 Car Loan Question? |
| I bought a car a couple months ago and took out a 6 grand loan for it. When I took out the loan they said not to pay it off sooner then a year or else it will hurt my credit score since its my first ... |
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 How do you tell the man you love he is ruining your credit? |
| I have been with my mate for 14 years and when we got together I had 30k in my bank account, my credit was excellent, I paid my bills on time and had money left over without touching my bank account. ... |
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 I messed up.? |
| we had a bill from 2006 in our old house. the gas bill was in my then 17 (in 2003) year old sons name, because I had an unpaid bill myself. I had a lot of health problems when we moved last year, and ... |
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 My property has been foreclosed....and i am stuck with$30,000 line of credit? |
| i am thinking of filing for chapter 13 since i also have some credit card debt. is that going to look EXTREMLY bad having both of those marks on me? dont know what to do!!!... |
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 A man who makes 450 grand a year? |
What do you say about that? I just am curious what kind of lifestyle you envision for a man who makes $450,000 a year, and in five years will be making $900,000 year... What say you to THAT!
A... |
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 Who has gotten their stimulus rebate check?? |
| I have'nt gotten mine..my last 2 numbers are 03 where is mine???? i made over 3,000 in 2007. is there someone I can contact about not getting mine it should've gotten directly depoisted, ... |
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 Can I use my debit card as "credit" when there's a positive balance in my bank account, but not enough to... |
| cover what I need to get? In other words, will it be approved by the credit card reader (I know I can't push "debit" because that's automatically posted) as long as there's a ... |
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 My ex filing for bankruptcy - leaving me with the debt collectors? |
| I am now legally divorced, but when we separated, I did not cover my a@# financially. My dad was diagnosed with colon cancer, so I was not concentrating on the separation and left with my 2 kids to ... |
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 What should i do about debt collection? |
| About a year ago, i joined a book club, and thought i could pay the 14 dollars shipping and handeling. I was 17, and wanted to pay, but it just kept dragging on and on, also, I bought a dress that ... |
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 Does requesting a copy of your credit score, lower your credit score? |
| I've heard that if you request a copy of your credit score from one of the Main credit bureaus, it will actually reduce your credit score. Does anyone know if that is true or not? If so, how ... |
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 Low and non-existent Credit? |
How can I get a charge card when I don't have any credit and my husband's is moderate - upper 500's ... NO ONE will give us a credit card.
We really want to establish some ... |
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 Credit card? |
i never have a credit card before, and now i kind of need one because there are lot of tings that i can only buy it online.
So, please explain to me how it's works...
# if i pay ... |
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 How do people get credit i have just left school 18yrs old.i have never had any credit as i was to young? |
I wish to join the forces i can die for my country, but can`t buy a car or get a credit card if i wanted one.all becuose i have not got a credit rating . again how do you get one
any ... |
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 How can i improve my credit? |
| I'm paying off credit cards and seems not to work much. I want to pay the little debts from my file and work myself up to the bigger debts.is having thos credit cards that have a monthly fee to ... |
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| I have $100,000 credit card debt, what is my best option? |
| I owe $100,000 on 3 credit cards. My minimum payments total a little over $2000 per month. I am not behind on payments yet. I am only getting charged an average of 9% APR right now. If i miss any ... |
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 Is it true that "piggybacking" will be no more, as of next month? |
I have a fico of around 620. My dad has agreed to add me to some of his accounts to "piggyback" (is that the term for it)?
Additional Details
Piggybacking is what I've ... |
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Chelsea S | My mother has alot of debt...? |
My mother has alot of debt, credit card, medical everything. When she passes away is all that debt going to fall on me? The only debt I have is student loans and I do not need over 200,000 dollars in debt to fall unto my plate because of my mother's death. |
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Kevin K
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I have no idea where people are getting these answers. You NEVER have to pay another persons debts! Unless you co-sign for something, or get married and buy a house together with your husband or something like that. Actually in that case it's a joint debt...but to answer your question....if someone dies in - or out - of your family, the lender can come after their assets, that's it. IF THERE ARE NO ASSETS THEY GET NOTHING! They can't come after you just because you're related. |
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Wayne L.
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You have no liability to your mother's debt IF she pass away, unless your name is on her account otherwise you don't need to pay a cents ! |
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Paula M
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The executor of her estate just needs to send a note w/ a copy of the death certificate to all her creditors.....you don't inherit another person's debt........Now, if you co-signed anything, then you are already responsible and will continue to be responsible. |
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the dream
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Check to see that you have not co-signed any of the accounts. If she has an estate, it might be prudent to settle out the debt for cents on the dollar. If she has decades left, she may want to refinance. |
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surjan r
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You'll have to pay the debt i have a feeling. Tell her not to pay it by using another companies credit facilities, Stick to that company otherwise the interest will be alot to pay to other companies. If there are any Assets that are worth alot I would definately sell some to pay off the debt and to save all income i get rather than spend it all. |
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cblrdy
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Depending on what state you're in it could be taken out of her estate, but whatever is required to be paid when she dies is only to be paid out of her estate, so if there is not enough to cover it the creditors have to eat it.
Her home could be exempt, and probably is. |
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airbob61@verizon.net
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No, her estate will be responsible for outstanding debts. |
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Andrew
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I'm afraid so. Any bills/debts you are to pay after she passes, but... some of them you maybe able to get out of by showing a copy of her death certificate.
Have a Merry Christmas |
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no n
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the estate is responsible for the debt |
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Crystal B
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help her and know just all of the debt will go away or put her ina nursing home |
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