 I found $ should I keep it? |
| I work in a hotel and I found a LV purse with $896.78 there is no ID only the cash what should i do? no one has come to claim anything yet it's been over 6 hrs what should i do?... |
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 Im being sued by credit card company? |
| I was delivered a leter by the sheriff today with a court date of sept. 9 Its a old credit card from about 5 years ago for $2500. The paper from the court says falure to appear will result in a ... |
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 Are you in debt and if so how much!? |
LOL Don't suppose many will answer this but I have about £500 on a catalogue and no other debt.. in these credit happy days I would imagine that is quite unusual or maybe not..
What ... |
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 Bank of America has hired a law office to sue me for $3,500.? |
| This is for a credit card account I stopped paying a year ago. They have called my parents' home (I don't live there) and told them what was going on. They revealed personal details about ... |
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 VERY BAD CREDIT, in debt & need to get loan to pay off? |
| I do not need anyones personal opinions on the fact that i shouldnt be in this debt. i know this. i just need to know what options i have. credit card interest rates are incredibly high and no matter ... |
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 How do you buy things on the net if you have no credit card? |
| I have money but don't own a credit card. My last one was used by someone who managed to get my details on the net. Are there any good sites that you can shop on and pay for the goods with a chq ... |
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| One or the other love vs. debt! help help help? |
| so i support my boyfriend right now.. he lives with my puppy and i in an apartment. since hes moved in i got myself in a few grand of debt [due to the fact that i only really made enough to support ... |
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 How do you start to build credit ? |
| Hi there, I just moved to this country and I have no credit history, I was told no credit history is like bad credit history, I've made the same mistakes everybody does, I've tried to start ... |
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 Has anyone got any good advice about getting out of debt??? |
| I dot want to take another loan to consolidate, but would find it easier if i just had 1 payent a wk/... |
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 Can someone who knows what they are talking about please help me? |
I'm a 23 year old married woman with no credit what so ever. My husband has bad credit. What can I do to ensure that I will have good credit withen the next year?
Additional Details
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 Is this a SCAM???? PLEASE ANSWER!? |
| I am trying to sell some furniture at a online website, I've had my listing going for about a week and all of a sudden got two emails (both sounding quite similar) about my items. This is the ... |
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 Go to atm make withdrawal gives back more money than you have in acct. I report it who is lliable for extra? |
| I reported to chase bank and it seems like know big deal. I'm I liable to give back the money but they gave me know advice.... |
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 I have 16k in credit card debt....? |
| just lost my job,have no income or assets cant make my pymts any longer,what should i do?should i declare bankruptcy or just let the creditors chase me until they give up?... |
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 Can a cell phone company take u to court? |
| my mothers bill is like $1,200.00 and they said that if she doesn't pay it then they will take her to court. i thought it just goes on your credit.... |
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 I'm being sued by my credit card company what do I do? |
| I'm 23 now but I have a $4,000 debt from when I was 18.I racked up charges on a Visa card and had lost my job so I couldn't pay.They kept rasing how much I owed so I just never paid my debt.... |
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 Can i get a re-loadable visa card im 13? |
| im a 13 year old and my grandpa sed hed get me a visa card and we cant figure out how any ... |
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lokito | Need a 40k loan but it have 603 score, is it possible i get it with a cosigner? |
hi, i need a loan of 40k but my credit score in equifax is 678, experian 613, transunion 616 is it possible to get the 40k loan with these score and which score will they consider? would it help to have my brother cosign for the loan he makes 40k yearly and his credit score is 610 and i make 35k yearly. what are my chances to get the unsecured loan of 40k with my brother as a cosigner? i need the money to pay my parents debt which is 37k but if i make whole payments to the collection agencies they will reduce alot.i have no collateral i am looking for unsecured loan from banks.do u think i qualify???if not for how much do u think i can qualify??(maybe 30kunsecured loan i can qualify)..........i am planning to apply to my bank or citifinancial and i would never get a loan from the internet or other places so please don`t offer me any... i only trust banks.... citifinancial sent me a loan invitation of 10,000 but with my bro as a cosigner do u think they can offer me 30 or 40k??? Thanks |
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Mr. Blue
 |
Don't pay attention to the people on here who are trying to Scam you.
Beware of Advance fee Loan scams.
DO NOT take any offers or click any links from people that post on this
board... 99.8% of them are SCAMS.
http://www.ftc.gov/bcp/conline/pubs/tmarkg/loans.shtm |
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CHRIS V
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I'm guessing you mean your FICo is 603. After looking at your other credit scores, I wouldn't imagne you could get a $40K unsecured loan, even if your brother were to co-sign, his score isn't so good either (Not trying to put anyone down, I work for a bank, in the department that handles unsecured personal loans). Based on the scores, income, and no real asset out there, I would say you would probably qualify for $7-$10K at the most (And watch those interest rates, they may give you the $10K, but they'll make you pay for it with your current score). There would be other factors involved such as debt to income ratios, type of employment, and the bank's internal scores. We use 5-6 different scores along with the FICo. This is just a suggestion... I would see what you could do about your scores before requesting a loan and getting a hard inquiry on your credit reports. Possibly pay down some outstanding liabilities, clean up any charge-off's, etc. See if you can get those scores up. Good Luck. |
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frankie b
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I think it will be very hard with those scores and incomes. Good luck |
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