EvilWoman0913
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This has become a common problem in the U.S. and you've gotten some good advice as far as reporting your mother and getting this mess straightened out. I urge you to take action now and if you have siblings, she may have done the same to them, so I would suggest looking into that possibility, too. Please seek advice and follow through now or you'll be faced with many hardships in the future. |
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65% water
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What your mother has done is both illegal and just plain wrong. She may have ruined your credit for your entire life. You are going to have to take legal action to begin to get your credit back on track. Is there an adult in your life who is trustworthy? If so go to that person, explain the situation and ask for help. It seems to me you also might want to think about living with someone else while your mother gets the help she obviously needs. |
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♥§ᶤᵑᶠᶸᶩ♥
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No normal mother would do that to their child..she sounds like she has an addiction. |
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9 lives
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Your mom is ruining your credit. I don't understand how a parent can do this to a child. I would contact all these companies and report her to them as well as the police. You don't need to have loyalty to her since it appears she will never have any for you. It will take you years to clear up your credit. |
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Shannon R
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Report your mother to the police. |
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mlb
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You need to report it even though this is your mother. What she did is against the law. You are the one getting hurt, your credit score is very important it is used when you apply for a job and if you ever borrow money for college or want to make a purchase such as a home loan or car purchase. She has taken this away from you. If you report it it could be taken off your record. |
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psychics are fake
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You can do something some teens don't do coz they are afraid of feeling disloyal to their parents, and likely sense they will need a new place to live if they do this:
Give your evidence to the police. Ask them what you need to do.
Make sure you've spoken with a school counselor or someone in that position as well, so you can be assured the help you'll probably need going this alone. Clearly relatives aren't around to be helpful, so go to trustworthy strangers, the police and school counselors.
You will have a hard time in life coz of what she's done, but after a certain period of time, you will get your credit cleared without having the fraudulent notices on it. |
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JB
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There's really only three things you can do"
1. Live with it because you don't want to seem disloyal to your mother. The problem is she's already been disloyal to you.
2. Confront her and find a way to pay the debt. This won't do much for you credit history though.
3. Report it to the police. Only then can you get these bad accounts off your credit report.
Sorry to say that number three is what is in your best interest both short term and long term. |
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Gone Fishing
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Wow. That is heavy. I have heard of parents doing that to their children in the past. Here in America it is a felony and the parent(s) would go to prison. I do not know what the laws are there in the U.K. I would talk to a teacher or an attorney who won't charge you for his/her help. Make sure it is someone who you can trust. Your financial future is at stake. If you are afraid what might happen to your mom, then try this website. Her name is Judy Hunt. She is a Christian counselor who gives free advice. I bet she can give you some really good advice about this. The link is below. |
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AnsMar
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Wow..... You are young, but you are going to have to take care of this on your own... You have to start getting that mail from her somehow. You have to CALL everyone on that list and tell them what is going on. You have to ask them what their protocal(way of doing things) is and see what you can do to get this taken care of. If they say you have to pay, then tell them you will only do this, if when you have paid, that they take it off of your credit, because it is not your fault.
Do you have an friend that is not close with your mum? You need to speak with someone who is older and ask for their help. If you do nothing, your credit will be messed up for YEARS, not forever, but she seems like she has gotten you in a lot of trouble.
Goof luck, and talk to someone you know that is an that does not know/talk to your mum. |
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Rage The Bounty Hunter
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sue her first
tell someone you trust
your mum will go to jail |
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candi h
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most likely that is why you have been denied employment as well if they do a credit check for those positions. I know you do not want to hurt your mom but face it she has hurt you. I would advise either speaking to her and letting her know that you know what she is doing and will turn her in if she does not pay. Or you can get some professional help from the police or a relative. These will not just disappear and will stay on for about 7 years. This means you would be a risky borrower and have trouble getting things indeed. |
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luvme>oo<
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Tell some one you can trust to help you......... like a grandma or something, hope this helps |
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○•○•Cassie•○•○
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Where do you live that people are giving credit to 16 year olds? You need to turn your Mom in for fraud, print a copy of your credit report and start contacting everyone on there letting them know this isn't your debt. |
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Independent00
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Edit-
I am so sorry your Mother did this to you.
I hope someone can give you some good
advice. |
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Clint F
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i dont know where your from but in australia that is called fraud its ilegal and you need to go to the appropiot authorities or if you dont want to get your mum in to trouble you can ring them up and ask to pay it off in instalments im not really sure how things work where your from |
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