 Payoff Closed Credit Card Account? |
| My credit card account has been closed by the creditor, but it has a balance due in the amount of $908. I'm working to clean up my credit report and payoff any outstanding debts. Should I pay ... |
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 How good does your credit score have to be in order to qualify for a car loan? |
| I want to trade in my car but I don't know if my score is good enough. Its at 687 right now ... |
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 Do credit cards improve your credit score? |
| Im trying to improve my credit score, (which is in the medium poor range), I just opened an unsecured credit card with a small credit limit, (300$), I was thinking of opening another small acount, W... |
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 Bad credit car loan? |
| Okay i have awful credit from past young stupid mistakes. I make great money now and could easily afford a car payment. however, i cannot find anyone willing to take a chance. i realy wish you ... |
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 I have a credit repair guy that says he can remove slow pays etc etc from my credit. for a fee.? |
| Personally I don't care about the ethics behind it I just don't want to get ripped off. He says he can do it for about $300. Anyone out there have any luck with credit repair??... |
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 My bank notified me that a check I wrote was returned. What do I do now? |
It was for a credit card payment to Target. Do I need to go there or will that contact me or will they just try to re-deposit it? I have the money to cover it in my account now.
Additional D... |
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 Why do banks ask for your national insurance number when you're applying for a bank account? do they check |
Additional Details
the number, because i can't remember my number i think i got it right but now i'm not ... |
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 What can a prospective employer see in a credit check done to a prospective employee? |
| What I mean is can they actually go into detail with your accounts, etc.? OR do they only see you "credit rating" or "score"?? Someone with experience as an employer or manager, ... |
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 Do you mostly use cash,write checks,or use a credit card to buy things?? |
| I always use my debit card......i rarely use cash,or write checks unless i am paying a bill.I don't have any credit cards so if i don't have the money in my checking account,iwon't buy ... |
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 What does a 649 fico score mean? |
| I found out my FICO score is 649. The worst thing in my credit report was I missed some payments on a credit card for 3 months about a year ago. Also, I had a lot of open accounts, but I don't ... |
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 Bankruptcy? |
| My freind was made bankrupt about four months agao and i finding it hard to get a debit card he doesnt want an overdraft or anything he just want to be able to get his wages paid in and that has ... |
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 I need help . my friend open a credit card in my named and she add her self as a authorize user .? |
| she apply thru the telephone she have used the card in her named and also made payments. i call the card company and close the account. but they are still want to charge me for the amount. they said ... |
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 How bad is my credit? |
I know I could get my credit score but it costs money and many of you are knowledgeable enough to help me out for free!
I'm only 19 but I want to get a car loan soon. I am wondering ... |
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 Help! The bailiffs are coming.? |
| I've offered what I can afford to pay but they rejected it so I've put it in writing and am waiting for a reply. If this doesn't work and they come to my home how are they allowed to ... |
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 Which looks worse on a credit report? |
| Having open credit cards with no balance, or cancelling them before they expire?... |
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 I've been trying to get an auto loan??? |
| I found the vehicle I want to purchase. I am 20 years old. I can comfortably afford the payments. I only have 2 credit cards, with a total of less than $600 owed. (lol) I have never financed a ... |
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 Credit cards: Is it better to pay off the full balance or make payments? |
Say you had a balance of 500$ on your credit card. When the bill came, would it be better for your credit to pay off the 500$ right away, or make above the minimum payments?
One of my teachers ... |
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Howdyman | My husband filed bankruptcy before we got married, I need a new car..........can he cosign for me? |
I need a new car and I need a cosigner, come to find out, my husband filed for bankruptcy and he didn't even told me until now. The good news is he is about to get discharge, but I need a new car now. Should I leave him? |
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meme
|
Discharged? I had to file bankruptcy too and for 9 months afterward (at least where I live) you have to give part of your income to your trustee if you make over a certain amount, and then you are "discharged". But you would still have bad credit for 7 years. If the law works the same where you live, then he will have bad credit for 7 years after the date that he filed. After the 7 years, he gets to start from scratch again. Good luck, you'll need it! (Kind of seems like a bastard to keep something like that from you!) |
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reitz37
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You shouldn't use your husband as a co-signer, especially if you are having thoughts of leaving him. If you do, you'll have a high interest rate or it will be one more thing to iron out in the divorce.
Often, you don't need a co-signer unless you don't have enough income or lack a positive credit history. Try asking a parent or sibling to co-sign for you. |
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joyceeleann
 |
Why is leaving a man an option due to his credit score. Why can't you by your own car. You don't need a man...Maybe your standards are higher in what you are trying to get in a car and you need to lower them. |
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DaMan
 |
The better question is should your husband leave YOU since you can't qualify for a car loan ON YOUR OWN merits.
Is he wrong for not disclosing a bankruptcy? Yes, perhaps, but this does not constitute a sound basis for a divorce UNLESS you only really married him for his money or what you THOUGHT his credit score could do for you. |
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bro_ken128
 |
Being discharged doesn't necessarily mean he is free to cosign for any one. He can start over rebuilding his credit record. You would have to ask a lawyer or maybe by chance the car dealer would know. Why would you need a cosigner? Are you underage or bad credit. You should be able to get a car without a cosigner. Check with different dealers. One of them should be able to help you get a car without a cosigner. |
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dawncsg
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First, he probably should have told you that he filed. These days, there isn't such a stigma. But I digress...
Don't have him co-sign. Your interest rate with him co-signing will be high. Ask a parent or a close relative to if you really need a co-signer.
Should you leave him? No. This happened before you were married. |
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dmpete2004
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he can't sign as he is in bankruptcy and the federal court doesn't take to well to that for a variety of reasons, there are several sub prime auto lenders out there but beware they have really high intrest rates, as far as the marriage goes if you want to leave him over this what kind of marriage do you really want? and what does this say to your charecter or his after all, and what ever happened to for better or worse? |
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Luke D
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If you actually need a co-signer just to buy a car, then your credit isn't much better than his. |
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reality
 |
Is this a jock? |
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rainbowcloud49
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That is NOT a good reason to leave your husband. You did not say that he lied to you about having filed for bankruptcy - he just didn't tell you that he filed for bankruptcy - there is a BIG difference.
Try applying for a car loan at Fireside Credit in California. I had at least 60 to 80 lenders turn me down for a car loan until a car dealer applied at Fireside Credit on my behalf. I GOT APPROVED - bad credit and all - and I'm driving a beautiful $60,000 fully loaded SUV, making the payments every month, and enjoying my car. |
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hotmama
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He can't co-sign for anyone. What do you mean,should you leave him? After his bankruptcy is discharged he can start from scratch to start building his credit back up. It will take a while to do it, but in the meantime shop around for your car. There are a lot of places to buy cars and if you have decent credit you won't need a co-signer. |
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gary h
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Sure, leave him - after all, isn't a car the most important thing to you? |
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mel s
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You are joking. You would consider leaving your husband because you need a new car?! |
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