 I'm looking to get a credit card to help build up my credit. Which card should I get? |
I want one with no annual fee. A rewards program of some sort would be nice, but not a necessity. I already have a Capital One card that I use. What else is a good one?
Additional Details<... |
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 Is your credit score lowered when you cancel a credit card? |
| My daughter is in college and opened a low interest Citibank VISA for college students not realizing that the interest rate went up very high after 6 months. We are making more than minimum payments ... |
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 Has anyone used a payday loan company? |
| Are payday loan companies you find online reputable? If you have used one, had a good or bad experience, please let me know?... |
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 I have a very poor credit rating. How do I change this? |
| I am 37 years old, African-American, gainfully employed in D.C., have lived, worked and studied abroad. I have a Bachelor's in French. I also have 60,000 dollars worth of student loans to pay ... |
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 I am adding my wife as an authorized user on my credit card. Will this affect my great credit score? |
| I have great credit. It is above 720. I always pay everything on time. I have a mortgage and no credit card debt, no school loans, and I am about to pay off my car loan. My wife has bad credit. I... |
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 Debit Card question? |
| 1.when a Current Account card is given through the post by Bank you signed on to, is this card the same thing as a 'Debit Card'?... |
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 Does checking your credit score on FREECREDITREPORT.com lower your credit score? |
| I heard from friends that it does and I just wondered. And also what happens if you miss ONE credit card payment??? Please only intelligent answers, this is important.... |
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 Anyone out there frustrated about their credit rating? |
| Heres the deal: Im 20 years old, I have had credit history for about 3 years I have done excellent with making my payments and also paying off my credit, however I only have an Average rating and Its ... |
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 How do u get a credit rating if u cant get credit? |
| e.g an 18 year old. living at home, therefore no bills ... |
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 Credit cards? |
I'm so confused. I"m getting to the age where the option of having a credit card is drawing near.
I've been looking at different cards, but I can't seem to make heads ... |
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 Can i use my ATM card to make online purchases? |
| Can i use my ATM card to make online purchases? My bank is Commerce bank.. now changed its name to TD bank. But, am i able to? On the card, it says ATM and it doesn't seem to have an expiration ... |
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 Is this Credit fallout because of the borrowing to pay for the war.? |
| I am watching all the reasons for American and UK economic fallout and cant help but feel its a smokescreen . The war is costing billions and billions of dollars. Who is paying for this? Is this not ... |
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 I want to remove myself from my ex-fiance's car note.? |
| Like and idiot I co-signed for my ex-fiance's car note. Long story short the wedding never happened, and now I no longer want to be listed on the note. Is there a way to remove myself from it? ... |
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 Can I sue someone for not paying a bill that i put in my name? |
| I got three cell phones in my name. Which I gave to family since they all have bad credit. We made a verbal agreement in front of employee/friend that they will pay their bill on time. But they have ... |
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 Should we take the settlement offer...? |
| About 10 months ago, my wife went to an emergency room because she was having terrible pains. We did not have the funds to pay the bill. For last few months a collection agency has been trying to ... |
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grundsty_83 | My credit score is around 520. Is it possible to get unsecured credit? |
If so, please tell me where. |
 |
 
bella_4624_19
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you will probably need to start with a secured card. you can always try orchard but if they won't give you an unsecured card, don't bother with to many other places. try store cards like walmart or target. |
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Kokopelli
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Probably not. 520 is just about as low as you can go. I doubt if you could even get a department store charge card with a low score like that.
You must have really screwed up bigtime. Now it's time to pay the piper. |
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kentata
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Probably not. However, get a secured card first (Like Orchard Bank), and start building your credit.
Or, try your bank ... if you have an established relationship with one, they may be willing to work with you. |
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Harvy S
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You could try this mastercard. It is not secured. It reports to all 3 credit agencies so you can rebuild your credit too.
http://creditoffernow.com/imaginecard |
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Medic123456789
 |
If you have a credit score of 520, the last thing you need is a credit card. |
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franhogan
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Nope. I recently worked in banking and can tell you that you can't get a much lower score. Repair the damage that YOU'VE done to your credit history if you expect to get someone to trust you to repay your debt (and do what you promise to do).
(You might be able to get a v-e-r-y high interest rate credit card with a 520 score.) |
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Trouble
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GOOD LUCK!! |
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Flower Girl
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Maybe, with a $200 limit! Should have maintained your credit! |
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anticipating
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Unfortunately, if it were me I would do my best to get out of any debt that I was currently in before looking into adding more. Credit cards are such a trap and even the smartest of people can get into trouble with them. I myself at one time was there as well. I even had to file bankruptcy at the age of 23!! All because of credit cards, nothing else! However, in this day and age almost all of us need some sort of credit history to get by, for a car or a new home, etc... If you decide to get one, I'd start out with a secured card, it's a good way to build your credit and your savings! And after sometime if you prove yourself worthy they will give your security back and make your card unsecured! But if you really must, Orchard Bank or First Premier Bank would be your most likely options, but be prepared for outrageous interest rates!!! Good luck! |
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squall_o_lionheart
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You are in credit problems are your thinking about getting more? that like some one saying " hey im in a hole, how about i dig my self deeper into it" Fix the problems you have now before you take on something else. |
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nick e
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Yes! At extremely high intrest rates. |
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