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 I have bad credit affter a bankruptsey 2 years ago - all I have is my job and I want to borrow about $2500?
God I think even my dog would turn me down at this point - anybody know anybody who gives real unsecured personal loans based on their employment?...


 Can I still File Chapter 7 if I got a summon by a debt collector?
I've just got a summon yesterday by one of my credit card I have and I was wondering if I can still file Chapter 7? I do have other credit cards and medical bills that need to by paid as well ...


 Can you lend me £20 please?
im just asking i could do with a pizza ?...


 How do i get a prepaid creidt card?
i live in the U.S. and i want a prepaid creidt card. how do i get one and do i need a social security number?...


 How can I get a free copy of my credit report so I can start cleaning up my credit?
My credit score sucks its like 360 something(sad I know).Ready to start cleaning it up now....


 I need an interest free loan?
Where can I get an interest free loan from for about £1000? I don't mind paying a small amount of interest but I'm not risking the bank at the moment. Any one any ideas?...


 I got my first bank card :)?
Hi, I got a barclays bank acount, and my Dad is putting £25 in every Friday, what should I spend it on/ save up for?...


 Finance Help?
I have $2,000 on my credit card and I NEED to get it paid off. What are some good ways to get some cash quick?? Or how can I get it paid of quickly.
Additional Details
My credit card ...


 Can some one apply false charges on my credit history.?
I recd a call from this person who claims to be from a credit and collection company. he declared that i have a company and i haven't paid someone a big amount. he has the last 4 digits of my SSN...


 Is this an International Scam?
I am in Central NJ. I went on craigslist.com to look for a job as an account receivable clerk. I send out my resume blindly to all people in my area. I get an email back from karenbecker@gmail.com ...


 I am getting a secured credit card to improve my credit, is it better to get one 1000 limit card or 2 500.....
I am getting a secured credit card to improve my credit, is it better to get one 1000 limit card or 2 500 limit cards from 2 diffrent banks? What will look better on my credit?...


 Is it good to buy things with a deferred payment until one year later? ?
I am considering buying furniture with a deferred payment. Why is it good or bad?...


 Why do companies do a credit check before hiring?
...


 How do I establish credit?
I have no credit and I'm trying to establish credit. I cannot get a credit card because I have no credit... All I have is a cell phone. Is there anything I can do to get credit so I can apply ...


 What is the fastest way to improve my credit score?
...


 Can i get a credit card to help my credit?
I have alot of bad accounts open and Im trying to pay all of them. How can I get a credit card to help me rebuild my credit, and which one should I get....


 We have an asset recovery firm harassing us to pay pennies on the dollar to settle a ten year old credit card?
This credit card is from an 85 year old with no income other than social security. No house, car or any other assets. Can they bring this to court?...


 How do i sort out my credit rating?
been on experian, all i got was the print out of my credit history....all my old debt is now clear, but still cant get credit?? or finance, how do i get rid of bad credit?? is there a body/firm that ...


 Would anyone recommend trying to claim back bank charges for late payments?
It seems everyone I talk to knows someone who has got money back from their bank for charging them for late payments over the last 6 years.

Is it as easy as just writing to your bank??
...


 A refrigerator cost 736.12. 100 down payment. to pay the balance in 18 months whats the monthly payment?
...



stevenzepke
My credit score is around 650 can i get a FHA loan for a home?
                     
 




Rob D
Rating
While a 650 is not particularly good, it is probably sufficient to obtain an FHA mortgage. How's your debt ratio?


CALIFORNIA GOLD
Rating
Yes, but I would not limit yourself to just that option. I recommend Smart Choice Mortgage. They do business in most states and are your best opportunity for someone to say yes. Check out the free evaluation form at the source website and a Smart Choice loan officer will contact you within 24 hours. Good luck.


sisimone
Rating
Yes!


jack
yes you will get a loan.i think that the below website will help you to find the right solution for your loan.


sandmom1
Rating
you need to re fraise your question with more info as to whats on your reports 650 is that fico or fako is it your high score low or mid? why 650? what is bringing your score down? bk? if so when was it discharged? what other baddies do you have on your credit report ? no one is going to be even close to answering this without a better idea of whats in your reports. becuase although score is important. lenders also look at what is being reported and when.

in general nothing should be currently in defalt.
your utilization should be below 25% no collection bankruptcys, charge offs or judgements with the last 2 years

you should be able to get a fha loan if you meet the list i have above. another thing is do you have any revolving credit? store cards credit cards?

spend some time on creditboards.com and go to the mortgage forum and ask this question. that is where the experts are. hang out in the credit forum to find out more too.


robsthings
Rating
You should be able to - go to your lender and get pre-qualified.


Kit
660 credit score is good.I have 565 and that is fair. If you are first time buyer they like to work with you and its a buyers market right now so good luck


Imagine4ever
Rating
With a 650 FICO you might receive the lowest rate. Find a lender who is approved to do FHA loans and find out.

For more info - http://www.fhaloans.com (not run by FHA) or visit http://www.hud.gov


Digger
Rating
650 is not a bad score, but there are other factors involved in qualifying for an FHA loan. Contact an experienced and reliable FHA-approved lender (not a broker). I like Julie at http://primelendingonline.com

Good luck!


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