 If you had cash would you payoff your car loans or would you use the money for other things? |
| I currently have two car's and I have a combined loan for them with with a low interest rate. If you had just enough money to pay the loan off would you or would you use the money for home ... |
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 Can creditors withdrawl money from my account? |
| Last week, I received a call from a collection's agency, Nelson & Watson. I owe them money from 8 years ago and I know it's my responsibility to repay it, but I'm a college student ... |
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 A credit question? |
| I am in the process of repairing my credit report on my own. I have paid off 3 accounts listed on my credit reports this year. I noticed that everyone saying that one cannot remove negative items ... |
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 Which card is better? |
| A debit card or a pre-paid credit ... |
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 Cash Call.Com wants to put $1,900 into my moms? |
| checking account. They told her she would have to fax a bunch of information over to them and her repayment plan would be $150 a month and she could re-pay it with no penalty.. Is this true? Does ... |
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 In financial ruins....please advise? |
| No excuses, I probably have the worst credit history ever. Credit company has summoned me to court for past due bill. 5 to 6 yrs old. Court date not until Feb '07. Is there any way I can ... |
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 Do you cancel a card that has been paid off especially if it has a high interest rate? |
| example: to pay off credit card you should payoff the one with the highest interest rate. This advice was on Yahoo finacial page, but it did not say what to do with the card after it was paid off. I ... |
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 Am I responsible for my fiances credit card debt after we marry? |
| I am currently engaged to a man who has ran into a lot of financial problems. He is trying to get out of debt however, I am concerned I will be held responsible for his previous debts once we are ... |
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| What's better to pay off car loan faster? |
| Is it better to put money in a savings account until you reach the amount that you owe on your car.. then pay it off.. Or is it better to just pay over your minumum payment each month?... |
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 You always see credit cards for people with bad credit, but what about if you have AWESOME credit? |
| We are constantly seeing credit cards and loans directed at people with no or bad credit. What about cards for people with an 800+ credit score? What cards are most attractive for people with good ... |
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 How can I build credit if no one wants to give me credit? |
| I have been trying to apply for the past couple years at various places like, Walmart, Target, Dillards, Macy's, Best Buy, couple of gas credit cards and even local furniture stores. They all ... |
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 I claimed bankruptcy 10 years ago, can I get a personal loan? |
| I haven't gotten a credit card either. When I go for the personal loan, do I still need to say Yes, I claimed bankruptcy? Even though it has been 10 years?... |
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| I just got a bill in the mail.....(collections)#? |
and it is from a cell phione company saying i owe them 250.00
i had a phone about 4 years ago from them but it as pay as you go....and i have not had the phone in about 4 years...its long ... |
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lisa t | My husband and i are behind on his vehical payment, and we dont want them to reposses it .. what can we do ? |
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Amy B
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Send some money and they won't take it. Cut up the credit cards and get another job to pay off debt. |
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SPIFIMAN1
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How far behind are you? Lenders normally do not start repossession proceeding's until you are at least 2.5 months behind.
Have you called the lender yet and explained your intent yet.
The last thing the lender wants is their car back. Call them and work out a pay plan to get caught back up. |
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luciousgreeneyedlady
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You will have to hide the car until you have the money to get caught up on your payments. |
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loriclaymaker
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Call your loan company right now. Before we paid off our car, and my husband was in school (last year) money got really tight and we wern't able to make our payment. I called Chase (our lender) and like most auto loan companies they were able to give us a break for two months and simply move those two payments to the end of our loan. So we may have ended up paying a little more interest, but who really cares. So call your loan company and don't stress. They ALWAYS will work with you as long as you call them and let them know what is going on. |
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bunnicula
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Talk to the lender and see if they will work with you. Ask them if you can do a deferment. Depending on how far behind you are, they may be able to put you on a repayment plan. If push comes to shove and they wont work with you, try to get a small loan. Whatever you do always stay in contact with the lender. They will be willing to help you more if you keep contact with them and tell them your situation. Communication is the key. Good Luck! |
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whoahway
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Talk to the lender and try to negotiate a new payment plan. If that doesn't work you'll have to avoid the repo-man by hiding the vehicle. The paranoia will destroy your enjoyment of the vehicle, so try to renegotiate. |
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xtral8
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This one is easy...talk to the lender!
They don't want the car, so they will work with you to get through your rough patch. However, this doesn't fix the problems that put you in this problem in the first place, so you might want to take a look at why you don't have the money and see what you can do to shore up a budget.
Because you haven't told me anything about why you can't make the payment, I'm making a big leap with that prior statement...so please take it as a guess and not a blanket statement.
Good Luck! |
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unknown2u
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The only thing that you can do is to PAY THE BILL. They will repossess his car if payment is not made. |
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Brian M
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Pay for it as soon as possible borrow money from a family member if possible.Usually they wont care what kind of position you are in they will still take it away even if you say you are going to pay for it soon. keep it somewhere else until you can pay for it. |
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ndnqt1966
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Make sure you make the payment. Find the money somehow. Get another job if you have to...do whatever it takes. By doing nothing you might as well kiss the car good bye. After so many missed payments they will come get it. |
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James H
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Park it far away from your home and work, preferably in a garage. I've had friends actually rent a garage near their house, just so they could avoid the towing companies.
Work and home are the two spot where they get you most. Sometimes they follow you as you walk to the car, so you’ve got to keep your head on a swivel.
Once a friend actually kept the car for over a year, and the towing companies actually got tired of scouting him. Every time they scout you and miss they loose money. |
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Stuck in the middle of nowhere
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Get the money to pay them. |
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faith b
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Actually this was me last month! I agree with calling your finance company. They let me write a post dated check for the next week when I was getting paid again and then took the money from my account. They let me defer the next months payment to the end of the loan. A few weeks later they actually let me pay less than what they were asking for in the first place so that even saved me a few hundred bucks! Just try to work out something. I try to make my own plan and usually they will compromise. |
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