 What is APR? |
| I'm looking on carmax.com at their cars and I clicked on 'Payment Estimator' and I have to enter 'Finance Rate: APR.' What is that? Is it something more that I have to pay? P... |
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 Best credit card to build credit, I have non at the moment? |
| I need a credit card to build credit, I have none and only plan on purchasing a meal a month with it and paying it off asap so I dont care about how much the limit is or anything. Just one with the ... |
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 How do i get my credit card companies to freeze the interest, anyone done this? |
| i can pay my minimum payments but at the rate i am going it will take about 12 years to pay them off. I have heard about interest freezing, has anyone managed to get their creditors to do this and ... |
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 How old do you have to be to get a credit card? |
| how old do you have to be to get a credit card?... |
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 I am a stupid college kid who sign up for credit cards for free pizza...? |
| Okay I signed up for maybe two credit cards in order to get free pizza... I was hungry! and broke.. but they guy told me that it was just to see if I will get pre-approved or not. So I did get ... |
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 What would be your credit score IF you DON'T have a credit card? |
Additional Details
...and I don't want to have a credit card.... |
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 Credit card details? |
Hi there,
i was just wondering if there was anyone out there that would like to give me their credit card details. I am open to all sorts of credit cards regardless wheater its gold or platnium ... |
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 Should i be careful...? |
| I met my fiance in July 2005, we are engaged and living together but the problem is im paying him more than half of the bills to him as they come out of his account. every month i get paid £773.00 ... |
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| What's the best way to pay off close to $5K in credit-card debt? |
| For a bit of background, I make $45K/year, I pay close to $1000/mo. in rent, $500/mo. in car expenses (counting fill-ups), $80/mo. for my mobile-phone service (I don't have a landline), and $100/... |
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| Can I trick the bank like this ? |
Can I go to my bank and say that someone has used my card..and I noticed it when i checked my bank account info online..and then i noticed my card is missing.
and the transaction I want ... |
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 Would you have 2nd thoughts about marrying someone who had bad credit? |
| My cousin is about to, and the question has been lingering in my head...... |
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 Help! my best friend is in big financial trouble.? |
| her and her husband got into debt for 55,000 thousand dollars in 6 different credit cards and they can not pay them any more because they have a house payment of 3300 a month they recently bought it ... |
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 How do I pay off abill on my credit report? |
I have a poor credit score and a $235 bill on there. How do I pay it off and how do I raise my score?
Additional Details
Also just so you know this debt is like... YEARS old. ugh. I... |
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 I need an unsucure loan for £15000? |
does anyone out there know of any off strret lenders for tenants that dont do credit checks? i need to borrow £15000 for a buy to let.
thank ... |
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 Which credit card is better for a persons 1st credit card, espically the age of 18 years old? |
There are many credit cards.
So many to choose from, so many options, & the ones that charge a lot of money b/c of it's late fees.
Which credit card is good for me? I'll ... |
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Slippery Nipples | My parents refuse to let me have a credit card- at what age can I get one without parents permission? |
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tudorjason (matt)
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18 years of age. I commend you for wanting to begin your credit history now, so that you'll more likely be approved for a car or a house. Just because you get a credit card, doesn't mean that you'll get into debt - as long as you are responsible with it. If you use it, you must pay it off in full every month and on time. If you think you won't, then don't charge. |
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RantingLover
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When you're 18 is when you are legally able to get a credit card. The question is, why do you want one so badly? You have to make payments every month and if you don't pay the balance in full you pay interest on the purchase.
If you want one to build your credit by buying things and paying it off in full that's awesome. If you want one so you can buy things you can't afford, that's a terrible idea. |
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babygirlhernandez
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18 years of age... just be careful. Your credit is improtant to you later in the future! |
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Tommy's_Sweet_Girl
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18 and you have a job that will support the money that you spend on it. |
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Ali
 |
18 or 21, not sure what it is for USA.
Anyways, you have to be responsible enough to pay for your bills at the end of the month, and even if you do want one, it doesnt mean you will be approved for one. |
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harbqll
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At 18, you are of age.
I have to say though, you should think long and hard before you do this. It's very very easy to run up a HUGE credit card tab in a very short period of time. You could be a decade or more paying it off. One of my little brothers did exactly this. He got himself a credit card Freshman year of college, and everytime he maxed it, they "generously" offered to increase his credit line. In 3 years he racked up nearly $50, 000 of debt.
This was 7 years ago, and he's still trying to pay it off. They're having his pay garnished, and he had his car repossessed because he had nothing left to pay the car note. He lives in a crummy apartment in a bad part of town because that's all he can afford.
Be very careful with this. I find it incredible that we in this country don't trust people to drink responsibility until age 21, but will hand them a credit card at age 18. |
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Doctor Deth
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you aren't legally allowed to have one of you own until you reach 18 and are no longer a minor. Then you need a job to be able to pay fro what you charge |
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Classy Granny
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18, and then you have to apply and be approved. To be approved you'll need a job with steady income. |
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Cliff
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18 is the age you are legally allowed to enter into a contract of any type (credit card, loans, cell phone service) |
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drenee7
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What is your hurry to get into debt. If I were you, I would learn to delay gratifcation. It is something that will save a lot of money down the road. |
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ibu guru
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You must be at least 18 years old, be employed and have sufficient income to support your credit limit, have checking & savings accounts (you must be 18 to open your own bank accounts), and you need good credit. |
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Dont_taze_me_bro
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The age of majority for your State of residence. |
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Ask M
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when you have a steady job and show responsibility, try to
save and pay cash instead and stay debt free |
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Worldly25
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First you need a job. Then a checking acct. Some banks will open an acct for you 18. |
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