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 I am thinking about paying off my mortgage with a credit card. What is your opinion?
I have a 2nd Mortgage with a 9.5% interest rate. I can put that all on my card which has a 7.72% fixed interest rate and it also have a 1% cash back bonus on it. Lets say I paid the credit card off ...


 How can I get a mortgage with a 480 credit score?
I have an average 480 credit score but a local lender told me I needed at least a 580 to qualify for a FHA loan (1st time buyer/low down pmt). My boyfriend (co-borrower) has a 700+ credit score and ...


 Would you put a small car loan on a credit card...?
... if the interest rate on the card (9.25) is smaller than the interest rate offered by the bank (11.25)?

The amount is $5K. This will NOT exceed my credit limit. I would pay it down ...


 Should i worry about paying off an account that was charged off back in 2000?
...


 I am trying to eliminate a lot of my debt. I am 31 yrs old. I was given a loan with a12% intrest rate take it?
it is 14000 .00 loan but I will end up paying almost 2.5 times that is this much intrest normal?...


 If I appy for a Discover credit card and get approved today, can I use it tomorrow w/o having a card?
...


 I just canceled one of my credit cards so I can pay it off, was that a good or bad move?
I have 4 credit cards with a total of $5,400 in debt. I just recently canceled my Visa card because when ever I pay alot off my sticky fingers will charge it to the max again. I wanted to know did i ...


 Is there anyway I can retrieve my jewelry that my husband pawned 2 days ago?
...


 What's the best credit card deal out there at the moment? any ones offering interest free for a year or so?
...


 Is this blackmail?
I have a bill collector chasing us down for about $800. I plan on telling them I am not paying anything unless they tell me they wont post negative information to my credit report. Is this legally ...


 What can a credit card company actually do when they turn your case over to a lawyer?
I am deliquent on 7 cards for 3 months but only one card has been calling me since the payment was 2 days late. They have called me from 8 am till 10 pm, monday thru sunday. I have written to them ...


 Looking for advice on Welcome car finance, have bad credit history & they have offered me finance???
...


 200,000 Dollar income????
I Just found out that my dad makes over 250,000 dollars a year. I am a only child and i get everything i want. But the weird thing is that my parents dont really drive really nice cars. We live in a ...


 Visa Debit?
Do you know of any stores online that accept visa debit?i have a visa debit card but i dont know a store that accepts visa debit. Do you?...


 How high of a credit score do you have to have to buy a house seeing my is only in the 5hundred range?
...


 Why do credit companies keep giving us credit knowing we have a bad history.They know we can't pay it back?
...


 First Time CREDIT CARD DEBT?
Well, heres a big "WHAT IF" question (this has not happened)

lets say i do somehow get into credit card debt, lets say i somehow need to spend $2000 in a emergency situation. ...


 If you co sign for somebody's credit card and they don't pay their bill, are you responsible?
...


 How much will my credit score increase if I pay off my collections?
Its like $1500. Credit score is currently 59?-600...


 One has a credit card with an excellent credit score of 865. What are the extreme benefits?
With a credit card score of 865, what kinds of excellent benefits will there be? I am just curious. I know an average score would be in upper 600's....



nat l
PLEASE HELP!!! what is the difference between a personal reference and a credit reference??
when someone wants to check up on you for, loans, or renting, and such..
                     
 




PiNkY
Personal reference comes from someone who knows you fairly well

Credit references comes from your creditors - what your payment history has been and such


god knows and sees else Yahoo
personal reference
A priest, minister, school teacher, lawyer


credit reference
A furniture store, a bank, a car dealer, utility companies, credit card company


tinovance02
personal references are people you know ex neighbors, co-workers, people at church
professional references are your past employers or people in positions higher than your that can vouch for your
credit reference is done by checking your credit report, rental history, and overall credit status


Penny
Rating
A personal reference is someone like and ex-supervisor and a credit reference is when your credit information is checked out. They want to make sure you are a nice person with good credit.


angie49
personal ref is from friends .credit ref is from persons or agencys you have borrowed money from


sheloves_dablues
Rating
Credit reference is exactly that. What have you borrowed in the past and did you pay it back.

A personal reference is when someone you know provides information about your character - are you trustworthy, etc.


Mayflower
Rating
Personal reference is a person that will testify to your character. Are you lazy? Reliable, nice...blah blah blah.

A Credit reference is a testimony by creditors on your consistency of paying your loans. Do you pay on time all the time. Do you send in more than the minimum payment...blah blah blah


her wife
Rating
a personal reference is a person that they can call to ask things about you as a person/individual. a credit reference is something that you have you are making payments on and they will ask about your payment history.


chaseboy2008
They can be both but typically credit is someone or a business that you have owned or paid money to. Personal is just that, i.e. a friend or person that knows you on a personal level and can vouch for your character.


suzanne g
personal ref is just a friend
credit ref is somewhere you had credit or paid bills to - a bank, a mortgage company, where you pay your car loan - whatever.


wizjp
Rating
Personal is charactor and your life

Credit is just that


jason a
Rating
the differance is the words credit and personal.


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