 Has anyone else been scammed from the Cash 4 Gold people? |
| We sent them a bag with 16.9 grams of broken gold jewelry and they say they never got it. I find that hard to believe since we took the package into post office ourselves. Just wondering if that ... |
|
 Our phones been cut off due to non payment!? |
| My family are fine with it - time of year etc, will be sorted next week. But hubbies family snobs. Need a whopper of excuse for bout 1 week!?... |
|
 Is having £1000 on a credit card considered as being in debt? |
| Even if I am paying atleast £50 a month to clear it and its interest free for a year.... |
|
 Question about a call from a bill collector, saying he is going to get me thrown is jail? |
| This guy is a freakin piece of sh't. Calls me up everyday and tells me to pay my discover card bill from 2000. the balance is now 6k and i have to make payment arangements right now. I ... |
|
 I just turned 18, and want to get a credit card to establish credit.? |
| My bank turned me down because I am still in high school, and all the other places turned me down because I have built no credit. I just applied onling at Mastercard, and will find out soon, but I ... |
|
 I am confused by free annual credit report? |
| You know how you get those free annual credit score reports by the 3 credit companies...well let's say you checked it today on March 27th, so anything added after March 27th to your credit ... |
|
 How do I sign my mother's credit card? |
| I'm using my mother's credit card for something. Should I sign my name? Or just try to sign her signature?... |
|
 What happens when you don't pay credit card payments? |
At my previous address I had a credit card which I maxed out. Times were quite hard (I was living alone as a student) and I was only 18.
I moved house over two years ago now and have ... |
|
 The amount deducted twice for a single transcation after shoping with my debit card, what shoud i do now? |
| I just shopped from Moore super marker with my debit card. There was some signal problem with the swiping machine and my card was swiped more than once, after a few attempts I got my slip and signed ... |
|
 When a bankruptsy goes bad? |
when it gets dismissed what happens there after? Please response if you ever had it happen to you ...and what is put on your credit report?
Additional Details
i'm in ... |
|
 How do I respond in a letter to the lawyers on the discovery, that they sent me, on my credit card debt? |
| I have a civil lawsuit against me on credit card debt. I've ask them to provide proof on debt. (Compel Discovery). They sent several copies on statements from my old credit card. Now they want ... |
|
 Which Credit Cards to Close? |
| I'm working on downsizing my debt, and I've done well in my opinion over the last 8 months or so. Several of my credit cards (I know I shouldn't even have this many open) have zero ... |
|
 Credit collector is threatening me a law suit, what do i have to do? |
| after I graudated, I could not find a job for months and could not pay the credit card debt, which was 9800(includig late payment and interest). It was handed over the collector, they offered me to ... |
|
 Is bankruptcy right for me? |
I am really considering bankruptcy but since it is a major decision, I would really appreciate some feedback from people. Heres my situation:
1. I am 22 years old (23 in 10 days, 33 years ... |
|
 Debt collector refuses to send me a receipt.? |
| I recently paid a debt in full but the debt collector says that they will not fax a receipt to me. They say the only way is for a bank or someone looking into my credit to fax them a inquary request ... |
|
 Is it a good idea to pay off credit card debt by taking a withdraw from a 401k account? |
| Recently divorced, had to use credit card to buy furniture, household items, etc. I bought a house, but had to use the equity to purchase a new furnace this past winter and replace the windows. I ... |
|
| I no longer use a credit card. Do I call to cancel it or do I decline calling to activate NEW replacement? |
| The replacement was sent to me because the former card expired. I have not charged anything to this card in years.... |
|
|  |
happydawg | My friend and his wife bought a house in his name only, Why? |
Her name is not on the house. I know this because recently the county audited everyones property taxes and it came out in the paper and her name is not on the property tax.
I am sure she has bad credit. Do you think its in his name only because they would not have been able to secure a home loan with her name because of her bad credit? Do most married couples have both names on all lines of credit and properties?
He also has a checking account without her name on it. Actually he has about everything without her name on any of it. What do you think he is up to? |
 |
 
babo1dm
|
she probably has Bad Credit....so the Bank didn't allow her to be on the Loan |
|
SPIFIMAN1
 |
There could be many reasons for this but I think it's their business not yours. |
|
great_and_mighty_adam_levine
|
I did that.
The title and mortgage of our home is in my name.
Why?
Because my wife runs a small business, and could be sued for liability. If she is, the house is protected, because she can't be forced to sell it, and she can't put a lein on it.
-->Adam |
|
Kathi B
|
in addition to all of the above answers there is one more reason to buy a property in only one of the spouses name(s), that is to extend their credit over a wider base.
If only one of the spouses' names is used for a purchase then the other one can be used at some future date.
This has been a common tactic of many real estate investors for years and has allowed them to buy many more properties than if both married parties are listed on each house. |
|
Robert P
|
Why should we assume he is up to anything? Perhaps she is dodging creditors and has bad credit as you suggest. If marriage changed her last name the creditors can only find her through her social security number and she would have to proviide that to buy a house or open a bank account. It could be a mutual decision to avoid hassle. Might I tactfully ask what business it is of yours or mine? |
|
Anon
|
He probably doesn't want to get screwed if he files for divorce. |
|
loancareer
 |
Here is a common misconception. If your name is on the mortgage you need to show income, credit, etc to qualify for the loan. A mortgage is a bill, that's all. Granted the legal explanation of a mortgage is a bit more complicated than that but for the sake of this answer, it's a bill. Nothing more.
The title on the other hand is the document(s) that list the owners of the property, If you are on the mortgage you must be on the title. If you are on the title you don't need to be on the mortgage, therefore your credit isn't a concern.
Many states are community property states. If he has his home in one of those it really doesn't matter if he has his wife on the title or not. She still owns half, (of EVERYTHING)
Hope this helped. |
|
claudiacake
|
Maybe he is up to nothing at all. If she has really bad credit, then, yes, buying the house in his name only was a smart thing to do. It made it easier for him to secure a loan, and he got that loan at a better interest rate. Also, if she should die, her creditors can not place a lien against that house for payment. Does she has children from another marriage? Believe it or not, some women dodge child support just like some men. If she owns nothing, nothing can be attached for back child support. Does he have children from another marriage? If so, and he is the sole wage earner, maybe he rightly wants to be sure his children have an inheritance. People do a lot of different things for a lot of different reasons. A couple's finances are very private, and the way they handle those finances are private, too. If your friend isn't content with the situation, I am sure she will eventually speak up. |
|
iceman
|
MANY REASONS
- often, and most likely is has to do with one of them having very bad credit.
- Sometimes is stricly a tax situtation.
- Sometimes its done to protect one or both people from getting sued and losing the house.
- And even it can be simply a sneaky tactic done in the event that the person sees a possible divorce down the road. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 24 minutes(s) ago
| | | |
9 | 30 minutes(s) ago
| | | |
9 | 2 hour(s) ago
| | | |
9 | 7 hour(s) ago
| | | |
9 | 8 hour(s) ago
| | | |
8 | 10 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
9 | 2 week(s) ago
| | | |
9 | 1 month(s) ago
| | | |
8 | 5 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
