I loaned 10K to my friend using my credit card? |
| He managed to pay half way, he still owns $4,500.00, last year he failed to pay one month, I did pay that for him to protect my credit, now back in May 2010, he failed again, I sent him a letter with ... |
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Overdraft fee? will it affect my credit score? |
| I bought deodorant and didnt realize that my checking account became overdrafted (by two dollars). I recieved a letter in the mail saying that my checking account was cancelled and that I now owed $16... |
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If I spend all that's on my visa debit card in one day can I avoid the monthly charge? |
| Ok so long story short; My dad went to the local CVS store and got a visa debit card thinking it was a giftcard (he put 20 dollars on it) and I just found out that it has a 5 dollar monthly charge on ... |
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What is a good prepaid credit card for me? |
| i am 19 and want to get a prepaid credit card to establish my credit. What is the best one i can get. I know a lot of online sites are scammers trying to get your information...... |
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How do i use a visa gift card at amazon.com? |
| i want to use a visa gift card but when i tried u need a name on the card to match the name on the billing adress so what do i ... |
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Which credit card should I get? |
| I have a credit card currently with a $3000 limit and no balance but I wanted to close that account because they changed the terms and conditions, making it a higher interest rate, high annual fee, ... |
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Are There Any Online Programs That Offer Legit Rewards? |
| I want to know if anyone knows about any online programs such as Open Mind Indoor Common Sense, or Amazon's MTURK program that offer rewards for work put in. I already know about most survey ... |
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How do i add credit in my paypal account? |
| I have made my account in paypal but the credit was zero 0 in my account so how do i add credit in my account so whenever i shop online i use my paypal username and password to pay without sharing my ... |
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If i use paypal account to shop online then paypal pay using my credit card number then why should i use it? |
| I want to make an account but im confused cause when i try to make an account of paypal they asked me to put my credit card number into it so if they pay what ever i shop online from my credit card ... |
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How Should I Settle This Credit Card Debt? |
| Long story but I had a Capital One Credit Card with a limit of $3000. I ended up not being able to pay the bill. I was swamped with other bills, and since Cap One insists on calling me 20 times a ... |
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Does paypal show your address when people purchase from you? |
Hi,
I am thinking of setting up an online flash banner design website and business and as a limited company. Because its a service when people purchase from it via paypal will they still see my ... |
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What does available credit mean, as opposed to current balance on a credit card statement? |
On my statement it says
Balance - $200.00 (as an example) then
Available Credit. $290.00
I want to but something for $400 on my credit card, is that possible? Or can I ... |
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Why does paypal request the tracking number before I receive payment? |
| I had put my item up on Craig's list and after someone contacted me about it and sent me the payment, I got one email that said My requested amount was sent to me, as well as shipping. The ... |
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Can someone explain with detail what a pre settlement lawsuit loan is? |
| How does a lawsuit loan work?? Do I have to pay it back with interest? Is there a minimum I can request? I am currently awaiting a settlement from a personal injury from a car accident....how can ... |
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Violation of new credit card law ? |
| Little Ceasars Pizza charges $1.50 if you use a credit card. Is that legal ? If so that's just wrong !... |
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paypal add credit card? |
does paypal charge you for adding a credit card?
I already have money in my paypal without a credit card.... |
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What are the options for a child whose parents opened credit in their name? |
| The child is now a young adult, and finds themselves owing close to 20 thousand dollars.Although they still wish to help their parents, what is the best way to fix what has been done, and to protect ... |
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How long should I wait before getting another credit card? |
| In April, I got approved for a Orchard Bank and Public Savings card. I've been using them and paying them off before the due date. Now I'd like to get a Best Buy / ABC Warehouse / Sears / W... |
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Question about Visa Pre-paid Debit Card.? |
| i bought it at Rite aid and put 40$ on it, on the package it says its a Temporary Card, Can i still use it or do i have to register it online and wait for the personalized card to come in the mail?... |
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Mike | Paying my credit card bill online or with a check through the mail? |
I just made my first purchase with my credit card a couple days ago and the statement just showed up on my account. I called the bank and they said I could transfer the money from my checking account to my credit card account and pay it that way, but I'm confused, not about how to do it, about how transferring that money to that account will pay the bill. I mean will I even get a bill in the mail if I pay it over the computer because I want to keep a record of it and I don't have ink in my printer to print out anything I may need to keep a copy of. Should I just wait and pay it with a check through the mail? |
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My Take on It
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I would pay it online to make sure that it gets there and credited to your account on time. Too much can happen when you mail it.
You should get a paper statement until you opt out of paper statements. |
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StephenWeinstein
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They send a bill even if you pay online. I just got a hilarious "bill" that goes on a great length telling me what happens if I do not pay on time, but also says that I do not owe anything and that they owe me.
You could also wait for the bill and then pay online.
You could send a check in the mail before you get the bill. |
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ric m
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Just like your banks says
that is the best way.
You can make an automatic payment from your checking to pay your credit card. Of course make sure that you have enough money in your checking account. Pay before your due date. It all ways looks better to those bandits.
I am assuming that your credit card is with the same bank as your checking account. If it is the same bank then I would do it that way.
On line banking is the way to go. Just make 100% sure that you have anti virus and anti spyware installed on your computer. If some one hacks your computer then you have something to stand with concerning your bank.
If not, then make sure that your payment by a check will reach your credit provider before the due date.
Even one late payment can affect your credit rating. Just once. Believe me. |
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Alex
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Payment: If you have online bill pay through your bank, just set up the credit card as a vendor using the credit card account information and enter the payment amount in the bill pay screen. If not, check the credit card website; they may offer online payment through your bank, just make sure they won't charge you a fee for doing so. You can also wait and send a check through the mail. Either way, the payments will transfer from your bank to the credit card and the record of payment will show on both your bank account and the credit card.
Statement/bill: whether the statement comes in the mail or not depends on your agreement with the credit card company. If they send bills via mail, it will come regardless of whether it's already paid or not. If you've agreed to online notification, the email will come to you regardless of payment, but it may only provide a link and not the actual bill. See if the credit card company shows the bill online. You could possibly save it as an electronic file on your computer and avoid all the paperwork. |
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Lab Dog
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If you elect paperless billing, you will not get a printed statement.
I assume from your comments that your CC is through your bank. If it works like my bank, you transfer money from checking or savings over to the CC account and make the payment.
I print the confirmation for my records.
I pay a lot of bills this way and that saves me going to the post office, etc. Just set up your accounts with your bank, go on line and select the accounts to pay and the amounts and you are done. |
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