My husband and I are in our late fifties. He is disabled and is on a set income. We only make enough money to pay a our bills. There is very little money left over for gas, groceries or everyday ...
I just want to know where i can use my card at b/c i need to buy somethings and was thinkin of using my card but dont know what stores accept it. Does Wal-Mart accept this credit card?...
I am looking to get my credit score up and clean my credit. They say revolving accounts get your credit better but I have bad credit and can't get approved for a credit card. Even the crappy ...
I am getting my own credit card soon to help build credit, but I really don't want it to cost me much.
If I have no annual fee, and pay my (tiny) balance every month on time, will there any ...
I have tried to get debt consolidation help but every one just tells me they can't help me because my debt is not high enough!! I have been slowly paying what i can but am starting to sink fast--...
My ban k have sent me a letter saying that next month they are cutting my overdraft down from £1700 to £500!!!
I can't afford to pay it all of by the time they cut the overdraft limit and ...
I have a car loan with a Credit Union that has a year or so left, and I'm curious if paying it off early will significantly effect my credit scores, or it really doesn't matter very much?<...
I received a call from a collection agency trying to collect on a debt that is 8 years old, dating back to 1998. My state's Statute of Limitations for debt is seven years. Can they still collect ...
I also have on my credit report a few old debts and one judgment which is already paid and have a student loan on good stading.I will pay all of my old debts before trying to apply for a car loan. T...
Ive had a credit card for a few years now, and I pay off my credit card bills online. My in laws told me that if i want to avoid intrest charges I should pay off my credit card a week or two before ...
I am a student with about 3 years left of school before I start making money and I have some serious credit card debt! I owe about $12,000 to Visa and about $7,000 to AMEX. Most of that money has ...
Your credit affects many things... interest rates, how much you pay for insurance, rental applications, job applications... and the list of items that credit has a direct effect on grows all the time.
linen
You will receive a lot of SPAM and junk mail - credit card companies will be after you all the time!
When you buy a car you will get 0-down and a very low APR (below 7%)
If you buy a house you could get a lower mortgage rate and eventually 0-down.
You are not going to have any problems applying for a cell phone, rental apartment or anything that requires credit check..
But also if you have a credit score of 865 and you are not making more than $250k a year - you have some inefficiencies... You are not using the available credit in an optimal way... In this case - go to the bank, get a secured loan for 3.99% and put it in a CD for 4.99% make some money...
Have fun!
bobbie e
Your interest rates will be higher. You need to get your score as high as 865.
kitty fresh & hissin' crew
Lower interest rates.
Just Me
you won't have creditors calling you all the time
gum s
you can get loans at a very cheaper rate
halina_haag
nothing special
ohm'slaw
lowest rates on loans and mortgages
best rates on credit cards
tahj.
That is a GREAT credit score, try not to hurt it by applying alot of places for credit, the adventages of that kind of score is endless.
You can have GREAT rates on mortgages, and even better ones on cars. Sometimes you can get a car with 0% interest. trust me, keep that score and you will have alot of power in the credit world.
Notorious
You don't need a credit card but keep up the good work, it will be beneficial if you want a mortgage or a very big important ticket item.
shhbanvar
the only extrme benefit is low interest ratez.
--------------------------------------...
http://www.bestcreditrates.net
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
