 Credit card? |
say i dont pay my credit card bill and the bank that has my savings and checking also issued me a credit card,can they go into my account without permission and take the money to pay my bill?
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 How do I start a credit score? |
| I am 18 years old and have no credit whatsoever, can i have a good credit score by june? and how do I start obtaining credit?... |
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 Difficulty with Experian, re: disputing errors on credit report. HELP? |
| I've been trying to resolve errors on my credit reports recently, but Experian is giving me a major headache. I sent them two letters via certified mail; one to request deletions, and a second ... |
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 Why would identity fraud be my problem and not my bank's ? |
| Suppose someone manages by digital or other means to trick my bank into paying out money which it incorrectly thinks that I have authorised. Isn't this the bank's problem in the end ? S... |
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 Why do people accept credit anf then not pay it back? |
| Don;t they realize that comapnies don't eat those costs, they pass it on to the rest of us who responsibly pay our bills?... |
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 How to increase credit score? |
Equifax is 739
Transunion is 750
Experian is 749
I have my credit card for 14 months ago.
How to increase credit score? cause i dont actualy use my credit card i only use ... |
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| Having problems with debt collector for an 8 yr old account they will not provide info other than amount i owe |
| Today i got a letter through the post from a debt collection agency. When i phond them i was greeted by an unhelpful agent who would not provide me with much info. The debtor was noted as singlepoint ... |
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 Am I reponsible for Mom's debt when she dies? |
My Mom has a couple credit cards and is about 12,000 in debt. Although I am not a joint owner of the card they have had me as an authorized user for years and in fact have issued me
a card in my ... |
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| Theres a checkcashing place my son cashed a check at, the people who sent him the check put stop payment on it |
and now ace express tells him he owes them 285.00$ what can they do as far as going to jail, or sending him to a collection agency
Additional Details
they check was a personal check from ... |
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 I have one shoddy credit card (26% apr? lol) that I only have in order to build credit. Will...? |
| they eventually give me more credit after so many months of paying on time and not really using the card anyway? Or can I request more credit at some point? I've only had the card for a few ... |
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 How would you be affected if your credit limts were reduced? |
| According to the article linked to below, one analyst thinks that the credit industry is poised to reduce the liquidity of the American consumer by 2 trillion dollars through credit line reductions. ... |
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 How to Build your credit with new Social Security Number ? |
Does the the Cellphone Bills, Credit card, Internet bills help in Building credit ?
What is the best way to Build an Excellent credit.
what to avoid .
Additional Details
I do ... |
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 Is a credit score of 717 considered a good score? |
Good enough to get a auto loan or possibly a home loan?
I have only had credit cards for almost 2 years.... |
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 I am 18 and i want to apply for a credit card? |
Where do i start? Which credit card is best for me?
Does it mean that now I do not have credit history?... |
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 Credit cards? |
| We have a credit card and have had it for over 5 years now. We got our bill this month our payment went up to 183 dollars. The next day we got a letter from the credit card company saying that they ... |
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Vik S | Pay off car, or pay off credit card? If anyone can give me financial advice it would be appreciated.? |
Ok, so here is the sisuation.
I have a new car loan for 21,000K dollars, at 8.5% interest. My payment is about 390$ a month.
I owe a installment payment to Bank of America, for two credit cards I had years ago. The credit cards are now closed, and they are locked in at 2.25%. for which I owe about 3,000$ for each card. I pay 65$ for one card, and 76$ another-per month.
I've recently landed on 6,000$ and am wondering how I should deal with it.
Should I put 6,000$ towards my car purchase? Or should I pay off the credit cards-keeping in mind that they are on a repayment program for 2.25% each at a fixed rate.
I have no other debt- infact, I have recently just payed off- in the last 2 months, about 7,000$ in credit cards. I am trying to help rebuild my credit score ect. What action would be most beneficial to me? The credit cards were delinquent about 2 years ago, but they are now seen as "current" on my credit report. what would be best for my credit?
Thanks |
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Sans
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Pay off your credit card and then apply the balance to your car loan. When you pay off your credit cards it improves your credit score a little immediately with this you may be able to refinance a loan for your car at cheaper interest, plus car value depreciates as soon as its off the lot. Not much of an investment. |
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Randy B
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Pay off the one with the highest interest rate. |
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J J
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Do you happen to know your credit score? if you have the credit score to support it look into balance transferring the two cc to a 0% also do you own your own home and have any equity built up?? |
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Jennifer
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Hi,
I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58% .It's legitimate.I came across this company on NBC News Special Edition.Check it out here:
http://tighturl.com/683 |
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dwdhk
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pay off your credit card if you wanna have a good credit |
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Courtney
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Split it up.
Pay 1500 or so to each credit card which will lower the balances significantly
and the rest to the car payment (which has a higher interest rate) |
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someguy from Canada
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I'd say pay off the two cards(about 3 thou each) with the six grand. Then they're done, freeing up the 65 and 76 to go towards your car payment. On the other hand, the car loan has a higher rate of interest, I'd still clear off the cards though, like I said, then they're history. |
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wangslanger2
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Pay off your car you'd be earning the spread (6.25%) on your money by doing so. As long as you keep your card payments on time this will have nearly the same effect on your credit. |
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