. They are all threatening action.
He is a sole trader and we have a joint mortgage on the house. We have ... |
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| I used $50.00 from my account to purchase a cashier's check and sent it to somone for a costume I purchased. I actually had $50.00 taken from my account and sent the check. A couple months later,... |
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 Do you need a checking account in order to get a credit card? |
Additional Details
thanks to all those people who gave me good advice i did go open a checking account and i'm getting 2 credit cards coming in 4-7 days thankyou very ... |
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| My car was repossessed and sold in Aug 2007. The bank has been calling me nonstop since then. Just recently they have left a voicemail that I need to settle the debt or they will pursue other ... |
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 Home loan?? |
| my house is worth about $550k.. My credit score is 559 right now, due to my excessive credit card and student loan debt.. nothing has ever been late, it's just that i have excessive amounts of ... |
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| I have a past due account with Capital One for $1600. I have been trying to work with them to get it paid and offered a settlemetn however they will not accept a settlement offer unless I give them ... |
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| If i don't pay my car payments, what will happen??? and i will not pay my credit also, cuz i don't have any extra money to pay my car payments, and my credit now, i only can afford my house,... |
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| Can creditors force the sale of your house? |
| Very little equity in the house, we are in the process of doing a proprosal but am afraid they might force the sale. Ontario, C... |
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| I lost my job. I fell behind on a credit card. They constantly call my home (I don't live at home). They accepted a $155.00 payment from my mom over the phone & told her that that would ... |
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| Are there some things that never come off? Do the negative things only come off after they are paid?... |
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| im thinking of transferring my credit card balance to another card, what is currently the best deal, as far as a default of 20.0% APR or less? I have only seen a 32% APR on CITI bank for example but ... |
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 Can I use a credit card to pay off a credit card with no fees? |
| If this is possible then essentially one could borrow money for a time at no cost. Just pay off card A with card B before interest is owed. I realize that of course the original money would be ... |
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brandon | My credit score is a 686 can i finance a car? |
ok so heres the deal im 18 with virtually no credit..i have a macys card which i have had for over 3 months...i pay it in full every month and now im getting a capitol one in the mail sometime this week...but other then macys i have no credit..would anyone let me finance a car?
Additional Details
i wont be putting ANYTHING down! but i might trade in my 98 lumina..so i can really get a car with no credit? |
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Shawn
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Absolutely you would qualify under first time buyers program....just don't pay sticker price..my dad was a car sales manager and you can get $3,000.00 off sticker price....don't tell them about a trade in until you get the bottom line price then check the blue book for the price on your trade in....and stick with it....a new car is easier to get than a used one....right now ..this month is the best time to look for a car...they are willing to make great deals to get rid of the 2008 models....if you like one rent it for a few days and see if this is what you want for 4 years or longer....
Good Luck....I Hope You Find What You Want |
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Maggie G
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Go to your bank and try to get financing before you go shopping. |
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dan
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Depends on the price of the car. A used car is more easy to buy.
686 is a good score but you have to have a long credit history in the back
avoid aplying for credit cards loans etc becouse they will lower your credit score.
My opinion. you will be able to buy a 3000-4000 dollar car.For a more expensive car you are a high risk |
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Sharon T
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Do you have a bank account? Have you talked to them? I mean REALLY talked to them?
Do you belong to a credit union? Have you tried them?
You didn't mention a job. I trust you have one.
Remember that you have to sell yourself to your bank or credit union. If you have had an account for awhile and used it responsibly, you may well get them to give you a loan but you will need a down payment of at least 20%.
Be sure to not buy more car than you can afford. That means 3 years of payments. If you can't afford that, find a cheaper car or wait.
Do you have a relative who trusts you? That is another resource. You can set up automatic monthly payments from your bank account to theirs so each payment will be timely. You should offer at least 6% interest to make it attractive to them. And don't mess up! Your future is based on your reputation. Keep it sterling.
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bdancer222
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With only 3 months of credit card history, I'm very surprised you have that high of a score.
Your score is only a small part of the credit decision process. The length of your credit history is major -- yours is just too new and limited. Your employment history, wages, and debt to income ratio are other major factors. How much are you financing and how much down -- you would need a very large downpayment.
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Vtec
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yeah you should, your credit is pretty good |
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♥Chastons Wifey♥
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it would be hard to get a loan with that score unless you have a good amount of down payment. |
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datlinh
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Ok , your credit is just ok but problem is your paystuff - Iam 100% sure is you need co-sign to get more income . They'll need $1500 up for income to get an car loan .
( 13 years in special finance car's business ) .
www.applyautoloan.com
www.dealerprospects.com |
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Silly-Me
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Car dealers are DESPERATE for business right now. Not sure why you would not be able to get a loan, your score seems pretty good to me. |
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