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 Once a credit card is paid off, will it help your credit score to keep the acct open or close it out?
I have been closing all of my accounts out once I pay them off, and my brother insisted that I stop that and keep them open even in I plan to not use it again. What is the best thing to do to ...


 Do student loans show up when applying for mortgage loan?
It doesn't look like my student loans show up as part of my monthly debt when applying for a loan. I have been in forebearance, but do pay each month and am just recently able to start paying ...


 Is there any risk in giving the bank account number for prize claim?
...


 Can a debt collector speak with me about my hubby's credit card debt?
I live in mississippi and the collector said he could legally speak to me about it, my hubby has not authorized this. The thing is i am not on the account and he is telling me when the last time my ...


 How can i improve my credit score?
i have some old bills on my credit history...some are over 5 years....others that are more recent i would like to pay off but in a way that makes my credit better...or anything that will get my ...


 After seven years do all negative items remove them self?
...


 How do I get a Credit Reporting Agency to take off a negative report when I was at fault?
I've had A+ credit for 30 years, for some reason I missed paying a $50 debt to a department store for 4 months. I have no idea why I didn't pay it, I don't do that, except this time ...


 How do I build credit? I keep getting denied.?
I'm 18 years old and have a savings and checking account. I have a steady fulltime job that pays me 400 a week (gross pay). I've applied for credit cards--regular major cards, student ...


 How could a bank do this?
My bank is so stupid.Last night I checked our account and there was quite a lot of money in there when I woke up this morning.I was in overdraft.I have made 2 deposits to cover this amount and they ...


 How do i find money when ive got bad credit and have to work everyday?
I get paid on the 25th and have to work everyday till then, I live in london and its extremely expensive. I have nothing and im not sure what to do as i can't get an overdraft or loan because i ...


 Can i pay my credit card bill before its due date?
Its my first credit card and first payment is due 4th on next month the limit is $300 and alredy have spent $200 is it ok to bay before its due date if i do it will it still improve my credit or ...


 Can i apply for more than one loan on line or does it reduce my chances ?
...


 I received a summons from a credit card debt I owe. Since when is an un-secured credit card debt owed? Thanks?
...


 Why when an auto dealer or apartment complex runs your credit report they won't let you look at it?
Do I not have a right to view my own credit history?...


 Please please please help!!!! PLEASE!?
To make a long story short, I tried to get my credit report information online from annualcreditreport.com, and it asked those personal questions confirming who you are. It asked what company i took ...


 My sister used my daughter's name for a credit card?
I believe my sister used my daughter's name who is 5, to obtain a credit card. The purchases where around 300.00. I am not going to press charges. But does anyone know what will happen during ...


 Cleaning your credit?
I recently pulled of my credit report for the first time in 3 years. It is pretty bad. I wasn't sure if I should us a clean credit company to help get my credit score back up....how does that ...


 Just because i havent got a credit card, i cant get a loan...WHY??!!!!!!!?
...


 Visa debit card needed - which ( UK) bank ?
Hello,

I need a Debit card to use on many internet websites and international, like visa. Do you know wich bank offer (only debit) visa cards in uk ?

thank you
Additional ...


 Does anyone know if it's possible to get a savings account debit card??I'll give 5 points for best answer
Please ...



Worker Ant
Negative Credit Card Balance!?
My credit card balance is like -$200, does that mean I overpaid? How does this work out?
                     
 




Mishy P
Good for you! Always better than overspending :)


mystacall
Rating
yes you overpaid go spend 200!


muneepenee
yu kan pae ahed & get negativ on NE akkount yu hav.
I pae the monthly yutility bills ahed B4 go oversees.
That wae I wont be behind wen I get bak.


wigginsray
Rating
could be - they'll usually issue a check within a month. (they don't want to pay you interest, of course)


Mr D
It means you overpaid.


Titania R
Credit is not like a normal bill where overpayment gives you a negative balance owing. On a credit card bill, the balance is the credit you have left, so if your balance is negative, then the credit you have left is also negative. This is bad for your credit rating, pay them right away!


ebdm212
Rating
It usually means you have overpaid - but be sure to check your statement to be sure that there isn't an item that hasn't posted yet before you use the credit.


mysty_2u
Rating
That doesn't mean you overpaid...that means you over spent! You went OVER your limit by $200. The best way to fix this is by paying at least $200 back to the credit card company so you are not in a negative balance.


lisette1908
You have a credit for $200 bucks...

You can take me out to dinner and a show... LOL


Colin S
Rating
it means they owe you $200 wow that doesn't happen often! to bad you can't charge them ridiculous interest like they do to us!




Bethany
Rating
It means that you either overpaid or else you returned something and it was credited back to your card giving you a negative balance. It just means that next time you charge something the credit company will first draw from the -$200 before it figures out how much you need to pay.


† Gracie †
Yes, you overpaid so now you have $200.00 worth of credit.


Oldenmead
No. It means you owe $200.

If you were $200 in credit the balance would show +200

You are $200 in debit. NOT $200 in Credit!


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