 Can i transfer a student loan(private student loan) over to a 0% interest credit card? |
Additional Details
the reason i am asking is because
i have 6k in private student loans
they are charging me 10% interest
i have a credit card willing to give me 0% ... |
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 Credit Score Anyone??? |
| I am soon to be 21 and I have a 770 credit score. Is that good? Will I be able to finance the entire price of a car???... |
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 I need a loan and i dont work am gettin maried in aug and need money fast.help? |
| ive tried lots of loan companys and they take to long or i dont get anything .i dont no what to do and gettin really stessed.am gettin married soon and did money ... |
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 Can you go too jail if you ordered stuff Online? |
the teacher asked us a question.
Can you go too jail if you ordered stuff Online and you didn't pay? What if you used the billing address to somewhere and the shipping order too your ... |
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| How do I go about eliminating my credit card debt? |
| I am 23 with a nine-month-old son, and I owe (on top of my student loans from college) approximately $30,000 in credit card debt. I am looking to do a debt management/consolidation program, but was ... |
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 I need advice on credit card debt? |
| I have about 2,500 in credit cards that went to collections, what happens if I start over with new means of rebuilding my credit and stay on top of making payments will my credit score go back up or ... |
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 How do i remove negative account history from my credit report? |
| i have a copy of my report and although all put one account remains open , some closed are in my negative history list!! i am trying to raise my score.. for the pat three years i have been paying ... |
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 How can i ruin my credit on purpose? |
| i hate the idea of being worth only what a credit company tells me i am. i want info on how to ruin my credit beyond repair.... |
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 Garnishment of wages? |
| with a garnishment against your wages can they take money from a checking account in your name?... |
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| I am moving overseas from UK and am in debt? |
| what methods to debt collectors use to chase debt in another country does anyone know ? If you buy a house can they find you, serious answers ... |
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 My sister is in debt, creditors have refused reduced payments what does she do now? |
Additional Details
She got into debt through an ex partner, basicially he was a charmer and she was a mug. took her for every penny that she had then turned violent towards her ... |
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 Should I pay my credit card balances and leave them open or close my accounts? |
| I have three credit cards (only about $1,500 total) and I am paying them off when I get my income tax returns. Is it better for my credit to keep the accounts open with a zero balance or to close ... |
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 Is anyone else in loads of debt??!? |
I have got myself in quite a bit of debt and its only started to dawn on me?! Is there anyone else out there in the same situation? ... |
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 If I paid 2 payments a month on my credit card. Someone told me my score will increase 6 points. Is that true |
| I'm refinancing a house and I heard a lady say this at a seminar that if I paid 2 payments every month, each payment counts for 6 points increase to my FICO score. Is this accurate?... |
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 Can i take ripped up money into a bank to change it??? |
My little boy (3 years old) has ripped up 3 ten pound notes, i have all the pieces but they are in about 30 pieces, can i take them in to a bank to swap them
Additional Details
I know i ... |
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 Whats better Mastercard or Visa? |
Is there any difference?
Its just that with my bank if I apply online I get a Visa and if apply by phone I get a Mastercard. Weird.... |
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brooklyn_1948 | Need to pay off a very high interest loan. My credit sucks. Help.? |
Cash Call loan @42%. I was desperate, but now I'm looking to lower interest rate, but no one will give me a chance due to my lousy credit. I'm sure there are sources out there that look at the person and not only the credit score. Bad things happen to good people. |
 |
 
its meee
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Go to Prosper.Com My mom had a $20,000 car loan with crazy interest and someone told me about this site.
Basically it works like this:
-You list to people (yes, regular Joe Smoe people, investors, etc) the amount you need to borrow at the APR rate YOU want. You explain WHY you need the loan
-People like me offer to loan you the money (whether it be $20 towards your loan or $2,000) A.K.A 'Bid' to have You take my money
-The more people that 'bid' on your loan, the LOWER the APR goes, for example: Say Person#1 says "I will give you $5,000 at 20% APR" Then person#2 comes along and says "Well i will give you $5,000 at 15% APR". Person Number 2 is still profiting at 15%, but now out-bid Person#1 and Your interest rate just dropped 5%
(THINK ebay, but instead of prices going UP per bid, they go DOWN)
Basically people fight over who is going to give you a loan
At 42% interest you have, its def. worth it. Its a legit website & very safe, i have used it, and i actually lend people money cause its also a great way to make small investments.
Anyways, check it out, im sure you'll join, and good luck ! |
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Francis I Saviour
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You cut down your expenses and try to clear your loan and improve your position and you have to come out of this with some patience.
All the best |
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SmartA$$
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yes, but good people, meaning good responsible people usually have a savings account and other sources of getting money for less than 42% when something bad happens to them, it is the irresponsible people who haven't payed their past bills who end up with unfourtunate luck and no way to bail themselves out.
Enough lecturing, anyway try to pay as much as possible on your 42% loan, think of it like this: every extra dollar you pay each month (beyond your minimum payment) is earning you 42% interest (because its an extra dollar not getting charged 42% interest), keep trying all the places you can think of for a loan, even a cash advance on a credit card would save you over half on interest.
Also try a pay-day loan, they are usually not good but in your case it would be better than your current loan.
Good Luck. |
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the_reverend2u2
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How much money is it? reply to repoman at princetowncable dot com please... I may know someone who can help. |
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lemurmunk
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You are a prime candidate for seeking help. Novadebt and Credit Consolidation are two reputable, nonprofit organizations that help people with not just paying off loans and lowering rates, but helping people budget better for the future so they improve their scores and such. |
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kappy
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sorry but the world goes round that credit score. You're going to have to buckle down and work your butt off to get it down. And the last place to go are those quicky loan places, they are the only ones that give loans out like candy, that why they charge interest rates higher than the national debt. Get a second job, a part time one, anything to help. |
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Thomas V
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If your Experian credit score is above 520, try Prosper.com. They can help. |
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Tom S
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They sound like payday lender crooks. Are they legal in your area. Another name for these people is loan shark.
Do you have family or friends that can help you out? Do you have a car that you could sell or trade in for a cheaper or less expensive one? Do you have any other assets that you could sell. I'd make paying off this crappy loan my #1 priority.
And if it turns out that these crooks aren't legal, I'd also report them. |
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Daria L
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I've had a similar problem and it was quite hard to refinance because of my poor credit score, but one friend recommended a company that refinance people with bad credit and they approved me, here is the website:
http://www.financeconsultant.org/refinance.html |
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JLB
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Along with Prosper, Facebook has now started the Lending Club, similiar to Prosper. Just beware of the scammers out there. Before you give any personal information, get a verifiable business name, address and phone number. And the big tipoff is the lender will want upfront money before you receive the loan money. It is illegal in the United States and Canada for lenders to do this. Check out the Federal Trade Commission's and Crimes of Persuasion's websites about loan scams. Good luck. |
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