 Need help/advise on house mortgage and car loan? |
| I just received my very first credit report/score from TransUnion. My current score is 680. I did have 3 late payments in 4~5 years ago. Other than that, my file was clean. However TransUnion still ... |
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 What's a good 1st credit card for a college student? |
| Something for a college student with no credit (first credit card). Something with a relatively low APR, and 0% APR for the first 12 months. Cash rewards are fine. Wouldn't really use flight/... |
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 How do credit cards work? |
| So,do you only get one amount of money one time on the card and once you've spent all of the money that was on the card you're done? Or do they keep adding money to it monthly or something? ... |
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 Do unpaid phone/utilities collections effect your credit score? |
| I unfortunately managed my credit poorly while in college, and now, over 10 years later, I am slowly trying to repair my credit. In addition to student loans, I have two credit cards in collections ... |
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 How do you get out of BIG time debt? |
| What could be suggested to someone who's in over $100,000 credit card debt?... |
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 Can i get prepaid credit card if i am 14? |
| i need a prepaid credit card (yes to buy sh!t for runescape [dont ask]) and i was wondering where i can get a prepaid card without entering any personal information to get it and still have it ... |
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 Would debt be written off on death? |
| If I have no estate,no house,a few possesions,no savings but a large debt should anything happen to me would the debt be left to pay off by my relatives I am also single with no kids.... |
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 Realistic approach to dealing with credit card debt? |
My curcimstances:
I'm 21, a new mom, full time student, and full time pharmacy tech. I don't make a lot...considering my fixed expenses such as rent, utilities, and child care. B... |
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 I'm 17 Years Old and Interested in Building a Credit History....Help? |
| Hi, I'm 17 Years old and I want to start early and build a excellent credit history early. I am employed already at my job right now for about 7 Months. I basically want a credit card so I can ... |
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 I received a check today from Scott Fetzer for $ 2,950.00 as an International Promotions Prize ...Is it real? |
| Letter states I have won $160,000.00 and the fee of $2,950.00 was enclosed in the form of a check on Keybank National Association Vermilion, Ohio check # 021698, and states that this amount will be ... |
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 Has anyone ever used the Federal Debt Relief System? |
| I am possibly thinking about using this company to eliminate my debt. I am to a point that I want to be debt free and I have been researching this company. I just do not know if I should eliminate ... |
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 What's the best way to re-build credit? |
| After a bad divorce and bankruptcy, what's the best way for me to repair my credit score and move toward home ownership again now that I have my finances under control?... |
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 Does anyone know of a company that will give me a $5000 loan with bad credit? |
| I'm looking for a second chance on repairing my credit and paying off some dept that i have.... |
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 What happens if you don't pay your credit cards? |
| I'm in a major credit hole. I have about 25k in debt and only make about 28k a year. what happens if i stop paying my credit cards? can they freeze my bank account or take it out of my bank ... |
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 Need a loan but cant get credit? |
| ive tried to apply for a loan for xmas they all seem to get turned down except for ones with outrageous APR'S I WAS WONDERING IF ANY ONE COULD HELP ME... |
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flbound | My husband and I are going this weeked to look at? |
modular homes . we live in pennsylvania, my lowest credit score is 495, my husband is in the 500 range, what are our chances of being approved for a mortgage, we own the property where the home will go, will that help us any. we make 55,000 a year. |
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Gr8 F8
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you will qualify for some thing, the interest rate might be high
when the lender gives you the news, you have a right to review the credit report they pull (cannot take it with you) as you look it over ask him/her what you can do to get a better rate. It might be as easy as wait a month and pay down a debt.
if the lender cannot help you with ideas, get a new lender. lenders are in the business to lend so a good one will help you however they can to make the deal work |
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Why Not!
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you should be ok...... good luck...... |
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TIMOTHY D L
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You will get a loan, but you might have to pay a few points more in interest.
That is nice you own the land! That will help! |
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2cents
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depends on how much the house is.... |
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U Looking At Me & Me Looking At U
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IF THATS THE CASE YOU SHOULD BE ABLE TO GET A LOAN.....WITH NO PROBLEM....... |
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man_33
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good luck |
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Maddy Waddy
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Unless you need to move immediately, it would be better to have your credit repaired before getting locked into a high rate loan.
You can get information about credit repair at the sites below. |
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lexlex
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try and get pre qualified |
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mac
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Absolutely! They will use the land as collateral however, dont just check with the modular home's finance company- go online and check with others and the companies that advertise locally for people with not so perfect credit.
Good luck |
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justcurious
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get pre-approved by a bank first then whatever they say you can afford will actually be less. If they say approved for $80k figure you can afford $60k. Banks tend to overrate what you can afford. But at least if you're pre-approved you know what your options are. |
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Mariposa
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I'm not sure where, but if you are lucky and get approved. Your interest rate will be sky high due to the credit score. |
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