 Where can I find out my FICO score for free with no hidden fees?? |
| and does being negative in a regulare checking account effect your credit?... |
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 How do I rebuild credit after a bankruptcy with a credit card? |
| I had a bankruptcy three years ago, I need to rebuild credit with a card but have heard a lot of different opinions as how to do it. Secured or unsecured? How much of a percentage do you charge? and ... |
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 What credit card can I get that has a 10,000 limit? |
Additional Details
I have excellent credit, I just have only had one credit card that was a 500 ... |
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 Im in a debt management plan but have fell behind.? |
| im really tempted to just stop paying it all together i only owe about 2 grand and my credit rating cant get any worse so im not worried about any ccjs they might put against me? what will happen if ... |
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 Please help!!? |
| ok i have not so good credit, i have no bank account and i hate those pre paid cards oh and them ones that send you a card but its only for there catalog and you gotta pay this before you can even ... |
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| Are there any credit cards available for 17 year old college students? |
| i got a debit card when i was 15 since i was a college student. now that i will be moving out soon, i want to get a credit card to build up my credit. i know that most credit card companies require ... |
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 Can my 80 year old mother, who is on a fixed income, just stop paying her credit card debt? |
| She has about $20,000.00 in credit card debt. Most of the debt is medical related (prescription co-pays, deductibles), and some of the debt is very old.... |
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 Cant pay my auto loan, bank won't help.? |
| I am struggling to pay a financed vehicle, it is now 2 months behind on payment. I called the bank(Wells Fargo) and asked them what my options were like if I could pay a small amount or something.. ... |
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 Should I work something out whith the Credit company, or let it go to a collection agency? |
| My credit is on shaky ground as it is. My boyfriend thinks that I should just let it go into collections, but I feel like I should work something out with the creditor. I think he's worried ... |
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 My mom used my social security number and i dont know if it will affect me? |
my mom and i applied for a credit account at macys AND victorias secret. the accounts were approved. howeve i am scared if it can affect any of us
Additional Details
i am 16 years old... ... |
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 How do you remove a bad credit from your credit report after paying it off? |
I have a credit card that has given me bad credit since 6 years ago. It has accumulated more finance charges since then and has been sent to a attorney.
I would like to pay it off (or settle), ... |
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 New credit card but no pin yet ! How do i go shopping? |
help!
Additional Details
YOU DO NEED A PIN FOR THE NEW CHIPPED ONES... |
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 If paying off collection accounts wont raise my credit score should I even bother paying them? |
| I need to buy a home fast. I am a first time home buyer with a fico score of 620. I have 5,000 for a downpayment. I owe a few thousand in old collection accounts which are on my report. None of ... |
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 Repossession...Now what? |
| 10 years ago I bought a mobile home for 49,000. I lived there with my daughter for 7 years. 3 years ago, I married a wonderful man, and moved into his home. For the last 3 years, I have rented my ... |
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| Hi im 15 im in debt for some pop-up? |
| http://microbillsys.com/ dats the copanny what can i ... |
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John B Harris 3 | My wife makes more money then I ? |
My wife need a loan for a new house. But her credit score is bad. She makes more money then I . However I have a good credit score. Could I Co- Signer for her ? |
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The Irish Nazi
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why dont you get a better job |
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Denise
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Why don't you have the person doing the loan application do the loan in just your name and see if it will be accepted? If not, try her as the co-borrower. I make more money than my husband, but he has a more stable job history so our loan is in his name only -- he has a great score and they accepted it even though the debt ratio was 44%.
Having a larger down payment can help, too. |
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Reenie
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If you have a salary too, you should actually try putting the loan in your name since your credit is good. Her poor credit will make your interest rate higher. You could get a no-doc loan which would put the mortgage in your name, but the title/deed in both of your names. This site also has some helpful loan information. Good luck! http://loan.divinfo.com/ |
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sponge BOB
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Just make some extra cash.I made 64$ this weekend. Just register at free sites and do surveys. I have a tutorial and top sites.
http://www.google.com/base/a/1639261/D9317629329281990324 |
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REnate
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Yes |
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notyou311
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Yes. |
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Peggy K
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Sure! People do it all the time, but be aware that you may end up making some of those notes yourself. |
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MissV
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Depends on the lender and how badly they need to make money. The mortgage company will base the loan qualification and amount on the person making the higher income, so she may qualify for a lower amount with a higher interest rate. They will expect your signature anyhow if you are in a community property state: i.e., that husbands and wives share property equally. They would also expect the loan to be on the primary residence unless this is investment property. They will also want to know why your wife needs a new home and you don't, so where's the proof that you would pay for a residence that you won't be living in?
And if her credit is bad because of a previous foreclosure, judgements or that she doesn't pay her bills on time, or at all, this will affect whether they want either of you to qualify for a loan. |
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*G*
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Sure why not! You may get a lower % rate if your first on the loan though |
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Click
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I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked the site as I return to it often for the advice it offers. I hope this helps you. |
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