 What kind of home loan interest rate could I get with a bankruptcy on my record? |
| I have a chapter 7 bankruptcy on my record from 2003, but I have no debt and a credit score of about 700. And I have $20,000 for a down payment. If I got a home loan, would the bankruptcy make a huge ... |
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 Applying for a credit card..? |
| I'm almost 18 and I would like to get a credit card and I am just wondering how easy it is, what should be my limit, and should i apply through my bank ?... |
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 How can I get a home loan with bad credit? |
| I'm getting ready to go through a divorce and I have 3 children, ages, 6, 5, and 2. I would have already filed for divorce if I had somewhere to go. I would really like to buy a home for my ... |
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 How can i clean up my credit. i do not have the money to offer on settelments? |
| I want to raise my credit score, and just how can i have the negitives turned into postives on my credit report...there are people offering that they can clean up your credit fast for a fee. so can ... |
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 Credit card limits? |
hello, i payed down alot of credit cards this last year. After i payed them down they increased my limits sufficantly
1 card 3500 then to 7000 now 14000
2nd card 5000 then to 7000 now 11000... |
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 I was denied credit 10/5 by two firms, based on Equifax credit report, need explanation of who and what for? |
| On the report from the denied credit firm, it only gave debt amounts from Equifax and no names. I paid off all my bills at the end of 2005 and early 2006 and only have two debts, outside the two ... |
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 How can i improve my credit, and why is it bad? |
| im 25 andmy credit score is around 550 i believe wich is horrible but im not sure why. i dont have much credit history, but a few years back i got a dept. store card with only a $100 limit to build ... |
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 Unemployed and in debt? |
I'm asking this for a friend who dosen't have a computer.
He's in debt, about to loose his job, lives with his friend, and no money saved up. Every payday he tries to pay his ... |
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 Amazon.com? |
can you pay with a visa or mastercard through amazon?? or u need a paypal??? is it safe to use a visa or mastercard???
Thanks!... |
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 My husband had a credit card in his name only for some dental work. He passed away 2mo. after. I have been? |
| paying on this bill for the past 3 yrs. and the int. rate is 27%. Income was cut in half so I'm just paying min. every mo. so the balance never goes down. Am I legally responsible for this bill?I... |
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 What is a good credit card for me? |
| i have limited if not any credit at all. i just turned 18 last year in november. what is good credit card that will approve me with a decent apr?... |
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 What is the best way to pay off an $8,000 credit card? |
| My current card has $8,000 on it and the percentage rate skyrocketed to a 24% interest rate! I did not read the fine print and after the introductory 0% rate, the interest rate increased. I closed ... |
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 Do things not showing on my credit report affect my credit? |
| I have bad credit as it is but I'm working on fixing but to start off I'm only paying the debts that show on my credit report... but I know for a fact I have some other things that DON'... |
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 Just got approved for a capital one credit card? |
| OK, so if you read my past questions you can see that I have tried desperatly to get credit to buy a PC from for School. so Capital One approved me for a credit card after I got one of their letters ... |
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Trying for # 1!!!!! | No Credit history and looking for a credit card to build credit history!! |
I have been searching for a credit card for a long time now that would let me build my credit. But the problem is that I have no credit history(unestablished). My husband and I have decided that a credit card would be the best way to build my credit!!! Has anyone else had this problem? What card did you apply for that approved you? I am looking for a card with a low apr and a low to no annual free. Thanx for all your help!! |
 |
 
wung
|
bank of america security card. It is a good credit card for you to begin without any credit history. It's no annual fee, but you need to pay 90 or 99 dollars (i dont remember the exactly number) for security reason when you apply for it. After one year, the bank will pay you back for the 90 dollars and your credit is built. The credit line may be not very high, but it will increase after one year. Also, you can apply for anyother credit card after you have established your credit. Hope this will help~~~^_^ |
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tvlscat@flash.net
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Apply for one through your bank.Pay it off in full every month, in order to establish credit. Since you will be paying it off in full, the APR won't matter. In a year you can switch to any card that you want. |
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Katie H
 |
Orchard Bank or Household Bank will give credit cards to people with little, no or bad credit. But it is doubtful you'll find one with a low APR and low or no annual fee. If you have no credit, it will be high to start with, but you'll be able to get it down by making payments on time. |
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A guy from Anniston
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I found the best way to build credit history is to establish an account at a jewelry store. Go in with a small down payment and purchase a watch or something else. Pay down half and finance half. Make the payments on time and it will show up on your credit report.
After you have a bit of credit history, then go for a credit card. |
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chaleychan
 |
Since you have no credit history you'll probably need to start with a secured card. You send money to a savings account and borrow against that. Your money is returned with interest after your card is upgraded, usually after 6 months to a year of on time payments. there is an annual fee so look around and your question about a low APR has me puzzled. You're looking to build credit not get into debt right? so pay it in full every time and the APR won't make a difference. I used Orchard Bank as another mentioned. Their fees were low, 36/year and they report to all 3 credit bureaus monthly. That is important. |
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Michael B
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An easy place to get credit is a department store or a gas station. They usually have credit cards that are easy to establish your credit.
If you are looking for a credit card with a low apr, it sounds like you are in need of money, avoid going into debt with a credit card! |
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not here
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I started a credit history first by opening a checking account, then applying for a department store card (JCPenney I think). And after almost a year of establishing a history with them I was able to get a Visa. |
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queen of answers
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Just apply. One of them will accept you, Im sure. Credit Card companies want you to have a card, so they can collect big interests rates, when you dont pay the full balance each month. I never had a problem getting one. Even my first one. ( Citibank)
But to get a credit rating, charge something minor and pay the balance in full, at the end of the billing cycle. No Interest .
They generally give you a very low credit line to start. Once they see you can be trusted to pay, they will increase it . |
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HouAnswerGuy
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The easiest way would be a secured credit card....you deposit in amount in the bank and they base your credit limit on that balance...Not sure what companies offer that but you could check it out...Key Federal Savings Bank used to be one. |
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