 Im getting married soon and desperatly need a loan, got real bad credit, and bank refused, any ideas?? |
Additional Details
ok so for all u pple giving me stick about getting married when financis are no good, 5 years ago, after a divorce and death of my baby i suffered a nervous break ... |
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 I would like to get a credit card? |
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 Does marriage effect good credit? |
| I have great credit, my boyfriend on the other hand has very bad credit. We have been talking marriage for quite some time now and always just thought that with the current situation we would use my ... |
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 I work,i have a mortgage, i have a car bought on hire purchase,Bank loan,so why wouldnt Currys give me credit? |
hello, i went to Currys electric store to buy some goods on credit (TV, fridge), did the hp check & it refused me credit.
does currys have their own credit rating?
i have never been ... |
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i have no co-signer and i need a loan
i haven`t started a line of credit yet!
and i don`t want a credit card!... |
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 How bad is our debt? |
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64 years old, amount owed is approx 25,000 in credit card debt, retiring in 1 year, unable to continue full minimum payments and still keep my car.. (Got in too deep!)
Additional Details
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 Need nose surgery asap... awful credit. can i get a medical loan with a cosigner? |
| Ok, i have a very severe deviated nasal septum. my nose is crooked and it has gotten to the point where my throat is so torn up (because i can't breathe through my nose at night) that I ... |
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 I need 4,500.00 to get out of debt? |
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 Paid surveys? |
a scam or a gift?
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 Pay it off myself, or go to a credit reduction agency? |
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Anna | My fiance and I want to get married. I have a 40k student loan in default. Will this affect his credit? |
I am working on a payment arrangement for the loan. My credit is shot. What affect will this have on his credit? He is a business owner. |
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lazylisa_69
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No, no he could actually help you re-establish your credit if his is good. |
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maozSFCU
 |
no, it should'nt but check it out with a laywer just to be sure |
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vmoore708
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If his name isnt on it then no it will not affect him personally...it could affect say a house loan the two of you try to purchase together because his is good and yours is not but not him personally |
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shiprepairwoman
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As long as he isn't a joint owner of any debt with you he won't be effected. |
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david a
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your credit is yours ... its controlled by your SSN. Getting married does nothing to his credit rating.
However, if his credit is good ... then you should ask him if you can be a CO-SIGNER on some of his loans. As long as the payments are made on time your credit score will improve.
Also keep in mind that everytime you run your credit ... for anything ... you credit score goes down with each inquiry. If you walk into Wal-mart and they want you to apply for a credit card and they will give you a free set of knives ... for what it really cost ... you dont need the knives!
If you want to improve your credit ... make the payments that are due and on time; try to co-sign with hubby's good credit; and leave your credit report alone ... dont even check it yourself ... in time it will correct itself.
Also, depending on what is on your current credit report. You can bombard the credit reporting company (TransUnion, Equafax, Esperian) with dispute letters every 3 weeks and all the "junk" on your report will fall off whether you owed the money or not. Everyone should be doing this regularly. Just refer to the reference number next to the lender of collection agency and go 4 it. The lender or collection agency has only 5 business days to respond to your dispute ... hit them every 3 weeks religously and they will ge tired of you and take it off your report. |
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SCH
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This will not DIRECTLY affect your fiance...what I mean by directly is when you marry it will not show up on his credit report.
It will INDIRECTLY affect him, in that if you have bad credit and try to buy a car or house together the interest rate will be higher. If you do not qualify for these things he may have to buy them in his name only, which will cause his credit score to go down because his Debt to Income Ratio will be too high. So you will need to be careful until your credit is built back up to use credit wisely so you can keep his good credit in tact for the future! |
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indianagirl
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it wont effect his credit
however when you go to take out any joint loans that will be a factor. I would say except for a house, try to make him the sole signer on any loans you all take out for a while untill you pay that debt down. You having that much in debt will make you all have to pay higher interest rates because they are going to see you as a liability. |
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sig
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It won't effect his credit at all. The only time it will is if you buy something together. Try to get your loan paid off though. |
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John
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Yes it will affect his credit a little. Try to consolidate your student loans. It will be better. Student loan consolidator can reduce the amount upto 50% and also the rate . So try to consolidate the debts. It will help you.
To know more you can visit
http://www.easystudentloanconsolidation.blogspot.com |
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