 My husband filed bankruptcy before we got married, I need a new car..........can he cosign for me? |
| I need a new car and I need a cosigner, come to find out, my husband filed for bankruptcy and he didn't even told me until now. The good news is he is about to get discharge, but I need a new ... |
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 Is Debt Settlement a good alternative to bankruptcy? |
| Does Debt Settlement restore your credit in fewer years than bankruptcy if your can't afford debt consolidation?... |
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 Should I get a credit card? |
| I am 19 years old and I want to build my credit up. Would it be a good idea to just get one credit card, a very basic one, and then charge about 50-100 dollars a month on it, and pay it every month. ... |
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 Is a credit card safer than a debit card? |
I know what the difference is in terms in getting credit, but not that is what I'm interested.
I want to know if its safer, for example I've heard that if I make an order using a ... |
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 My parent's credit score isn't good enough for me to buy A new Computer! What do I do? |
| OK, so I'm 14 and we have a family PC that is really crappy. I want a Dell that is only 18 dollars a month, which I can afford. But my dad says his credit score isnt good enough, so I have to ... |
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 Since I paid off 3 credit cards, should I just outright cancel all 3 of them? |
| I have 3 store credit cards that I just paid totally off this week. The only other credit card I have is a Amazon Visa. Since the Visa has a lower intrest rate than the store CC I carry.......it is ... |
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 What is the best credit card for me, I have very little credit? |
| I am trying to get a credit card to start my credit, but so far I hve been denied by Capital One and Chase (Master Card.) I am a full time college student and I don't have a job on the books. I... |
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 Payoff Closed Credit Card Account? |
| My credit card account has been closed by the creditor, but it has a balance due in the amount of $908. I'm working to clean up my credit report and payoff any outstanding debts. Should I pay ... |
|
 How good does your credit score have to be in order to qualify for a car loan? |
| I want to trade in my car but I don't know if my score is good enough. Its at 687 right now ... |
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 Do credit cards improve your credit score? |
| Im trying to improve my credit score, (which is in the medium poor range), I just opened an unsecured credit card with a small credit limit, (300$), I was thinking of opening another small acount, W... |
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 Bad credit car loan? |
| Okay i have awful credit from past young stupid mistakes. I make great money now and could easily afford a car payment. however, i cannot find anyone willing to take a chance. i realy wish you ... |
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 I have a credit repair guy that says he can remove slow pays etc etc from my credit. for a fee.? |
| Personally I don't care about the ethics behind it I just don't want to get ripped off. He says he can do it for about $300. Anyone out there have any luck with credit repair??... |
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 My bank notified me that a check I wrote was returned. What do I do now? |
It was for a credit card payment to Target. Do I need to go there or will that contact me or will they just try to re-deposit it? I have the money to cover it in my account now.
Additional D... |
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 Why do banks ask for your national insurance number when you're applying for a bank account? do they check |
Additional Details
the number, because i can't remember my number i think i got it right but now i'm not ... |
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 What can a prospective employer see in a credit check done to a prospective employee? |
| What I mean is can they actually go into detail with your accounts, etc.? OR do they only see you "credit rating" or "score"?? Someone with experience as an employer or manager, ... |
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Aggravated | On a scale of 1-10, how good is a credit rating of 732? |
What can I do to make it better? |
 |
 
$m¤¤v¥ £¤¢¤
 |
I would say an 8. What you can do to improve it:
1. Pay all bills on time
2. Keep credit card balances at or below 30% of the available credit
3. Don't apply for unecessary credit
4. Don't close older unused accounts, start using lightly
5. Reqest for line increases regularly on your credit cards(every 6 mos) |
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Dan the Man
 |
710---I used to have 550 about 6 years ago--after my divorce. I made sure to budget and buy less and pay more on my bills. My x wife and I sold our house and with my winnings, I paid off all of my cards and my car---I then only stuck to 2 cards--Chase, and Bank of America. My fico went up slowly but surly----just budget and make sure not to over spend. |
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Nodor
|
I'd say a high 7 perhaps even an 8. |
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elaeblue
|
8.5 |
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smartypants909
 |
Anything over 720 is considered "A" credit. You qualify for the best interest rates possible. |
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ZCT
|
8
Pay all your bills on time, own a home, keep the balance on your credit cards less than 1/3 of your total available credit. |
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Swaygirl27
|
Try having a score of 608 :-( lol
Darn I wish I could go back in time! |
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rick
|
You wouldn't have a problem getting a loan or buying a house in most cases that score is awesome |
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atheism_and_rats
 |
7.5
Use your credit card more. |
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chevygirl_97z
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you have A credit. I really wouldnt spend too much time worrying about it! Pay your bills on time, dont max out your credit cards, and continue doing whatever it is you have done so far! Sounds like you are doing an excellent job. |
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jenxq4
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i thinks its very good. 8.5 |
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Jake M.G.
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Pretty good...8 |
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TCHAMP
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ithink a 9 because a 730 and above is excellent just keep on paying bills on time. good work |
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