 Credit Card for Student With Bad Credit? |
| What is the best credit card for a student with bad credit to get and why?... |
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 What do you need to make a visa card ?? |
Additional Details
well..sorry i didnt know that saying 'make a visa card' is wrong ...yes i mean how to apply for ... |
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 A $50 medical bill from my old insurnce co. in 2005 went into collections. my credit is 819, will they sue? |
-I got a Collections letter today for $50!? It's an overpayment from a past insurance company. Date of service was 11-6-2005 for a medicine prescription.
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 Recieved a summons from a credit card. I am being sued for the sum of $11,364.24 with intrest rate of 11.990%. |
| First of all I did not charge this amount. My credit card limit was no where near that amount. I had used the card about 3 times cause about the 4th time when i was going to use it i couldnt find it. ... |
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 Is it bad to keep transfering your credit card balance, just to keep that 0.00% APR? |
Additional Details
You know......when there are promotions they state something like "0.00% APR for 1 year." After that promotional period has ended, does it look bad to ... |
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 What is the right way of fixing your credit/paying off your debt, without outside assistance? |
| My husband and I want to sell our house, but have made the really difficult decision not to at this time, since our debt seems to be really high. We've got about five student loans, two ... |
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 Credit counseling or debt consolidation? so confused!!!? |
| my husband and i are in credit card debt 35,000.. medical bills around 1,800 and school loan about 5,600... we are paying them all the minimum and killing ourselves doing so. we both work and hard to ... |
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 What's the best way to improve your credit score? |
| Hi. I'm a 22 year old college student and I've had my fair share financial struggles topped with poor responsibility, but now I'm wanting to build for my future. I've torn my ... |
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 What is the difference between good debt and bad debt? And could you give me expample of each.? |
| I just read somewhere where you can make money off your good debt. I just wanted examples of this.... |
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 Capital One credit card? |
| I used to own this card about 5 years ago. i was late on payments and they had put it to a collection agency. paid everything about 6 months later. this really ruined my credit. now theyre sending me ... |
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 Social Security Numbers? |
| So I'm sitting here with my girlfriend, and her sister - and we want to know how they come up with your social security number? Like why do some start with 364, or 593 or 591??... |
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 What are some good low interest credit cards? |
| and which type should I go with? visa, mastercard, discover....is one a better choice than the other?... |
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 Is there a way for someone on disability and has bad credit to get a personal loan? |
| i need a loan and i have no income except for my son's disability check and help from the state and i have bad credit is there anything i can ... |
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 Bankruptcy question? |
| i am contemplating filing chapter 7. i have an investmemt condo in miami in my name and my wife's name. will this be exempt from my creditors? ... |
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 Is it good to have a balance on your credit card? |
I'm new to credit cards.
I was always under the assumption that paying the full amount that you put on your credit card that month, at the end of every month (right before the due ... |
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 I'm 48 . Is that too old to start getting a Ph.D? |
| I mean most people my age are thinking of retirement. I feel like Rip Van Winkle.... |
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 Need help dealing with a collection agency? |
| These big Turds from Allied interstate collection company is calling my cell phone every hour looking for my wife. They are trying to collect a credit card she stoped paying 10 years ago in ... |
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 I checked with 2 credit scores sites. my equifax fico score is different. one is 518 and the other is 621 ,? |
| how do i know which site / and score is correct. i think this some bulls*** , unless someone tell me otherwise. please help me let me know, also what can i do to get credit score up. i have one line ... |
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louis h | No Doc, Bad Credit, First time Home Buyer Purchase Mortgage? |
I want to buy a single family home in Louisiana for 165,000. I have never filed bankruptcy. But I have a poor credit score, student loans and am self-employed. That's the bad stuff. The good stuff is that I have cash in the bank for a down payment. I could do 20% down but would prefer 10%. I also could get my parents to co-sign but would prefer not to.
Is there a way for me to get a mortgage? My plan is to fix the place up and try to sell it. And if it doesn't sell I was going to move in. But it's in a high demand area so I think it will sell. So I'm looking for a mortgage that has no early payment penalties.
Any ideas? |
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Gary H
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Don't lose hope if you're looking to buy a home. There are so many different ways to fund a home now, just about anyone with any kind of credit can get into a home, regardless of credit situation.
Of course, some will cost you more money in the long run, but a home it's still one of the best investments that you can make, so, in many cases, it's worth it, especially for the first year of ownership.
You should shop around, and ask different lenders what kind of programs they have, and if they can help. Try to find a lender that specializes in bad credit mortgages. You can find some bad credit mortgage lenders listed on this page on and off:
http://www.axalda.info/bad-credit-mortgage.html |
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Deliah
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Depending on your exact score it will be difficult to get the loan now-a-days.
Even with 20% down you are looking at double digit interest rates.
Let the bad credit age as you pay it ALL off.
Investment property = even higher rates. |
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Dr. Deth
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wait a year or 2 and fix your credit - it could mean a couple of 100 dollars a month in payments |
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pecola30
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well iam a mortgage broker and from what it looks like u need to talk to some locally that can help u structure your deal u might have to take a lower ltv based on your credit but it is always best to have money to put down to make the deal go a little smoother lenders like to see reserves in the bank . talk to your local mortgage broker so they can shop u a good deal and tell them not to run your credit that could hurt you loan to value even more |
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