 Is it best to ring debt collector companies? |
| When it isnt your debt.I keep getting debt collector letters sent to my address,they are not for me,its not even for a previous tenant and I have lived at my address for 4 years.after the first ... |
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 I have some old debt on my credit should I ...........?? |
| just let the 7 year period run out on them since they're so old or what? I don't use any of my credit anyway as I pay cash for everything and my husband's credit is excellent. So we ... |
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 Fired from credit union, bad credit? |
| Okay i accidentlaly gave away 3000 dollars and got fired from a credit union - it was a complete accident but im trying to get a job at flagstar and not only did that happen but i have poor credit. W... |
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 How will this work? |
| My husband and I are considering bankruptcy. We have about 50,000 in debt and he recently lost his job through no fault of his own. We want to keep our vehicles that have financing out there as ... |
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 Bad credit home loan? |
| My husband and I have bad credit well I should say I have bad credit he really has no credit, we thought we had a loan even had the house appraised and a closing date a day before the closing the ... |
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 Debit card payments? |
| is there a time limit of which a company can take money from your account when you have paid by debit card - i.e you pay for something but they dont take the payment out until 5 months later!... |
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 Is it a good idea to get an unecured loan to pay off credit cards? |
| So I've got some credit card debt - not a lot, but enough that I want to pay it off ASAP. Is it better to get a lower-interest unsecured loan to pay off my higher interest cards? What does doing ... |
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 Collection Agency Phone Disconnected? |
| I have a medical collections account from 2002. Today I tried to call the collection agency to set up a pay for deletion agreement. The phone number is disconnected. I tried to google the company but ... |
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 Question about overdraft fees on checking account? Please help answer? |
| I was told that I didn't have enough money in my checking account by my bank, but before I knew this, I used my card to purchase things. I looked at my statment, and I spent 4 dollars on ... |
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 Does Anyone know about pass due bills, what I mean is I heard after 7 years they are cleared, is it true? |
| I'am asking for a friend, she's a big fan of Susie Ormen I think that's her name she's a Financal adviser, well I just want to know is it true.... |
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| Is this a violation of the Fair Debt Collection Practices Act? |
| I made arrangements with a debt collector to pay off a balance in 3 monthly installments. The arrangement was sent to me in writing by fax. All payments were to be taken out of my checking account ... |
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 How do i get a credit card? |
| how do i get a credit card like mastercard visa and ... |
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 Crdit report? |
| Where can I get a copy of my credit report on line that is really FREE?????... |
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 Visa gift card??? |
| i bought one, used it, and dont know how to discard it? there is no more money on it jus want 2 kno how to get rid of it.... |
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 Can anyone help me or tell me where i can get a bad credit loan with out first paying money up front? |
| I borrowed money to get a loan for a friend who needed medical care,i became ill myself got behind on my payments,not hard to catch up.... |
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 Is this a high interest rate on credit? |
16.24% variable APR, on an Amazon card.
Is this really high?
We have no credit cards but we are shopping around right now.
Thanks
Additional Details
Can you suggest a ... |
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 Bad checks? |
| my mom has some bad checks out how do i pick them ... |
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Gigi | Once you check your credit report, do old creditors chase you down? |
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Studly
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I'm going to assume that you have recently moved and don't want your current address posted on your credit history...and where all your old creditors will have access to it, right?
Not possitive about this, but I would bet that if you ordered a credit report sent to you by mail, your new mailing address could appear on the credit report.
So....we take Credit Guru's advice. Go to www.annualcreditreports.com. View your history on-line so they don't mail it to you. They ask questions to verify your identity, and part of it may involve your address. But it will probably be your old address.
That's about the only safe way of getting your report. |
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saghieh
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not at all ,they chase you if they can locate you ,and there is a statute of limitations for like 7 years i think after which they can no longer pursue you |
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rallman@sbcglobal.net
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If you owe credit card debt that is past the statute of limitations they can still try to harass you or sue you. If they sue you make sure you show up in court, and better yet file a counter suit for harassment, because this is their business and they know all about the SOL. Check SOL on Internet for your state. If you give them one penny the sol starts over again. I know they will not get a lawyer to sue you if past SOL. But if they do and you get a Summons and do not show up to court then you lose. Most sol on credit cards are five years after last transaction. Some more some less |
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ivy26
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yes, with big dogs! |
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volsbryan70
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Question is, Do you owe them..If so, them they have a right to come calling. You got the money from them, so you should repay them. They trusted in you to repay the debt in kind. If you do not owe them either you paid them off or you declared Bankruptcy, then they cannot collect unless it was protected by law. Those would be federal loans or loan obtained illegally. |
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CableTech
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Your creditors don't know if you check your credit report. Old creditors can still come after you though. |
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Credit Guru
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Go to www.annualcreditreport.com and get all 3 of your credit reports for free. The only one who knows that you inquired is you and the credit bureaus, not any of your creditors. You will be asked several questions to verify your identity.
If you have left a trail of "bad debts" I'm sure you already know who they are.
Review your credit reports to see if you have any negative items. You have the legal right to dispute any item you believe to be incorrect. Each investigation will take about 30 days.
Good Luck |
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shaneen
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i think sometimes they do |
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answerman
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When you check your credit you are leaving an audit trail with your current information. Name, address, phone etc. Old creditors that go over old accounts and run your credit can get this info and call you. |
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