 Took out a pay day advance. Debating closing checking account? |
| I RECENTLY TOOK OUT AN ONLINE PAY DAY ADVANCE. (THEY REQUIRED ME TO GIVE THEM MY ACCOUNT & ROUTING NUMBERS, BUT NO CHECK NUMBER). AFTER RECEIVING THE MONEY FROM THE COMPANY, I HEARD THEY WERE ON R... |
|
 Is it better to get one loan for 11% interest or have two credit cards at 9% interest? |
I'm asking because I want to get a loan and consolidate two headache credit cards with two terrible customer service banks and wanted to know which is the better money saver
Additional D... |
|
 What will happen if I file bankruptcy? |
| I've been thiniking about it. how would it work I have about 3,500.00 in debt that I would like to eliminate also I keep getting turned down for credit and I have been trying to repair my ... |
|
 If you were a minor (15-17) and lied to obtain credit, can you dispute it and get it removed from your report? |
| Ok...I must admit. I was young and dumb. I received a credit card when I was 15 very easily over the phone by lying about my age. They even called me! Og course, knowing nothing about credit I ... |
|
 What happens when you go bankrupt ? |
| Iam a 22 year old student and I have too many student loans and Iam thinking about going bankrupt, so I dont have to pay them.... |
|
 Can things be removed from your credit history? |
| I paid off a bill that was in collections. He told me if I sent him an additional $25.00 he can have it removed from my credit report. Is that possible?... |
|
 I want a collections notice removed from my Equifax Credit Report.? |
| I was denied employment in a major canadian bank due to a collection notice on my credit report. Can i get assisitance in gettin this negative report from my credit report so i can get the job. I ... |
|
 What happens if I dont pay back my credit card? |
| I haven't paid on my credit card for over 7 months. At first I owed $6,900 USD & now they say I owe $9,000 USD & I just owe it on one card & that is American Express. I explained to ... |
|
 I paid off my debt, should I cancel my credit card? |
ok I paid my last cc bill. I don't have any debt anymore. Should I cancel my cc? A few points:
-I've had it since 2005
-my limit is $300
-I need to improve my credit ... |
|
 So this Emerson Financial Group IS a Scam??? My husband wants to go ahead with a loan from them, TODAY??!!? |
| They asked us to moneygram them $911 and they in return would deposit $5000 tomorrow. We asked how the intrest rate was so low and he said the loan was funded by private investors? He said the 6 ... |
|
 Can the engish gov. help me out? |
| my name is ernest aho and I am the great grand son of sir frances Drake. My mothers maiden name is Drake and she is the great grand daughter of sir Francis Drake, and I am in finacial blockade. I ... |
|
 What happens when you have a deliquent credit card and the attorneys are calling you? |
| I am deliquent on 7 cards but only one has been harassing me since it was 2 days late. The others have just kept adding it to my bill each month. This card company called me 8 or 10 times a day ... |
|
 Are there any alternatives to bankruptsy? |
| I have student loans from college and several other debts that my parents helped me acquire before I was 18 and its been very hard for me to save money and pay my bills at the same time. My #1 ... |
|
 Turned Down by Capital One Auto Finance. Can't figure out why.? |
| I was turned down by Capital One Auto Finance and can't seem to figure out why. We've had 2 auto loans thru them and paid on time everytime. We have one that is current, the other was ... |
|
 My credit score is 511 and i need a loan don't know where to go? |
| i am a mother of two and lost my job i am working now doing child care but i need a loan my credit score is 511... |
|
|  |
binkybear | My debt is 10,500 and i only have 3,000 of it now .Do you think that they will allow that for a settlement.? |
Do you think that will settle for that amount. |
 |
 
Luck Be A Lady
 |
Wouldn't hurt to try - make them an offer but make sure that you or they prepare and sign a document that the $3,000 settles the debt. I know someone who owed $26,000 and the creditor settled the debt by her giving them some jewelry she had that was worth maybe $2,000.00. |
|
eclipsed2908
 |
Not as a settlement. The lendor will want their 10,500 at some time.
Finance companies will always be patient with you as long as you contact them before they need to call you and make threats. They only get annoyed when they can't find you.
Call the company and explain that you only have 3,000 and that you are working on the rest. They will ALWAYS appreciate knowing what's going on with the repayments. If you can offer them a REALISTIC date by when you will be able to pay, they will normally be ok about it and call you back around that time, so make sure you get the date right.
Think of it this way. They lend money and a lot of their own resources are spent chasing people who can't pay, get scared and then hide or run away. This makes them more angry than anything else, so be honest and call them FIRST.
Be brave. Be honest. Work hard to get the balance paid off. |
|
stephen l
 |
Your best bet is to let professionals negotiate it for you; they can usually get you a greater discount. Whatever you do, don't let them know you have the $3000 right now. |
|
wizjp
|
How much is finance charge and penalty and how much is acutally a charge?
Betting they won't take less than 1/2 |
|
the drizzle is a chick!
 |
probably not.. if it's a credit card, more than likely they will only settle for 75% of the debt. i had a cc that i owed $7500 on and we settled at $3000. my cc company told me that since more than $2000 was interest and fee's, they were willing to give me the maxium settlement percentage off. you really have to work with the company and come to a comprimise, because they will not offer you anything unless you ask for it. |
|
Yayyer!!!
 |
No |
|
Jessica M
 |
depends on who you are talking baout but I wouldn't its not even half! |
|
Debt Guru
|
That is only about 30% of what is owed and typically creditors will want to settle for 40-60%. You can look at these settlement letters and see if your creditors are here or you can contact them and they can tell you.
http://www.fdnsolutions.com/settlementletters |
|
Dzo
 |
Hi,
Why not? You have all the rights to do so. You can visit http://www.cashguru.info and learn some tricks for settling your debt at ease. Good luck! |
|
sajith
|
You may get your doubts very well clarified from http://moneytips.bestmoneymatters.info . Best wishes! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 23 minutes(s) ago
| | | |
12 | 56 minutes(s) ago
| | | |
12 | 2 hour(s) ago
| | | |
12 | 4 hour(s) ago
| | | |
12 | 6 hour(s) ago
| | | |
12 | 7 hour(s) ago
| | | |
10 | 11 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
12 | 3 day(s) ago
| | | |
12 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
