 I think I'm being ripped off? |
| Hey does anyone know if it's legal for a collections agency to double the amount of a past due balance? I just found out that a relative didn't pay a cell phone bill I got for them in my ... |
|
 Would you like being a cashless society? |
Your money is now a credit accessed electronically everywhere you want or need to spend. Would you like it better? We are heading that direction.
Additional Details
wow, I was just ... |
|
 Can a 14 years old boy can already get a credit card??? |
| can a 14 years old boy can already get a credit card like VISA, MASTERCARD and others...... |
|
 What is the difference between secure and unsecured credit? |
| I hear about it all the time but really don't know the difference between the two. Could you also give some examples of both? Thanks for the help!... |
|
 Advice on establishing credit? |
| I'll be 19 years old come May. I am a freshman in college and I have about $11,000 in the bank in stocks and other areas. It's making me some nice interest. My current job brings me about $7... |
|
| Am I secretly the type of borrower creditors love? |
| I consume a lot and up to my armpits in debt. I always make my payments with the occasional late fee added on. I pay over 2000 in interest each month but I still get treated like a bytch by my ... |
|
 Why can't I get a credit card? |
| I am 19 years old and a college student. I want to get a credit card to establish credit and to help later down the road in life (like a car or house). I don't have a job, but can pay for ... |
|
 I'm thinking about filing for bankruptcy I maybe have about a little over $6000 in personal credit card debt |
| plus an auto loan I did for someone in 2002, my debt is more than my income. Does anyone know if it would make sense for me to file for such a small amount. I have already talk to a lawyer's ... |
|
 I co-signed a car loan and now the friend went missing. I've made 3 of the car payments.? |
| I've got to get ahold of this car to sell or something. Once I find my "friend", how can I get the car away? Will the police help? Wondering what to do? I can't keep making these ... |
|
 Can i sue a company that reported a $64,000 mortgage on my credit for 10 yrs that's not mine? |
| i have called the company but they have no record of me.its was reported from 1994-2003 now no one knows who made the ... |
|
 Capital One refused me? |
| I was wondering. I applied for their CC a while ago and the letter stated the there is no info available or info missing from each of the credit agencies. Fair enough, I didn't have any credit. W... |
|
 Do drug dealers accept credit cards? |
| Not everyone wants to use cash when they go buy there weekly stash of coke. Do drug dealers accept credit cards?... |
|
 If i have £12,000 debt to credit cards. a £20,000 mortgage. And live in Scotland. Is going bankrubt an option? |
i don't want to lose my house. but don't want to spend next 3-4 years clearing C.card debt.(i'd like to reduce my mortgage instead.) thanks for any advice.
Additional Details<... |
|
 Washington Mutual Credit card? |
| hello, I got a mail with a credit card offer from Washington Mutual Bank, got online and got approved for a Visa Platinum with a $500.00 credit line. From what I've read it's a good card ... |
|
 Can i have credit card of ICICI bank without opening account in the bank..? |
If yes, Does i need to have some security deposit..
If yes,, how much..... |
|
 Are credit cards even necessary? |
| Do I need one? Why should I get one? Do I need one to buy a car? Can't I just save up? I have a savings account right now. Soon I will be getting a student checking account. I think I would ... |
|
 Is it possible with somone with really bad credit to fincance/buy a new home? |
| Past bad credit due to divorce and other negative situations..now situation is better, good, stable job.... |
|
|  |
Dave evaD | NEVER notified of a wage garnishment and now they take 25% of my check.. What can I do? |
I just got my check a little bit ago and can't talk to anyone at work about it untill in the morning...... Like the title said I received zero notice from anyone at my work or from a court or even anything in the mail. I only found out when I got my paycheck today......This is not how it's supposed to work is it? I've lived in the same place for over 2 years with the same phone number so i'm very easy to find if anyone needed to contact me!
