 Is bad credit something to be embarrassed about? |
| My credit is not good. I am trying hard to clear it up. To me it's humiliating. Should I feel this way?... |
|
 What will happen to the lower class income customer that are in all races after walmart does away with layaway |
Once the layaway program is done away with, it will affect the elderly,the children,the general population from all walks of life, it will affect holiday joys,and it will cause the theft to go up.
... |
|
 I contacted by a collector. account opened 1997 - last payment 00. they want $ - do i still owe. seems old |
| They said it was a negative on our credit report. I just looked at all 3 credit reports - the one I think they are talking about is showing "closed" - is this just a fishing for a ... |
|
 Will debt companies trace me? |
| as soon as i turned 18 everything went wrong.... now at the age of 27 i'm in debt and not able to pay a penny back i have 3 children and live with my partner in his house, he has the mortgage i ... |
|
 I need help with my credit? |
| I know there are sites that can help you with you credit score and report.if anyone have any experience with obtaining your credit report and score via the internet please inform me of the sites. i ... |
|
 Can a creditor or collection agency call me late at night.? |
| they call me every day it will be one more year and then it should fall off due to the seven year thing. What should i do somone please help and can they sue.... |
|
 I had my car repossesed back in 2001, How can I get this off of my credit report?without filing for bankruptcy |
A friend told me that he wrote a letter to the credit agency, and they removed his repossesion from his report. Is there a time frame before this can be done? Separate question...
Also...My ... |
|
 Is it true that when you pay off old collections it harms your credit score instead of helping it? |
| or if you settle instead of paying in full it also harms your credit score. The reason I ask is because I want to buy a house with out having a co-signer and my credit is in bad shape right now but I ... |
|
 I have a Auto loan which they charged me 21.50% interest rate I guess due to my credit. Is that too high? |
| I recently had my car repossessed due to non-payment bcause I was very sick. I am trying to refinance to get another vehicle and possibly lower monthly payments. I currently paid $498 a month in ... |
|
 How can you find out if there is a warrant out for your arrest? |
| I currently live overseas, and have unpaid credit cards/loans/ and bank overdrafts outstanding in the UK. I have not had any contact regarding this since leaving the UK. I need to return to the UK ... |
|
 I'm self-conscious of how much credit card debt I have...Do I have too much debt? |
| I'm 25 yrs old, college graduate, I make approx. $45K gross income between 2 jobs(full-time job and part-time waitressing gig). I always pay my bills on time and I try to keep my Fico score up, ... |
|
 I have 1800 in credit ard debt? |
| I WANT TO PAY IT ALL OFF BY 2011 SO THAT I CAN BUY A HOUSE. HOW CAN I DO THAT?... |
|
 Can we stand as guarantors for our son in law who has a bad credit rating to buy a new car? |
| He needs to change his car but cant get a loan as he has a bad credit rating,we have a good credit rating but my husband feels it may affect our chances of getting a loan.Is there any way we could ... |
|
 What is the best way to get rid of debt at credit cards? |
| I have credit available filled up, coz I had to pay for college.... |
|
 Free credit report? |
| does any one know a free credit report service that does not have any hidden charges?... |
|
 Can i get a credit card as i am 19 yrs old & salaried? |
Additional Details
can i get a credit card as i am 19 yrs old & salaried & Indian Citizen? I'll check with many bank please help me.... |
|
 I can't get a credit card because I have no credit history. What can I do? |
| I'm 21, always pay my bills, have a steady job and go to school. I just want to build my credit but no one will give me the opportunity. Any suggestions, hopefully from someone who knows about ... |
|
|  |
Peace | PLease Help? |
I went to a free credit report website and look on my husbands credit report; but I just don't want to let him know that I'm checking his credit report and score. Can he ever know that I open his credit report online or if somebody opens your credit report do they know who view it and how can they ever know?
Additional Details
Can they detect anybody through internet or phone number of the person or company who are viewing your credit report |
 |
 
Studly
 |
Echo is right (when will I learn to stop questioning her answers....)
