What if a collection agency sends you bill after bill after month after month and you don't pay? |
| Will they take you to court? I have this big bill of like 700 some odd dollars that I can't pay. If they can send you to court, how long do they wait?... |
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Is this credit fraud and what could i face in court? |
| my dad and i have the same name. he allowed me to use his credit card to make a 5k charge while i was still living at home. i now live in another state and he now is threating to press charges. its ... |
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Has anybody ever used a credit repair company? |
| In particular a company called credit for all or any other repair company.They say they can remove bad credit from your file mainly because most of the finance companys dont keep great records thus ... |
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Does identity theft have a connection with car theft? |
Additional Details lets say you leave your credit card inside your car and your car gets stolen.... |
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Fico score of 683, but Wells Fargo denied car loan. Can I get a pre-appro. loan elsewhere? |
| Fico of 683, but WFargo denied me a pre-approved car loan due to bankrupcy 4 yrs. ago and a charge-off on a car loan to another bank 6 yrs. ago. My credit since bankrupcy is great. I have three 8.9%... |
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I have a low credit score. What can I do to raise it? |
I've heard you should get 3 credit cards and make all payments on time. Is this right?
Also, what if I get 3 credit cards, and just never use them? Do I have to have current ... |
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Credit card question? |
| I have a credit card through chase, the chase freedom card, comerica visa card, i am looking for another one to build my credit up, i applied for an american express card and they denied me, i was ... |
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I claimed bankruptcy but wasnt smart enough to take my gf name off the Visa now she owes $4,500 what can I do? |
| I claimed bankruptcy, but wasnt smart enough to take my gf's name off the Visa, now she owes $4,500, and are threatening court action if she does not pay in 10 days. What options does she or I ... |
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What's the best way to get credit? |
| I want to ge ta credit card and can't what's the best way?... |
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Advice needed. I feel hopeless, but there's got to be a way out. Any ideas for a strong future? |
| My goal is to own a consignment shop. I defaulted on my college loans years ago, but have been paying them off with no late payments. My college loan is my ONLY debt. (no car payment, no credit ... |
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Is my credit good for 20yrs old? |
I am 20 years old and have a credit score of 735 from the big 3.
I have a no debt and 7 inquiries on my credit report.
On my report is says I have a debt of 1900 but that has been ... |
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Do you believe it ok to file bankrupcy? |
| im 14 and i have to do a project for skewl and i need to get people ... |
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I need help?? i co-signed for? |
| I co-signed for my sister.And she still hasn't made a payment.I got a letter today saying how much she has to pay.My question is is it me and her getting the bad credit or is it just me? I am so ... |
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First Time Credit Card! I don't want a very large credit limit and i want to choose my design. Please Help! |
| This is my first time trying to get a credit card. I am trying to be as careful as possible because I dont want to ruin my credit at only 19 years old. Im looking for a credit card that I can choose ... |
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What can I do to bring my credit score up? |
| My credit is bad due to my divorce. My score is 549. I have some charge off's . When my ex left me i was more focused on making my house payment than my credit cards. I would send them less ... |
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happydawg | My dad died last January, and a bill collector is sending me 2 bills daily? |
Someone hooked a cell phone up in my dads name and all of the sudden, dad started getting People magazine in Spanish. My dad was never able to speak spanish and would never have ordered a subscription to People. He was for all practical purposes deaf as a stump and never had a cell phone.
Dad lived in a nursing home for 3 years and as far as I know, didnt have any left over bills. He was on Public Aid and never had any money. Am I in any way obliged to pay these bills the bill collector is sending every day? Additional Details Oh yeah, I forgot to say the bill collector knows dad died and they are sending the bills to me because I took care of his "estate" which consisted of nothing. They even apologize for his passing. I didnt have power of attorney or anything. I just looked after him because he was confused and wasnt able to take care of himself. |
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happy_nude_year_pervs
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Sorry to hear that Dawg.
You have a crappy deal on your hands. For sure they're harassing you. You have rights and can probably sue them. But all you really want is for them to go away. I'd call the Better Business Bureau and report them. I'd call The Department of Consumer Affairs and see what your rights are. Good luck!
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ancalagon2003
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No, you are not responsible for another person's debt unless you have guarantee them or agree to an assignment of such debts. You are not privy to the contract of another and there is therefore no legal nexus making you obliged to such debt unless you agree to them. So tell the Bill Collectors to get stuffed and if they persist call in the police or take a suit for an injunction against them. |
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Mother Nature_1
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My husband expired four years ago and I would get bills in his name, I started returning them stating his address change and putting the address of the cemetery along with the plot number as though it was the apt #, I even went so far as to list it as follows: Mr. John Doe 123 Golden Lane - GODS, Heaven 12345.
I did this because he paid for everything prior to passing on to prevent people attacking me and I loved him even more for doing so. That made it possible to care for our daughter without distractions. |
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girlwhoknowsitstrue
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Provide the bill collectors with a copy of your dad's death certificate, and they'll drop it. Also, report to the credit bureaus this information and put a hold on all 3 credit agencies, which will stop the continued intrusion.
I'm so sorry that you have to deal with this after your father's passing. |
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eejonesaux
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hi,,, no sir,, you have no legal obligation to pay any debt of your father... if he left no will , you really dont have to have his estate probated if he had nothing to leave, property or money..
Tell the bill company to take it up with him, write on the bill,, change of address,,, and put the cemetery he is buring in as his address.... they will quit senting them...
good luck |
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Wayne L.
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You don't have to held any responsibilities for anything. Haha, here's a tip: If they still harrassing you, give them your dad's cemetery address and ask them to send the letter to your dad's cemetery. Sorry if this offense you, but i think that's a good way to deal with those collectors. |
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Red
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They can sue the estate for the money in probate court but it does not necessarily mean that they will win. The cost to them will be much greater than any benefit they would receive. The best bet is to call each credit bureau and fax them a copy of your dad's death certificate. This will prevent new accounts from being opened and should limit (even further) any liability that you would face as executor.
1.) Equifax: 1-800-525-6285
2.) Experian (formerly TRW): 1-888-397-3742
3.) Trans Union: 1-800-680-7289
4.) Social Security Administration (fraud line): 1-800-269-0271 |
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Phil O' Brien
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Just throw the bills away, no need to even talk to the bill collectors. You aren't obligated to pay the bills, you aren't obligated to tell them your Dad has died. |
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Earl D
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Well, my Grandmother told them to go to the cemetary when her husband died. So try that one! |
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tryinthis2
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A bill collector cannot legally harrass you. Look up the Fair Debt Collection Practices Act....then quote it when they contact you and they will run with their tail between their legs! |
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REnate
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You are not responsible for your deceased Father's bill. Tell them to leave you alone. |
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