 How do I find out my credit score? |
| From a legit place, not having to pay for anything (my info right?) and not having to sign up for anything....... |
|
 Gave my credit card to a friend but got it back then became a victim of fraud whatare thechancesit wasmyfriend |
| My friend (someone who i was pretty sure i trusted) needed cash to get something.. not thinking about it i offered my credit card. He used it for a minute then came back out andgave it to me. When ... |
|
 Is this loan a good idea? |
| We have 3 credit cards: Balance of 530 with 19.8%, 1640 and 1738 both at 29.99%. My hubby had cosigned for his older brother a car and we had to take it from him. It was in a wreck (hit and run) ... |
|
 Question about mortgage interest rate....? |
Is 5.9% fixed a good rate?
Is it lower or higher than you're paying now?
Additional Details
30 or 40 year, my choice.... |
|
 What are the easiest and best credit cards for someone to get-have OK credit history-noty excellent but okay.? |
Additional Details
sorry should of said I already had a capital one card....its maxxed out !!!
need another!... |
|
 Does any one know where I can get a credit card without having any credit? |
| I really want to help a friend out when she is in a bind., her family does not have too much money and I will do anything for ... |
|
 A Question About Credit Reports |
| Does anyone know how to get your credit report without having to have some kind of membership and where you don't have to use a credit card? (freecreditreport.com is NOT free!)... |
|
 Are there any downsides to opening 20 bank accounts in one week? |
I want to open checking accounts at different banks just for their bonuses ($100-$200). I will close most of the accounts after a month or so.
So are there any downsides to this? Does my ... |
|
 HI im 20 and i have probably have over 5000.00 in debt? |
and ive havent made any kind of payemt on these for 2 years if i was to pay all these off in one lump sum would i be able to get a credit card again
Additional Details
its not all credit ... |
|
 How do I transfer my car loan to someone else and have them take over the payments? |
| I have decent credit and I basically need out of a loan I have. I have heard that people interested could take out their own loan and purchase the car but I was hoping that there may be a way to just ... |
|
 Debit Card Fraud? |
Yes, Just few days ago...someone took my money out of my checking account without my permision.
No, I didnt lose my credit card or debit card or anything...
Someone from Chicago ... |
|
 Is there a way of knowing which stores use which credit bureau? |
I am interested in getting some type of store card (example: walmart, old navy, target, best buy and others)
Are there certain stores that get your credit report from one bureau or another?... |
|
 What can the Repo-man take? |
| My sister's boyfriend is way behind on his car payments. They live together but her name is not on the loan. All of the things in the house belong to her, except his computer which is worth ... |
|
 I recently just got out of debt : ) how do I stay out? ? |
Im happy and can finally see a black bank balance lol Ive seen red for far too long. any one have tips on how to stay out of the red?
I am a student..I think this might make a difference to ... |
|
 Does anyone know the quickest way to improve your credit? |
| I mean besides paying it off... are there any companies out there that will help you reduce your debt.. besides the obvious credit counseling services that are advertised on TV and such. Ive heard ... |
|
|  |
Deanna T | Pay Day Loan Question? |
I have a friend that got herself into trouble with payday loans. She took out more than she can pay back. They are now saying that she will go to jail for check fraud. Is this true? I have never had a payday loan before. I dont currently have a job, so I have no clue how they work. She will be able to catch them up in the next month or so, but they are telling her that is too late. She is freaking out. She has 3 kids, so I am just wondering, if this is true. I thought you would go to court, be court ordered to pay it off is so many days and then if you dont, then you go to jail, but like I said, I have never got one or been in trouble with them before. So please give me any info that you have on the matter. Thanks |
 |
 
fdm215
 |
Most likely the PayDay Loan company is just trying to scare her because they are afraid your friend will default on her loans! Those companies make millions of dollars charging outrageous fees on small loans and by allowing people to take on more debt than their salaries can support.
Your friend should contact your state attorney general's office (top public lawyer) and report the threats. They will be able to crack down on the company! Also your friend should consider going to a community legal service for advice to see what her rights are here. |
|
flotown79
 |
No she wont go to jail. They are trying to scare her so she will get another loan to cover that one. That is how they catch you. |
|
Mountain Top
|
What I'm guessing here is that she wrote checks that ended up bouncing. Yup, that could end up with her in jail - though the company probably would rather have it all paid off.
Basically, you should not use these services - ever - for any reason - ever.
They are legal loan sharks and all around bad news. To keep people in line they use the legal system instead of broken bones, but either way - it hurts. |
|
fishshogun
|
well chances are she wont go to jail. Theyre just trying to scare her. They would have to take her to court and get a judgement and unless it is a large amount they would be hard pressed to get her arrested. She should however pay them as soon as possible. tell her to try to talk to them and let them know exactly what she can pay and when. they will probably mess up her credit but that can be fixed when she pays them off. tell her to make sure she pays them and there are better ways on borrowing than using those places. |
|
timpoli
|
No she wont go to jail. Payday loan bad idea (interests) she need another loan for paid this. I found interesting information about your answer & options here. http://all-debt-consolidation-loan.blogspot.com/2007/07/loan-consolidation.html
or a partime job here: http://all-student-loan-consolidation.blogspot.com/2007/08/part-time-jobs.html |
|
www.mycashbase.com
|
I am a payday lender.
There is nothing wrong with payday loans and legitimate operators. It is the unscrupulous operators that give this, and any industry, a bad name.
You cannot go to jail for bad debts. That is why there are such things as bankruptcy laws. Please note, I am from Australia.
Regarding bounced cheques, that is a different story if you knowingly obtained a benefit from writing bad cheques. However, I cannot see anyone going to jail for such an offence if it is the first time.
Anyway, it is not in the lender's interest to bankrupt someone or try and get them put in jail. All they want is payment. A good option would be to negotiate a payment agreement or better terms and then stick to it. Contact is very important. Do not avoid them. |
|
Dewey K
|
Most attorneys will give you a free consultation. That's what she needs. Pay Day loans are legal crooks. Read about them here
http://www.1-800badcredit.com/payday-loans.html |
|
Nicholas F
|
Nah, dont worry about jail time. But dont mess with these companies. Just be vigilant on your repayments. Always borrow only what you can pay.
http://www.paydayloansurvey.com/ |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 30 minutes(s) ago
| | | |
9 | 35 minutes(s) ago
| | | |
9 | 53 minutes(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
9 | 7 hour(s) ago
| | | |
6 | 8 hour(s) ago
| | | |
8 | 1 day(s) ago
| | | |
9 | 5 day(s) ago
| | | |
9 | 2 week(s) ago
| | | |
8 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
