 Whatdoes it mean when a collection agency says its pursuin litigation? |
| A collection agency sayss they are proceeding with litigation - what does that mean - should I accept their offer to make payment arrangements with them?... |
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 More than one credit card? |
| I'm 18 and I have a Student Select credit card with Bank of America. It has a $600 credit limit but I really want to get the Discover Gas card because it's 5% cash back on gas and 1% on ... |
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 Is there a statute of limitation on a judgement (money wise)? |
| If the judge makes a judgment against you for say, $3,000 is there a time limit to collect or is that judgment good for as long as it takes to get the money even if its for 30 years?... |
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 Can i use a debit card to buy online? |
| i turned 18 a few days ago and when i tuen 18 my bank account is changed and i get sent a debit card which i havnt got yet but its coming. because im 18 now i can also apply for a credit card....yes ... |
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 If my wife doesn't pay her credit card bill, will it hurt my credit score at all? Or does it only affect hers? |
| We are struggling to pay our high balance credit cards right now. Some are in my name and some are in hers. We are going to sell our house and buy a cheaper one but right now we cant keep up with all ... |
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 Why build credit? |
I have a year left to go in college. Everyone recommends getting a credit card and using it lightly to build up my credit score.
My question is, why worry about building credit now anyway? ... |
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 How can you see your free credit report without having a credit card? |
| I am trying to find my credit report, but all the sites I go to, you have to use a credit card. I don't have one and don't want one. Does anyone know a site where you don't have to use ... |
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 A resteraunt I go to is charging me a fee to use my Visa card!!!? |
| A resteraunt that I visit frequently (which will remain unnamed) has always charged me a "convinience fee" for using a debit or credit card. I didn't think anything of this, as I'... |
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 How is it that Americans can let other people use their credit cards? |
| We see it al the time on tv. You seem to be able to assign your cards to other people to use whereas we just can;t do that in the UK unless you have a joint card holder.. even then that person has to ... |
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 How old do i need to be to get a debit card or credit card? |
| my parents have been telling me that I need to be at least 15 to get a debit card I rly want to know thnx.... |
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 How to payoff a $900 Dollar Debt w/ 20% APR? |
I basically have a 900 dollar debt, with capital one, and my interest is way to high its like 20%, meaning I pay an extra 10-15 a month in interest.
Do you think if I call them, they will ... |
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 Can you be jailed for an unpaid loan or other debts? |
| So I took out a payday loan because money has been really tight and I have been trying to get money matters fixed. I have had the option of requesting more time every 15 days so far and had to pay ... |
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 Is there a payment service where someone can send me money, other than paypal,escrow e.t.c? |
trying to receive money from someone and deposit it, i dont want to use paypal as i dont trust them any more and money bookers etc.
do you know any/... |
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| An ex-boyfriend had conned me into co-signing a credit card and now there is a debt of 300,000. Help!!!? |
| an ex-boyfriend had conned me into co-signing a credit card and now there is a debt of 300,000. Help!!!... |
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 Credit Cards? |
| Today I found out that my credit score is 770. The reason why my credit score is high is because my parents co signed ro me to get a car loan. Today when I went to apply or a credit card I got ... |
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mrsjackson28 | My ex and i had a bank account he wrote a bad check now they are trying to make me pay it can they do this? |
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mamatohaley+1
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If it was a joint account and your name is still on it than you are jointly responsible. |
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Bruce T
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Yes they can. And they can also sue you and/or ruin your credit rating. |
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jazz_lover_25
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Unfortunately, if both your names were on the account, then you are also responsible. If you were already separated or divorced when he wrote the bad check, I would go to the bank and speak to one of the managers to see what they recommend. Good luck! |
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Rosy
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I believe for joint a/c u need 2 signatures. Did you sign it?.
If you didnt the bank cannot hold you responsible as the meaning of joint a/c is everything is done "Jointly".
Good luck |
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dougzinboston
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If they can not get him to pay or can't get a hold of him, then yes, they can chase you since you are also a legal holder of the bank account.
The only thing you may be left to do is to pay the debt and sue your ex for the money. |
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blueJean
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was the account settled during the divorce? if you name is still on it, you might have a hard time getting out of it. what about your credit? never leave joint accounts unsettled. |
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Sjean
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Yes. You were pretty dumb not to close the account when you broke up. |
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Chungath
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If it is a either or survivor ( E or S ) account, then you have to take the responsibility of honouring the cheque. If it is a joint account and you have also jointly signed in it, then also you have the responsibility. In that case the only thing you can do is to move legally - later - to get his contribution to the settled amount. One last resort is that in the terms of your divorce legal document, if The responsibility of this account is mentioned in such a way tht you are relivieved from all the responsibilty of this account, then you can move legally.. |
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Renee W
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If you two were sharing a bank account then yes, unfortunately you have to pay it. I know that bites the a-s-s, but that's the way it is. The same thing would happen to him if you'd written a bad check. |
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Zafar
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If its a Joint-Signatory account, then your ex should have taken your consent on it. However, if it was not Joint-Signatory, and required any of you to sign checks, then you will be responsible to pay for it as you have authorised him to use the account even without your knowledge.
Suggestively, convert your account to a Joint-Signatory account to know what your ex does with the account. However, even you would require his signatures for the checks you would write as well. |
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