 Will you pay off my credit card debt ???? |
Pleeeeeeeeease!!!!!!!!!! Its only 750 dollars ---
Im trying to get my credit score over 700 --- this would help out sooooo much -- come on -- consider it a good deed !!!
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donver | My wife had a credit card, balance over $5000. she is deceased, i did not used this card, am i responsible.? |
my wife passed away over 2 years ago, and recently received several ph one calls from and collection agency wanting paayment in full |
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SPIFIMAN1
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It depends, when someone dies normally their estate is responsible for the remaining debt. If the account was in her name only, they can come after her estate. So if you two owned any property together, that will be considered part of her estate and they could file a lien on those items.
Now, if the account was joint, then the joint signer is responsible for the remaing debt.
Surviving spouses are not responsible for debt unless you live in a community property State. |
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erinisahottie
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No, you are not responsible unless your name was on the account in a joint account situation. You might want to talk to a lawyer and tell the credit card company to send you the bill in writing. You also might need to send them a death certificate. Bill collectors will try to get money from anyone they can even by lying to them. Remember they can't be trusted. They will target the most vulnerable.
If we were all responsible for debt from our deceased relatives we would all be filing for bakruptcy. Once deceased the companies write them off.
Sorry for your loss. |
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Michael B
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Turn this over to an attorney. Why has it taken two years to contact you? Something is not right. Don't pay it until your attorney says it's legitimate. |
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MiRaNdA rOsE
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do they know your wife passed away, they should of been informed, they would be more likely to let you have time to pay this. but you are responsible for it. when you get married anything Debt occurred during the fact is the responsibility of both parties... My condolences |
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right a
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Not if you are not a co-signer. |
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bobbyzigital
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As long as the account was only in her name and you don't live in one of the following states:
Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin. |
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MBA Don
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Were you a co-applicant to the credit card? If so, you are then liable and not paying the debt may impact your credit score. I recommend you get a credit report to verify. You are entitled to a free credit report annually from each of the three major consumer credit bureaus. Here's the link: https://www.annualcreditreport.com/cra/index.jsp
I'm not a lawyer, and estate laws vary from state to state. So you would have to check with your local state laws to see how the debt (which I assume is inherited through the estate of your wife) will impact you. For example, if you live in a community property state, either spouse can subject the couple to a loan, even without the other spouse's consent.
Seeing that the amount may be significant, I recommend you consult with a local attorney to make sure whether you are legally responsible or not. And in the case you are not, you will also have someone that can fight off the collection agency's lawyers. |
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trouble7808
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When my mother died we just sent the death certificate to the company and showed the bill them and never heard them again, when my husband died we did the same thing and all was fine even taxes were not owed, but my first husband father remarried and then got divorced and what ever she had in her name he had to pay for the bills until he went to court to change the bills to her Good Luck with the bills |
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JP Money
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Yes, Debt is passed on after death to the next of kin. |
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darkflower366
 |
Yes you are responsible for all bills left from her life. |
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mamanana9
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yes the next of kin is responsible for the bills left behind.nothing you can do about it but make arrangements to pay it |
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Nolagirl83
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yes because yall were married...... |
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myhoneylips2002
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No, you cannot be required to pay a credit card balance if it is not in your name. If you were a co'signer, then yes, if not, then no. Just because she was your wife does not mean you have to pay the credit card bill.
You need to send proof that she is deceased. If they try to require you to foot the bill, hire an attorney! |
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airbob61@verizon.net
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Yes, you are legally responsible for your wife's debts. |
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marcster
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As her spouse you are now the one who owes. Good luck.
P.S. Contact agency and explain. They will let you off the hook for the interest. |
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jcr
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yes sir,you are. my son had the same thing happen to him.. |
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