Do you know where I can find the phone number to call to get your name off the mailing list of credit card companies? I know that everytime they check your credit to "pre-approve" you, your ...
I have a friend that got herself into trouble with payday loans. She took out more than she can pay back. They are now saying that she will go to jail for check fraud. Is this true? I have never ...
My wife and I lease out our first home to suppliment our retirement income. A tenant moved out with no notice several months before the lease expired and has ignored our letters to them. How do I ...
People, I know this might not be the best place to ask a question BUT please help me. I been married for 12 years to a very nice woman we were very happy, but I meet someone else, then we starting an ...
How can I fix my credit report on my on without an attorney? Is there a form I need to fill out? Will writing letters to previous creditors help? I need to boost my credit score!...
My husband was out of work for almost a year and I lost my job. We have almost 30k in debt on credit cards. We have never been late with payments but it is starting to get tight. Should we file ...
I have terrible credit and I need a loan. I have a paid off newer nice car bought with cash. Do banks give small loans with the secured car title? I don't want a to go to a title place becuase i ...
My friend (someone who i was pretty sure i trusted) needed cash to get something.. not thinking about it i offered my credit card. He used it for a minute then came back out andgave it to me. When ...
We have 3 credit cards: Balance of 530 with 19.8%, 1640 and 1738 both at 29.99%. My hubby had cosigned for his older brother a car and we had to take it from him. It was in a wreck (hit and run) ...
I really want to help a friend out when she is in a bind., her family does not have too much money and I will do anything for ...
dusty5486
My credit score is in the low 500s and I need to get a loan to pay my debt off and get caught back up on bills
Does anyone know of any lenders that could help me. Im in a deep hole and I need help asap! Additional Details I need about 4,000 and I dont own a home
It will be really tough to get a loan with the score.
If you have at least a 520 score you can try prosper.com
But it will be tough to get funded.
kel.scot
There is a great place to go with this. I was in a very similar situation.
This is getting help from real people without the use of banks or credit card companies. Good Luck!
http://www.prosper.com/join/lzc5wh
credit_and_scores
I can not assist you with finding lenders. However, have you considered another approach to your problem? Possibly you could create a budget to pay small payments to each. Or, gain control of your score by paying one bill off at a time and, in return, negotiating a deletion from your credit report. It's a thought. Feel free to email me with any additional questions.
?
if you own a home you can get an equity loan, refinance loan, or a second mortgage very easily. Those are not to hard to get and you can get one that combines your existing mortgage.
That's better then filing bankruptcy, but if you are not a homeowner then you're screwed. You'll either have to start hawking stuff and putting large payments down on your debt or get a loan from a bank that someone can sign off on for you.
Richard S.
Sorry, no one will lend you money without collateral and that kind of score.
If these are credit cards i would call counsumer debt counseling to work out a plan.
jemmy t
Today the lenders have started offering nearly all varieties of loans for people with poor credit record.They are also introducing many new loan products meant for this group. Now people with poor credit can get the same choices as those with the good or mediocre credit. Today you can use bad credit personal loans for many purposes like car purchase, vacation or even debt consolidation.
But if you have some assets to offer as collateral, your chances brighten. The primary reason why people with poor credit history do not get loans is because the lenders are scared that the borrowers will default again. But if you can offer collateral, your lender is secure in the knowledge that his money is in safe hands. You have to try and meet the repayment schedule, failing which you lose the asset.