 What's going to happen if you stop(or refuse) to pay your credit card debt of 6 grants??? |
Let's say you got 2 credit cards, on your 1st one you owe $1,000
nd on 2nd one you owe $5,000 and you refuse to pay your credit card debts off, what's going to happen then???... |
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 How to send a personal check on Ebay? |
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 Is there a legal way to stop bill collecters from calling? |
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 Credit card advice for Dummies?!? |
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 Dealing with an aggressive collection agent? |
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 How do you get bad credit? |
give me some examples
Additional Details
is it true if you go over your half way mark for your credit card limit, its considered bad? I went over my half way limit, but I don't miss ... |
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 Can Sears credit card garnish your wages if you owe them money? |
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 How can I remove a default on my credit file? |
| I was recently refused a loan. Upon further investigation, I found that I have a default on my credit report from O2. My contract with O2 ended 3 years ago. The default was put on this year but I ... |
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 How can I convince my mom to let me have a credit card or something like that (I'm 13 years old)? |
| I'm 13 years old and I'm turning 14 years old in a few months and I'm going to get my working papers work a job. I know it sound crazy that I want a credit card, but I need it to buy ... |
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 How long does it take for a 10,000 check to clear? |
Additional Details
I deposited the check in my Bank of America account, and the check was from Chase Bank.... |
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 When A Couple is Married, Do They Take On Each Others' Debt? |
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Melissa J | Need help getting a loan to pay off credit card debt!! Help!!? |
Were trying to get our finaces in order and trying to get out of debt. Our main problem is Credit Card debt. We got stupid and opened up a few credit cards and now our credit looks horrible. Our credit scores are OK in the high 600's. We just recently tried to get a personal loan to pay off our outstanding debt but we've been turned down b/c of debt to income ratio. It's really high b/c of the credit cards. My question is, is there any other type of loan we could look into getting that would help us pay off those debts and us only have one payment? We do own our home and have another 3 months in it and we will have had it for a year. We are thinking of trying to refinace our home and get money that way.. is that a good way to go??? Please only answer if you know what your talking about.. i know that we have to change our spending habits and all that so please dont come at me with all that. Thanks!!! |
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justme
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You shouldn't refinance your home -
You should look into a debt management counseling agency in your area.
They can review your cash flow and try to work out a payment plan with your creditors, helping you to get out of debt.
Creditors usually offer concessions of lowering their interest rates &/or waiving any fees if they agree to the proposals which helps you get out of debt within a positive time frame.
hope that helps and good luck. |
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CommonCents
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You may be able to refi your home and take out some cash to pay off the debt. If you have equity, the lender will consider that you are paying off the credit cards and factor that into your debt ratios.
You may need to look at an interest only loan to qualify, just understand what your options are.
Not sure how much debt you have, it is an important factor. |
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Ads
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You simply need a debt consolidation loan. get the loan and pay back the credit cards and then cut them up. Accept one of course for emergencies. My profile under debt has more information on this. |
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coby r
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well the only way you'd be able to get a home equity loan is if your in your home for at least 1 year, which i'm sure you know. it does take a while for all the paperwork to process, so maybe you can start applying now, and when your year is up you can close. only other option i can think of is contacting the credit card companies and trying to get them to reduced your interest rates. they may or may not, but it's worth a shot. i wish you the best!! |
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Keith
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Your credit card debt is not the problem. It is a symptom of the problem. |
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