 Help please,weve got a secured loan? |
| and the apr is 31%,,we borrowd 5k,,,is it possible to take out another loan at a better rate and pay the 1st loan off,ps we are in the uk,,,thanks for any ... |
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 I have $7K in credit card debt how do i get a consolidation loan ?? |
| About $7K in credit card debt. my credit score is very poor around 450. I cannot get approved for a consolidation loan, i dont own a home to take out a 2nd, im living pay check to pay check. I really ... |
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 How did you get your credit started? |
i'm having a hard time starting my credit. I just need some ideas what works good and what doesnt.
The do's and donts about starting ... |
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 Will my bad credit count if i'm out of the country? |
| I have 2 credit cards in UK and owning them few hundreds pounds and sometimes missed the payment. If i stop paying it and leaving these debts behind and back to my home country . Will this bad ... |
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 I was late on my mortgage payment... can my mortgage company remove this? Would it be legal? |
I was late on my mortgage payment (biggest mistake EVER!!) I have been sending letters to them for months, trying to figure out how to remove the "late" on my credit.
They keep ... |
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 Should I pay this credit card charge? |
| One of my relatives who was living with us recently left the U.S. and went back to his country. I don't think he will ever return. But his credit card bills still arrive at my house. He is being ... |
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 Can i write a check on an overdrafted bank account? |
| if my bank account is overdrawn and i want to write a check to pay for something, will the store be able to run the check through?... |
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 Eviction serious answers only? |
| I am currently in housing court , in an eviction process. I have tried everything under the sun to try and get the money to pay arrears but have had no luck and i am going to be evicted out of my ... |
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 How can a $3,000 credit card become a $13,000 law suit? |
| My boss had a credit card 4 years ago for $3,000 he didn't pay. Now he has a civil suit against him for $13,554.37- is it legal to do this? Isn't there some cap on how much interest they ... |
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 Death and debt? |
| My mother passed away and left behind a 16,000 credit card debt. Who is responsible for paying this debt? Does it die as well. My mother was a house wife...my father works out of the country and ... |
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| What bank in the United States allows a 16 year-old to get a visa check card or similar? |
| I want to get a Visa check card, but all of the banks I have called have said "Come back when your 18". This is extremely frustrating. Do you know of any banks that let you have one while ... |
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 Can a collection agency or law firm attempting to collect a debt harrass family members? |
| A collection agency and a law firm continually contact my parents (with whom I havent lived for over 20 years). Their phone number is unlisted. My father has even been cursed at. Is this legal?... |
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 What does Cash on demand mean? |
| I have a credit card and it says that it has cash on demand. What does that mean?! Thank you in advance........ |
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| Should I pay debt collection or ignore? |
| I had a cell phone a couple years back that ended up going WAY over my plan minutes due to work use. Work agreed to pay their share, then bailed. The cell company cut off the phone and wanted the ... |
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 Will this affect my credit? |
| My dentist thinks I owe him $100. I disagree. If he reports to a collection agency, will that severely harm my credit even though I don't think it's my fault?... |
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| I've been subpoenaed for $2000 credit card debt, what's the recourse if I don't go? |
| About 12 years ago, I had 10 credit cards. Through various debt consolidation agencies and extra cash, I paid off most of them. 3 of them I left flapping in the wind because those particular ... |
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 Capital one taking legal action? |
I owe capital one 3000 and somehow now its 4000
a bill collector called me and said that i need to pay that amount or their going to sew me. I told him I cant pay all that amount but that Im ... |
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dru | Paying capital credit card balance? |
i just received my capital one credit card in the mail. it has a 300$ limit on it. i also have a personal savings account with WaMu (the former WaMu). my problem is i live in california and there are no capital one banks in my area. i dont have a checking account and i dont have debit. i dont really want 2 open 1 up either.
so how would i go about paying my credit balance? i havent used the card since i want 2 figure out how im gona pay 4 it before i use it.
also IF i were 2 open a debit/checking account i would link that account 2 my capital one card but then they would charge a transfer fee. i dont want 2 have 2 pay in order 2 pay my balance. that makes no sense. |
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Jens E
 |
dru, I found a nice online list of California local credit card resources. http://www.howtofindcreditcard.com/California-Credit-Cards.html Try calling a nearby company and they most likely answer your questions. |
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Harbinger
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They will mail you a payment form and envelope with each monthly statement. You can mail back a money order, but you will have to pay for postage (one stamp). You should check with your bank to see if your savings account has online bill pay or if you can add it. |
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Paula M
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You can't use a savings account as your main banking account.....federal rules apply.....if you consistently make too many w/drawals...like to pay your credit cards....get cash...the bank will actually close your account and send you a check...
Grow up...get a checking account and pay your bills on line if you don't want to write old fashion checks...
Further, to protect your credit rating.....don't carry a balance on your credit card...or if you do.....never carry more than $90 on it (30% of available credit)..... |
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smile5844
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Do you pay everything with cash? Am sure your credit rating is low, you have nothing to track to say if you are a good credit risk. That is why you only have a $300 credit limit. Get a checking acct. And pay your bills online, if you don't want to use check blanks. If you prefer to not get a checking acct, pay your credit card bill with a Money Order, but then you have to go down to purchase one of those at a convenience store, or the like. What a hassle. |
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sgtcjl
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Pay with a money order. |
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Spartan
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In all honesty, the easiest way would be to open up a checking account through WaMu. Not only will you receive a higher APY % on your savings account, but you will also be able to link that checking account to Capital One for electronic payments each month. In the long run, that would likely be the easiest and most simple way to pay Capital One. |
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bud68
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They will mail you a monthly statement. You pay it by mail - check or money order. |
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bdancer222
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Yep, just mail a money order. That's the simplest way. |
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Dont_taze_me_bro
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Heretofore not mentioned in the Terms and Conditions
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Reena
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They will send you a bill in the mail and you can simply pay them with a check.
P.S. Be very careful with this card. You only have a $300 limit and Capitol One has the bad habit of assessing late fees even when the payment is only a couple of hours late...
Don't use it for more than 10% of it's limit. That means $30 a month and that is it. This way you will never get close to the limit and after a while they will be willing to raise the limit... because they want to make money on the interest and you aren't spending enough every month to make it worth their while. Always pay the bill in full... that will really get them. |
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