Aside from the obvious of contacting my employer in the morning what else can I do? I am the only income and 25% of my check is a huge loss. I assume my employer can tell me the details of what it's for......? |
 |
 
ibgood63128
 |
I had a garnishment and 25% is normal. Yes, they should of gave you something in writting. Yes, You can appeal the garnishment. Mine was 25%, but because it wasn't for child support it was reduced to 10%. 25% is the minimum on child support. Find out what the ganishment is for and by what court. And work from there. There is always an appeal process if you believe it is wrong. Must garnishments are served by the county sherrifs office, you can check with them. |
|
richdevens
|
If you truly have no idea, it could be a mistake and I think you are entitled to an explanation. But be careful not to get angry; your employer wants you happy, not angry, but is forced to comply with government orders such as wage garnishments.
If you owe someone money, you might start there. Also the garnishment has to go to a person or office, they will know why they are getting the money. It may be because someone has an incorrect address for you (their fault) and mailed all of the notices off to somewhere else, lost.
I hope for your sake it is a horrible mistake. |
|
justwondering
 |
I had an employee who's wife had a gambling problem. He let her handle the finances which was a BIG mistake - she got the mail so he never saw the notices. This was the only time that a garnishment came as a surprise. People should be aware of bills they ignored - that would be your warning - then the court order forces the employer to comply. |
|
butterfly32976
 |
Be thankful they do not take 50% of your pay check because they can |
|
taketwo
|
take it up with them |
|
echo
 |
Were you ever served a summons?
If not, I would suggest going to your county court clerk and ask if there was a lawsuit and judgment filed in your name. If so, request a "full" copy of your file. Be sure it includes the process servers papers.
I would suggest speaking with an attorney. Take the full case file and your credit reports with you. |
|
finholl
 |
I have read other answer submitted. If you been sued, garnishment is one method of recovery, child support can be garnished from your wages, IRS. Whom ever is garnishing your wages sent a letter to your employer which was sent to payroll. Of course, it will state who is garnishing your wages, but may not give the reason why, but chances are, it is by a court or government order. And no, you don't have to be served any kind of court papers for a garnishment to happen. If this is a bad check, they will garnish your wages to recover. If this is an outstanding debt from many years ago, find out if your state has a statue of limitations on debt, better known as time-barred debt. |
|
ed
|
All your employer can tell you is where the order came from. A court order or IRS.
Other than IRS, he will not know the reason.
He has to comply
and will have no idea
what or why.
But you can cry.
Back taxes? |
|
Studly
|
It will depend a lot on what state you live in.
For example, here in Michigan they can not garnish your wages without a court order, and then there is a lot of notifications sent.
1) Court summons
2) Notice of judgement
3) Notice from your employer of receipt of a garnishment order.
At each of these points you have the opportunity to file a dispute with the court. So if you never recieve any of these, someone goofed up.
Your first stop is to the courthouse to examine the court papers. |
|
bluealt
|
You can't do anything about it, except pay the garnishment or whatever it is you owe to whoever it is you owe. You should have paid it in the first place and they wouldn't have garnisheed your paycheck.' |
|
NETTA M
|
Ask your employer if it's from IRS or the county. Then you know how to find out what's it's for. Contact whomever it is and find out why you weren't served notice. That's hard to believe unless someone is getting your mail. If it's the county go to the courthouse and find out when the judgment was issued, and when the garnishment was approved. You should have gotten an notice to appear in court, when you didn't they automatically won, then you should have received something saying if you don't pay by whenever we're going to garnish. Then they have to send that paperwork to your job. Even if it was sent to the wrong address, if the current resident didn't send it back "return to sender, addressee unknown" the courts assume you've gotten it, and ignored it. If they have the right address, I'd ask for a court date where the company has to show up and show proof they sent you the garnishment paperwork. I forget what it's called but it's at the post office, not certified or signature required. It's a white piece of paper with your address and whatever companies address, the mail clerk date stamps it, basically saying yes, this company or person sent a letter to this address on this day. It still comes as regular mail to your home it's just a receipt for them, so they can prove they sent it to you.
I'd check it out at work first thing in the a.m. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 13 minutes(s) ago
| | | |
11 | 28 minutes(s) ago
| | | |
11 | 2 hour(s) ago
| | | |
11 | 5 hour(s) ago
| | | |
10 | 10 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
6 | 5 day(s) ago
| | | |
11 | 6 day(s) ago
| | | |
10 | 1 week(s) ago
| | | |
11 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