Soft inquiries are recorded. So if hubby ever did secure a copy of his report, he will wonder why the CRA looked at his account. But it would be nearly impossible for them to track down who actually received it.
And BY LAW your credit score is not effected by getting your own credit report. I, too, wish people would quit spreading this nonsense. |
|
Ms. Dorsey
 |
No, but if he tries to get a free report it will show that he already had a free report in the last 12 months. More important, you both should share credit information. Something is wrong here when you have sneak and see his credit report. Finances and being open about them is crucial to for your marriage. You need to talk to your husband. |
|
echo
|
Probably, if he knows what to look for.
When you order a report, it will show, in the soft inq. section, that it has been pulled by the credit bureau. Which means the person who the account belongs to has ordered it. |
|
CrzyCowboy
 |
he will kow if you did a query on his report and also if you used his account he will see the last time the account was accessed. What you need to do is stop being so insecure and trust your spouse. If you have a question for him just ask and don't be a sneak, shows little faith and or trust in your spouse. |
|
al_mcbeal29
 |
Everytime you check a credit report--other a collection agency--a mark goes on your report. As it does when you appply for a loan, a credit card, anything that involves a line of credit. Not to mention that you can get in some serious trouble if he hasn't alotted you permission to so, as it's considered an invasion of privacy by the law. I would reconsider if I were you. |
|
Stacy R
|
No, they don't know. I opened my ex's to find out his expenses and credit score and he never knew. I do it once a year because he owes me back child support. I get his social security statements too to check on his income. |
|
alvinyprime
|
Well, just act normal. |
|
David H
 |
I am compelled to answer this question, based on all the misinformation in the previous answers.
If your ex decides to go to http://www.annualcreditreport.com and pull his own credit reports, he will know somethings up because http://www.annualcreditreport.com only allows you one pull a year. If he is not the type to do this sort of thing than you have nothing to worry about.
You DO NOT get dinged for pulling your own credit so it will not effect any credit scores. However, If you did get found out you would be in serious trouble with the feds. This is called Identity theft. If your ex wanted to "level the playing field", this could do it for him. |
|
dustiiart
|
Checking someone's credit report that is not your own could land you in hot water, despite the fact he's your husband. This information is classed as Confidential regardless of any Matrimonial connections.
Too many inquiries on his report raises a red flag to creditors. Rather than it showing as simple inquiries, it shows as an inability to obtain credit, where those inquiries produce nothing but the inquiry itself.
You must be careful with this action because you are portraying yourself as someone else to obtain information you really shouldn't have access to. Let's put this on the other foot. Would this still be okay if he were doing it to you?
Perhaps in certain situation it might be acceptable however, you've obtained your information under fraudulent circumstances and the only way this would even be remotely ok, is if he had told you to do it for him.
In short, if he applies for credit, gets denied, investigates why...you could be toast.
Good luck with this |
|
Mandy
|
he will not know but you want to be care full depending on the website you go to not all of them are as secure as they claim to be |
|
ginabgood1
 |
You cannot get a score over the internet unless you pay for it. For free, you simply get a credit report, and yes he can find out. Everything is traceable that is done on the Internet. Everything. |
|
carolewkelly
|
It should not matter that you see his credit report or credit score. If it does matter, you might be married to the wrong person. Don't be sneaky about it. This is your husband and you should know about his finances. Talk to him about it. If you do not know what is happening financially, you are in for trouble should he leave you a widow. |
|
waymar476
|
yep
your stuffed! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
13 | 23 minutes(s) ago
| | | |
15 | 42 minutes(s) ago
| | | |
13 | 1 hour(s) ago
| | | |
13 | 2 hour(s) ago
| | | |
12 | 3 hour(s) ago
| | | |
13 | 8 hour(s) ago
| | | |
13 | 11 hour(s) ago
| | | |
13 | 1 day(s) ago
| | | |
13 | 4 day(s) ago
| | | |
13 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
