 Is this a con? |
| my husband applied 4 a loan and the broker said he had been approved for a loan and all he had 2 do was said in there fee of 39.99 pound s and then they would pass his details onto a suitable lender. ... |
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 How do I get a Personal Loan for bad credit. I've searched & searched & get turned down.? |
| I'm trying to get a personal loan for an emergency. None of my accts are past due but my credit score is low because I have too many small limit credit cards that are maxed out. I've ... |
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 Looking for a personal loan for 4,000. i have bad credit. I have steady income can anyone tell me where to go? |
| i have a title to a 2001 Hyundia Accent also for caladeral. i have steady income i just need someone to pint me in the right direction to find a place that will do a loan. Thanks for yur ... |
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 Gift cards? |
| Is there a website that allows you to see how much you have on one?... |
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 I want a house sooo bad!? |
| As a single parent with three kids I feel no one will want to touch me because I am a risk. I would like a 3 or 4 brm house. I make 15-17 hourly, I recieve child support of 320 a mo I'll ... |
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 Credit Cards, Which one should i get? |
| I am 19 years old and i want to start building my credit. I moved out when i was 16, but come to realize i cannot get anything without paying cash b/c i do not have any credit. I would like to get a ... |
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 What can Credit Card companies legally do, if you stop making payments? |
What if you are a Canadian in Florida and these are American Cards? Would going back to Canada be absolutely necessary?
Sorry about the 3 questions. Serious or seriously funny answers ... |
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 What should i do about Capital One? |
| Ok i have had this card with them for 3 years and have never complained about the 19.80% interest but now that i have built my credit up to a score of around 750 at 22 years old i do not want a card ... |
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Can anyone help me with trying to figure out how much my settlement figure on my car finance would be.
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 Debit card question? |
| How long does it take for the shops to take the money out of your account from when you purchased something on your debit card? As this is my first and I do not wish to end up going over what i have ... |
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| I cant afford a deposit for a property so is there anyway around this?... |
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 I am looking for a loan for $5,000 to pay urgent bills. I have aweful credit, and can't find a loan! Help me? |
| I have run into some monetary hardships, and need to borrow $5,000 fast! I am in the process of applying for a grant, but it could take 10-12 weeks. That is just not soon enough for me! I have ... |
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KayLynns Mommy | Need to build my credit score?? |
I want to get a credit card to build my credit, but no one will give me one because i have little or no credit history, and i dont have the money to put down as a deposit. What credit card company will give me a credit card, or any suggestions?? |
 |
 
Yogi
 |
Often times Sears will give you a card but keep in ,mind they have a really high interest rate and try not to be late on a payment. It is So easy to run one up and out of control and then just pay what they want a small amount to which you never catch up. If they should give you one and as I have read you do have a little one it would be so easy to buy her all sorts of neat things. Great but a big kick in the butt at the end of the month. A few bucks is fine but before you know it you owe more than what you can pay off. So you just pay the bear mini, and you never pay it off. You have to set some limits, and it is so hard to keep them, here it is May and soon Christmas. You want her and your other half to have a nice big Christmas and there is goes, birthdays, your anniversary, car repairs, and sears also has the Discover card to which can be used in many places. Yes you credit score will go up but do not pay and you are hurt big time. Good Luck and congrats on the baby:) |
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sockey7
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you Should try CITI I went through them for my first Credit card when i turned 18 i have since gained 100 points on my credit score. I had no credit.
Or First Finicial Bank i think its like 1fsusab or something ha sorry forgot but yeah! |
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margaret
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you can take out a loan for like a few hundred or something, and dont spend it. pay it back with the same money, dont be late on payments and that will build your credit. thats how I did it. |
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visvardis
 |
start small try for a gas card or a target or walmart card with a small credit line gradually build onto it |
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E&L
 |
Years ago Citi Bank would literally set up on college campuses and give away $500 credit limit cards if you were a junior/senior. Be careful because someone who gives a card to someone with no credit history come with a high interest rate. Those 'starter' cards should be closed once replaced with ones that have lower rates. If you have a checking account, and are in good standing at the bank, they may issue you a credit card. |
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traffic814
 |
Get a credit card, use it a few times a month, and pay it off every other time, and 3/4 the other half. Every two months call the credit card company and ask for credit line increase. Correct errors on your credit report. Your report must prove to the lender that he will get his money back.
