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I would like to apply for a small loan (no more than £500).
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Additional Details
I could save but dont want to wait 3month for the cash paying it back will be no problem.... |
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KRiST3N :) | My little sister just ordered an all access visa debit card in my name. HELP ME?!? |
I went back and looked up the info on it and i've been hearing that it charges you a one time fee for the card and some other monthly charges as well? does anyone have this card or have a suggestion for me? if i don't activate this card will i still have to pay the fees? and also will my name be on the card that they send to my house? |
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tzoggas
 |
Yes, your name will be on the card that they send to your house.
All access Visa cards have to be loaded before you can use them. You have to put the money on the card first.
Normally you pay 10 dollars or so for the card, then you pay another fee to load money on the card, and then yet another fee when you charge something on the card.
Some companies charge a set monthly fee for unlimited transactions. If the fee doesn't get paid, then the card is deactivated until the fee is paid.
Either way, money has to be put on the card before it can be used.
You could still end up with your name in a collection agency if your sister uses the card to set up an account where the card is charged monthly. An example would be something like a membership at Netflix. If she agrees to pay the monthly fee and the money is not on the card, then you will get a bill in the mail in your name. If she rents the movie and does not return it, you will get a bill in the mail for the movie.
I hope this info helps. |
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Mr. Tights
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oooh...
if one of my little brothers tried to pull that
*kick in the head |
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q&a99
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Just call them and cancel it, tell them that you didn't request the card and that your little sister was playing a prank on you. |
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wubzy_wubzy_wow_wow
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call the company and tell them that you did not ask for the card, and you don't know who did (unless you think you should tell them it was your sister).... ask them to reject the card and not to reactivate anything in your name.... but you need to call them, they may very well still charge you for whatever fees even if the card isn't activated-- i think if you call them there is a good chance they will try to help you out, they don't want to cover the cost of identity theft. |
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*bliss*isn`t so bliss*
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sugestion dont do it if its in your name bc you will have to pay every thing off unless its in her name (on the card) and just had it sent to your addy then i guess thats ok but tottaly not if your names on the card! |
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Erin S
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If you don't activate it they can't charge you. Call them up and tell them it was fraudulently requested and request that it be canceled. |
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Aarin J
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ill tell u eat to do
woop her mada f****** a** |
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John Doe
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Do not activate the card.Call Visa and tell them you did not order the card and want it canceled immediately.Call the police and file a complaint against your little sister.If you get a card in the mail cut it up. |
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PJ
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You should call the company and cancel the card. Explain what your sister did. Then threaten your sister that you are going to turn her in to the police for fraud.
You can also call the major credit companies (TransUnion, Experian, etc) and get a free credit report to be sure your sister hasn't done anything else. They can put a freeze on your credit if you want them to. |
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JM
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what is you sister doing ordering a card in someone else's name? that's fraud even if it is a family member! if you didn't order it, call and cancel because it will come in the mail with your name and an activation number and anyone can take it and activate it (including your sister!) |
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GossipGirl
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Just cancel it, call visa. |
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hamsterbabies
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I don't understand your situation or question. Do you WANT her to order it? Or was it some joke?
Just cancel the account and get on with it. If they charge you fees of course it is a terrible card. There are tons of cards out there that don't charge any fees. |
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