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ralphie_krazy | My husband cosigned for a friend and now his friend is having trouble making payments. Is there a way in which |
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Biz Guru
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They are coming after your husband then - that is what cosigned means - jointly and equally responsible. |
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evanbartlett
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That's a tough one. There are really two options:
1.) Have your husband make the payments and then have the friend pay him back as he can.
2.) Take out another loan to pay off the loan, and then have the friend pay him back w/appropriate interest.
Take a lesson: NEVER cosign on a friend's loan. If the friend has poor credit, there's a reason for it. More likely than not, one will fall into this situation, which could affect both your husband's credit, and his relationship with his friend. |
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hiderm
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that happened to me years ago - I had to pay it off - years later when I got a mortgage it came up and i had to prove that the loan was paid off. so keep the records just in case you need it. |
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NONAME
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His only option is to stay on top of that account, and make the payments himself if he has to, otherwise his credit will get screwed up too.
NEVER CO-SIGN FOR ANYONE. EVER. NOT EVEN YOUR KIDS. |
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STEVEN F
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Definition of cosigning: your husband got a loan and gave his friend the money. The bank told you this was going to happen. That's why they required a cosigner. If your question is can your husband avoid paying the loan, the answer is NO. That's why the bank wanted a cosigner. |
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SPIFIMAN1
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Not without paying off the original loan. Co-signer means responsibility only in case of default on the account. So your husband has a couple of options, he can make the payments himself and let his friend pay him back or he can take the vehicle, sell it and pay the balance to the lender.
Never, never co-sign for anyone if you are not willing and able to make the payments yourself. |
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frankie b
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NEVER CO SIGN FOR ANY ONE!!!!!!!!!!!!!
Dumb idea |
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Judy1
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Cosigning means that you are committing to pay the payments if the primary person on the loan doesn't. You didn't finish your question, but if you're asking can he get out of it now, no he can't without taking the same credit hit as the friend. By cosigning, your husband is responsible for the payments if his friend doesn't make them. You should never cosign for anyone unless you are willing to make their payments for them if they can't or don't. And that won't give you title to whatever property the loan was for. |
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JustPeachy !!!
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Co-signing for ANYONE is Extremely Dumb. |
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