 I would like to get a credit card? |
| I'm a full time college student and would like to start earning credit for later in life. I don't have any student loans that will earn credit (have a full ride). My sister mentioned ... |
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 Does marriage effect good credit? |
| I have great credit, my boyfriend on the other hand has very bad credit. We have been talking marriage for quite some time now and always just thought that with the current situation we would use my ... |
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 I work,i have a mortgage, i have a car bought on hire purchase,Bank loan,so why wouldnt Currys give me credit? |
hello, i went to Currys electric store to buy some goods on credit (TV, fridge), did the hp check & it refused me credit.
does currys have their own credit rating?
i have never been ... |
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 I have no credit and i need to get a personal loan quick!!? |
i have no co-signer and i need a loan
i haven`t started a line of credit yet!
and i don`t want a credit card!... |
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 How bad is our debt? |
| My husband and I have a total of about $20,300 of debt all together (credit card and student loans -- heavy on the student loans). How bad is this? I am 23 and going to graduate college in December --... |
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 I'm 18 years old: no credit, how can a bulid up good credit? |
| I'm getting a cell phone bill in my name and have considered a credit card---the basic rule being that I only spend what I can afford, I had a credit card in the past (in my grandfathers name, ... |
|
 Is bankrupcy better than dept consolidation? |
64 years old, amount owed is approx 25,000 in credit card debt, retiring in 1 year, unable to continue full minimum payments and still keep my car.. (Got in too deep!)
Additional Details
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 Need nose surgery asap... awful credit. can i get a medical loan with a cosigner? |
| Ok, i have a very severe deviated nasal septum. my nose is crooked and it has gotten to the point where my throat is so torn up (because i can't breathe through my nose at night) that I ... |
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 I need 4,500.00 to get out of debt? |
| But since I've got a little behind on my payments no one will loan me any money. I need a debt consolidation loan, but all of them have turned me down to. I'm paying out 600.00 a month in ... |
|
 Paid surveys? |
a scam or a gift?
anyone out there actually done it and got paid?... |
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 Pay it off myself, or go to a credit reduction agency? |
| I'm 23 years old, and I'm 1500 dollars in credit debt. It's impossible to find a renting place for an apartment with the bad credit, so I come to the friendly people here for some ... |
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 If I signed for students loans before I was 18, am I legally liable for the debt? |
| I started college when I was 15. I signed for $23,000 worth of student loans. My parents did not co sign. Now this debt is on my credit report. Technically, I don't think they can enter a ... |
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 My husband and I got behind on some credit cards and plan on paying them soon, problem w/ them calling...? |
| A few of my husband's creditors call probably 15 times per day. Sometimes I'll talk to them, they get nasty when I explain the situation and still keep calling and calling and calling. Isn&#... |
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 Harrassment by Collection Agency, can I sue for this? |
| This is in regards to a credit card. I told them I will pay it off in full when I get my income tax return because I lost my job when I was on maternity leave (differnet subject and now grounds for ... |
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non_stopangel | My current credit score is 702, is this a good score? |
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SPIFIMAN1
|
SCORE, SCORE, SCORE that's all I see in these questions. While a 702 score is good, it's not all about score. Your score is made up of the following:
1. Payment history 35%
2. Time in bureau 15%
3. New credit 10%
4. Type of credit used 10%
5. Debt to income ratio 30%
I have been the credit business for over 7-years now and I have seen people with 700 scores that could not qualify for a car loan because all that was on their credit was 1-credit card with a $500.00 balance paid 25-times as agreed and a couple of student loans.
When will people learn that score while important is not all there is? |
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Sentient6
|
Yes thats pretty good |
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lilamngolfergirl95
|
Well, your credit score is pretty good, 650 and below is bad, but 650 and above is great. If you want to get your credit score higher (higher the credit score the more money you save) than just pay you credit cards on time, and don't have too many credit cards, just have 1 or 2 not like a million. |
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JADE
|
You know that's an excellent score. No need to rub it in . . . |
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Brtny
|
the higher the better |
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wamzy
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Yes! my credit score happens to be 720!just kidding repeating a commercial but yeh its good. |
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Nodor
|
A 702 out of 850 is really good!!!
I am personally rocking a 791!!! |
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Dr. Nick
 |
Yes. |
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clgirl
 |
702 is really good.... |
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zander1331
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It's pretty good. National average is just about 675. |
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Mariposa
 |
Yes that's great. Keep up the good work. |
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TaxMaven
|
Yes, it is a good score. However, don't obsess about your credit score. Live debt-free. Then you will be working for yourself, not for the bank.
It IS possible. See the books below. They are 2 of my absolute faves for knowing how to handle your financial life. |
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