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jimval67 | My father has about 85,000 in credit card debt. If he dies who is responsible for it.? |
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 |
 
raels1
 |
oh my goodness how can anyone get a credit card debt of 85,000. please try and encourage him to pay this off gradually and perhaps tell him how this would affect your mother (if she is alive) to have to have this added burden on his death. the same thing applies to his children. it is hard enough to deal with the death let alone all the other worries.
you might also mention that the house would probably have to be sold to cover the debt as all debts have to be paid out of the estate and whatever (if anything) that is left over goes to those stipulated in his will and i hope he has one.
i wish you luck this is a tricky situation. |
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PJ
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The estate. If he owns a home then the home has to be sold and the proceeds pay off his debts before anyone else gets anything. |
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remowlms
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Your fathers estate if it has any funds - if it doesn't then the credit card company is out of luck... |
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Carlos
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it's depends where you live? If you lived in Brasil, the estate is responsible for the debts of "decujos" (deads). The heirs have not. The debt may be charged up to the total strength of the inheritance, or until the value is inherited. The debt can not exceed this. It's the Brasilian law. |
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Happy Cooker
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It's time for Dad to declare bankruptcy and get rid of all that debt. If there is no money in the estate, the credit card companies will simply write it off. |
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nikko
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That depends on who's name the debt is in and if he is married..If he is married and the spouse is an authorized user then the spouse would be responsible..If there is anything that he purchased that can be taken back after his death such as a car or furniture that can be taken also..The kids are not responsible or any other family member unless you are a co-signer or an authorized user..Try to get this debt under contol if you can before anything does happen,just think of the burden that would be lifted off of him |
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Carlii
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His estate - everything will be sold to pay off his debts. If there is nothing left to sell and there's still more debt, then if there are any joint account holders (authorized users don't count) then the debts will be transferred to them. You will need to be prepared to mail a copy of the death certificate to each and every one of his companies.
If there's anything left to pay after that, it will be charged off by the credit card companies... of course, this means that you and the rest of you family will not be getting an inheritance. |
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mbrcatz
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His estate.
Debt is not inheritable. So YOU aren't responsible to pay off his credit cards. But if he has a house, you can't inherit that, until/unless all his debts are paid off, first. |
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Timmy S
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Your fathers life insurance, home and valuables will be sold to pay off the debt and then anything left over will be distributed to the children or other relatives. Hopefully he has a big enough life insurance policy to cover the debt! |
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loves christmas lights
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Your mother probably. If she is already passed, then his estate if any. Not his children. |
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KitCAt
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spouse, estate then charged off as a loss. |
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Kay T
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Does it really matter? Your father would be dead and looks like your worried about money. Nice! |
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cloveryer
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you shouldnt be saying things like that
stop saying what if he dies
thats just cruel |
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