 Couple of questions....? |
| I don't know anything about loans. All I know is my boyfriend has a ton of debt. All his loans, credit card bills and his truck plus my student loan comes to about 27,000 dollars... i'm ... |
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 Which credit card gives you the best rewards? |
| I tend to use one credit card to charge all my expenses each month and then pay it off at the end of the month. There are sooooo many credit cards out there and I was wondering which one gives the ... |
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 Will I get a late charge for my capital one credit card? |
| my payment is due tommorow.and i put it in the mail yesterday however tommorow is a holiday.it is the first time it has happened.anyone know how much i will be charged.... |
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 Son refuses to pay father for his car loan.? |
| My friend asked me for advice the other day and I wasn't sure what to tell him. His 21 yr old son bought a new car 6 months ago. His father had to co-sign the loan. The son agreed to make weekly ... |
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 Will not paying off your credit card completely in a month hurt your credit score? |
I got my first credit card last year, I've used it a lot and got a few credit increases, and have paid it off in full at the end of every month.
However, this month I've spent ... |
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 How do i get $4000 by April??!??! I really need it...? |
and i dont have a co signer or a loan
Additional Details
no co signer or ... |
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 How bad can medical bills affect your credit?? |
| how bad can medical bills affect your credit? I was informed of a medical bill that has been reported. tell me the bad news.... |
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 Who has to pay his father debt? |
My friend's dad is in jail since a couple of months. He owns some money in credit cards. Who will have to pay for the debt? Since obviously the father will be unable to pay
Additional D... |
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 What is better a credit or a debit card? |
| mainly using it for online purchases and buying things like clothes, shoes, phones, etc...... |
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 Aside from shopping convenience, what are other advantages of having a credit card today? |
| I intend to avail a credit card for myself. But before plunging in, i would like to know if i really need it. Is credit card a boon or bane?... |
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 How come NO ONE will give me a loan or credit card when my credit rating is 652? Is it THAT bad? |
This is all so confusing.... I get declined wherever I apply for this stuff and nobody can help me and now I have all these inquiries on my report and.... UGH. Shoot me. =/
Why is it everyone ... |
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 Pulled my credit and scores are 609equifax, 642transunion, 672experian. had 2 car loan 1- $28k and 1-$21k..? |
| paid off the $28k loan early last week (sold car) so now I only have 1 car loan at $21k. Wondered if that 609-equifax score might increase because of the $28k debt being removed. I need it to go ... |
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 I have had a cash payment put into my bank account of £270 and it was not me or anyone I know. what do I do? |
I am not going to " steal" it but if someone has paid into my account by mistke will they get it back or will the bank keep it?
What do I do?... |
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 Is it bad to have a high credit limit? |
| I want to increase my credit rating, so I have been putting small purchases like trips to the grocery store on my card. I pay it off every month. I have had this card for over five years, and have ... |
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Jozey G | My employer recieved an order to withold on my wages!? |
I just recieved in the mail today by my employer that they have to garnish my wages. I guess a creditor got a judgement to garnish my wages. I recieved letters and a summons before by these creditors, and I went to court, but I didn't see my case# so I just left. The first summons I recieved was over 5 years ago. It says on the Witholding order that the judgement was entered in the court on 08/31/01. Isn't that past the SOL? And can they get and order to garnish my wages without notifying me first?? None of the letters they sent me said they will do that. And I never went to court to get this judgement, can they do that without me being there?? Also the other letters that they've sent me before said I only owe about $2,000. Now this order to withold says I owe about $3,000. Apparently they added some interest to that. And that's not what it says the balance is that shows on my credit report. What should I do? And is there anyone that I can talk to?
Additional Details
Can I call the creditor and ask about a settlement? Or will they not offer one? |
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nkc72
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If you did not show up to your court date, what most likely happened is that the creditor obtained a "default judgement" against you, allowing them to garnish your wages to collect what they are owed.
The garnishment can follow you from job to job. Your HR department should have a copy of the paperwork and on that paperwork will be the name of the administrator/court where the payments are sent. Contact them if you want to pay off the balance in full. Other than that, there is not much you can do at this point. |
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Oh Nooooo!
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I know a creditor can win in court if you don't show up because it's happened to me. Even if it's past the SOL, who's there to say it is? The lawyer for the creditor isn't going to point it out.
Thankfully, they can't garnish wages in TX for things like this.
I asked the same thing. (about settling a judgment) Since they've already spent the money to sue you and gotten a legal order that you owe the money, they have no incentive to settle.
My husband had a order to garnish his wages for a federal tax debt. He made $1000 a week and they sent an order to garnish $800 a week. He didn't want to hide from the debt, but he couldn't afford to keep the job as his expenses would have been more than he would have been making. |
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cork
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ACTUALLY NOTHING YOU CAN DO...
YOU CAN PAY IT ALL OFF QUICKLY...
OR JUST LET THE GARNISH EAT UP THE JUDGMENT..
LATE PENALTY AND FEES MOUNT UP FAST ON TAXES.. |
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lil southern girl
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Once a judgment has been entered, it can stay good forever as long as the creditor renews it each time before the time runs out. You would need to check the time frame for that in your specific state. As far as you not knowing about court, they should have had to provide the court with proof that they served a summons on you. But for only $3,000.00, you should just pay it off as soon as possible. It would cost that much or more to get an attorney to deal with it. |
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Tan D
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The cost for Judgement is more than S$1000. Your credit report normally only shown the principle amount you owe them, but not the interest and legal cost. You should call them for a composite payment to settle the whole issue. |
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Spot
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Sorry my friend........but you're sooooooooo screwed. Yes, they can garnish your wages and they can now take up to 50% of your disposable income (55% if you are in arrears). You basically have 2 choices........pay or quit your job and try to hide from it.....however, hiding doesn't work because this debt will not go away and they will continue to add interest. OR...maybe you could hook up with a wealthy man that can pay this off for you. Good luck. |
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SPIFIMAN1
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When you did not show up in court, they got a default judgment. They do not have to notify you of a garnishment. Judgments will follow you from job to job so there really is no way out other than paying it. The total includes interest, court fees and most likely lawyers fees. all legal for them to add.
I had one show up six years after my bankruptcy, guess what I had to pay it. |
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∞infiniti∞
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They sued you and got a judgment against you before the SOL expired. Judgments are valid from ten to twenty years depending on the state you live in. |
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Brown-eyed girl
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I think the statute of limitations is 7 years for credit stuff like that. I would just pay it off and next time be very careful. You can talk to a lawyer if you think it will help. |
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