 Was there credit use before credit cards??? |
Additional Details
if you can pls explain your answer.... |
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 How can i get a home equity loan or line of credit to pay off debt,i have delinquent payments on some accounts |
| I was recently divorced, my daughter is in college. I fell behind on some payments on my credit cards in an effort to support my daughters educational needs. I have two homes with approx. $70,000.00 ... |
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 Should my partner declare himself bankrupt? |
| We aint married and we don't own our own house but we have 2 children together. He owes over £15,000 to one company. By going bankrupt will it affect us buying a house in 5 years time? Will my ... |
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 How old does a debt have to be, before you are no longer legally bound to pay it? |
I remember hearing once that a debt after a certain amount of years, is moot. Does it depend on the state where the debt occurred or you current state of residence?
I heard that collection ... |
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 How bad does your credit rating have to be before u are refused credit? |
| havent got any ccj's or anything but have had one or two late payments this year. how much can these effect ur credit score.... |
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 Why do so many people keep going into credit card debt? |
Question? What makes people keep using them when they see the destruction it is causing?
Many people, mostly younger folks and women, have so many credit cards they end up in severe debt ... |
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 Buying a home? |
| I was wondering if there is anyway to get a mortgage based solely on cedit score and not have to provide employment info?? (Wouldn't mind if rate might be higher) THANKS!!... |
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 How do I get my credit cards to lower their interest rates? |
| my APR is anywhere between 23 & 28%. Very high!! But, I pay all my bills on time and always pay more than the minimum... is it because I have more debt than capital? Is there a plan where I ... |
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 Paid online surveys? |
| Does anyone know any good sites were I can actually get paid for doing surveys?... |
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 Is it possible to use a Debit card in place of a Credit Card? |
I want sign up for officelive.com but don't have a credit card. Can I use a Debit Card... would it work?
What about other transactions on websites?? I wish we could use debit cards ... |
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 Bad credit score! how do i get it back up? |
| My credit score is very very very low. How do i get it back up? Should i file for bankruptcy? I have alot of credit card bills, hospital bills, child support, repo and a few other things. If you ... |
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 How Do I Repair Credit After 7 Years of Delinquency? How Long Does It Take? |
| I asked the question as part of my previous one, but I'm hoping ot get more responses please.... |
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| Can provident loans take me to court? |
| I had a provident loan of £400 (with interest it was around £600) I paid it for a bit now stopped it as I cant afford it. Its been over 2 years now and they are demanding the £450.00 left or take ... |
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 My sister used my credit card? What can I do? |
She owes about $15,000 and doesn't want to pay it. Is there anything I can do for her to pay it? Can I get the debt on her name?
I don't want to press charges because she is my sister ... |
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 Prepaid credit cards? |
| I am 17 years old. I want to buy things online but my parents would allow me to get a credit card. Is there such a thing as a prepaid card? Where I pay money and that money goes into the card. Is ... |
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twocute4u | Payday loans yes or no.? |
Well it's almost christmas. If you were short on cash for christmas, say around $500.00 would you consider a payday loan yes or no and why? |
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answers for people!
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absolutely not, unless i needed it for electricity or food or medical expenses. because:
1) insanely high interest rates
2) digging a deeper hole
your best bet is to cut back expenses temporarily that aren't absolutely essential (cell phone if you have a land line, downgrade cable packages or eliminate all together, stop eating out at fast food or restaurants, take public transportation, buy less expensive food, etc.). alternatively, buy less expensive christmas gifts. when your situation improves, then you can adjust accordingly. |
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Cabbage
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NO
Don't do it. Seriously, your loved ones would rather you be financially sound than take a payday loan.
Intereste at around 30% plus the fees that they tack on when you're late.
Don't spend the money you don't have. You're better luck taking out a personal loan with a friend. Just don't do the payday loan.... |
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boomer sooner
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No, the interest rate is too high. Only if I were desperate and had a bonus on the way. |
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Christina H
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I've done the payday loan and honestly would not recomend it to anyone. The interest rates are ridiculous. |
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MAY
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No way. If you really need the money then ask a relative or go to a bank and get a personal loan where the interest rate is way lower. Also you can just buy less gifts and your family would understand. Christmas is not suppose to be about presents :) |
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aloneinga
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I agree, i've done the payday loan a few times in the past, and would not do it again. Interest rate is outrageous and is how they make their money. If you can't afford the gift, just put an IOU in the stocking or card, and say that they will get the gift whenever you can save up the money. =) |
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newyorkgal71
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No, high interest. |
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Renee W
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Definitely not, know why? Cause they charge you out the butt for interest. My sister took out a payday loan for $500 and they were charging her $110 a month in finance charges. Take on some baby sitting jobs, wash cars, mow lawns, anything besides a payday loan to earn some extra cash. Believe me, those payday loans are not worth it. If you don't have the exact amount ($500) when the money is due, there is heL(L) to pay. |
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Starry Eyes
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i would never do one. if you need a loan, go to your bank |
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osunumberonefan
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no because I wouldn't want to put myself in that spot. I'd rather not be that situation. |
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asasface
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http://www.*************/index.php?ref=131862
Fill out surveys and visit websites. No sign up fee and it doesn't cost any money to fill out surveys or to do anything! I've seen up to $45 for 1 survey!
If you refer people you get 20% of what they make and 10% of what their recruits make!
I would at least sign up and take a looksy! It's free to sign up!
http://www.*************/index.php?ref=131862 |
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