Some retail and gasoline credit cards are not revolving (do not carry a monthly balance) and sometimes are easier to obtain than regular cards. Over time they can help establish history. If you don't have a checking account, open one. You have very little credibility with lenders if you don't have at least a checking account and preferably a savings account as well. Just as importantly, be sure not to overdraw your bank account. Bouncing checks sends a signal to potential lenders that you can't manage your daily finances and are therefore not a good credit risk.
With careful planning and a little knowledge of how lenders issue credit, you CAN establish a credit history fairly painlessly. There are many businesses waiting in line to take advantage of you by charging exorbitant fees or interest rates, so be careful out there.
--------------------------------------...
http://www.bestcreditrates.net |
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Irina.galactica26
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If you want to build good credit, and this is what a lot of teens end up doing, take on a small bill or two; like get a cell phone in your name, or if you still live with your parents or you share your place or whatever with someone else, offer to pay the water or the electricity bill. It's the simplest way to build your credit, then you can get a credit card. =) Hope this helps
please answer my question too @
http://answers.yahoo.com/question/index;_ylt=A0WTc6dHzClIBz0BOkrsy6IX;_ylv=3?qid=20080512084655AAxv24F |
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Reality Check
|
If you don't have the money to put down a deposit, you might want to reconsider getting a credit card. You do realize that the credit has to be paid back, right? In regular intervals, each month, on time. If you start missing payments, or just stop paying all together, your credit will end up much worse than it currently is now....and you will have an even harder time getting credit extended to you.
If you NEED a credit card, get a 'secured' credit card. You put the money on the card as a 'deposit', and then use the card and it pulls the $$ from what you put into it. They charge an interest rate (as any other credit card would). Some charge other fees as well. However the best secured card I have found dollar-for-dollar is the one from Bank Of America.
You can put anywhere from $300 - $10,000 on it. It reports monthly to the credit bureaus, just as any other credit card would. This card will help discipline your spending habits, because you will be spending REAL money, which is good...because it's not something you have to pay back.
Best of luck with whatever choice you make. Hopefully it's the smart one! |
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Andi Jo
|
http://www.citi.com
http://www.1fbusa.com
http://www.capitalone.com
http://www.orchardbank.com |
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rockyfella25
|
try jcpenneys |
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Blondiespam
|
capital one secured visa
you pay up front about $75 and you get a credit card with a limit of $300 - $750
virtually EVERYONE is approved. |
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ahnolds
 |
Rob the bank. |
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Replace
|
If you are over 18, most department stores will give you a card. |
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Rick
|
Try different banks or studen credit card. There's credit card out there for little or no credit, also start during something will help you had better credits like do a car loan, cellphone, all this will increase you credit score if you paid them off on times. |
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move on
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Lie on credit application. |
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Moneybulls.com
 |
Hi,
Best way to have a credit card is to either apply for a credit card, related to shopping, entainment or travelling. you can apply for american express credit cards, usually many cards have good APR, low or first year fee free cards. you can get more information on http://www.moneybulls.com/index_files/creditcards.htm
once you see cards, surf through the website and you would find a suitable card for you. Also, just apply, may be you get lucky this time, because credit card companies analyzie risk ramdomly.
regards.
http://www.moneybulls.com |
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that beefy juicy taste
|
pay your balance in full at the end of each 30 day period...dont miss payments, and dont exceed your credit limit.
you can also go to a credit repair person, and have them buy the dept, and remove it from your credit, that is if your credit is already bad... |
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