 I need to rebuild my credit. What are some good SECURED credit cards? |
Additional Details
People my credit score is in the mid 400's. Nothing is being reported to my credit report. I obviously don't have the credit to take out a mortgage, hence ... |
|
 Application for a credit card....? |
| okay.. so ive already tried applying for a credit card over the internet and that didnt go through; i tried applying for one through my bank, and that didnt go through... i need some help with this-- ... |
|
 Why do these annoying people take 2 mins to take money off your debit card and 30 days to put it back? |
| it is so out of order. i paid a £20 deposit for top up tv anytime and they took it from my card. the next day i cancelled it and went to sky. they told me it takes 30 days to put it back on my card.... |
|
 Read my credit report and very bad...? |
| need to get life on track again. Read my report and says will be on report until 2010, 2011, etc. if i call & talk to the creditors and try to pay will they take off before 2010, 2011 or if I pay ... |
|
 Does the use of debit card as a credit card affect credit score? |
| I do not have a credit card but I was issued a debit card with MasterCard sign on it and I frequently use it as credit. Is this doing anything to my credit score?... |
|
 Lower rate on my Credit Card? |
Any advice on getting a lower rate on my hight interest credit card?
Here's the deal. I have two credit cards. One with a 9.9% rate and one with an 18.5% rate. The 9.9% card has a ... |
|
 What items have you bought that have ended up paying for themselves? ...? |
Mine is a bread making machine, it gets used almost everyday and a hair Clipping set cost me £25.00 and haven't paid for a hair cut since 2003
Additional Details
Chewy, how could ... |
|
 Can Bailiffs take my stuff?? |
| Hey i live in uk, my parent has the Bailiffs coming round 2moro to collect stuff for a council tax debt, i own the most expensive things in the house as i have saved birthday and Christmas money to ... |
|
 I want to take out a loan off 10,000 pounds, i work full time and earn 8 hundred a month,,? |
good credit history, etc,,
if i am able too how soon do you think the process will be?
sorry just i want to help mum with mortgage deposit.
Thank u so much,
... |
|
 Best way to pay off this debt? |
| Ok me and my wife made 33000 in 2006 50,000 in 2007 and now my wife is about to get a 16000 a year raise. We had issues with bill, but will now be able to pay everything back. The question I have is ... |
|
 Can a collection agency change the agreed amount? |
| I've settled a debt I owed, the agent at the collection agency said that they will be debting my bank account for a certain amount for 4 months and that will suffice the amount I owe. However ... |
|
 I have no credit cards or loans and im about 500 in debt from bellsouth how can i get approved for credit? |
| I AM TRYING TO GET A CREDIT CARD, AUTO LOAN, OR A PERSONAL LOAN BUT I GET DENIED ALL THE TIME MOSTLY DUE TO INSUFFICIENT CREDIT HISTORY! SO PEOPLE HELP ME OUT WHAT CAN I DO IN MY SITUATION... |
|
 My husband and I are on the verge of losing everything,We both work but we can't seem to make ends meet.? |
| What do we do?We don't qualify to borrow from our 401 k Yet.We don't have enough credit to get a loan from the bank.And they say we make to much for financial help from the state.What are ... |
|
 Credit card? |
| i just recieved my first credit card trying to improve my credit if i dont use the card will that help my credit just showing that i have a card and the mothly fees are being ... |
|
 Why would you press the credit key even if you were using your debit card? |
I just got my new debit card in the mail. It has a VISA logo, but the bank says I should be sure to press the "credit" button when making merchant transactions with my debit card.
... |
|
 I have bad credit. Is it possible for me to still be able to get a car loan for a used vehicle? |
| Without, paying super high interest rates? I also want to spare myself the embarrassment of being turned down for a car loan at a dealer. Any suggestions?... |
|
|  |
priest22 | Paying off a credit card!? |
Im about to pay off my credit card today and i have had this card for almost a year know and i never missed a payment but when i pay it off should i keep a low balance for a month. |
 |
 
xihua
|
Either way is fine, you can pay it off in full or keep like a 1% balance. You will benefit either way from either having do debt or showing that you can pay off the debt. |
|
Jeff
 |
Pay the whole thing off, then don't use it for about two months, so that all the interest charges will clear through.
Then, you can start using it again and take advantage of the grace period. |
|
beauty s
 |
yes |
|
Here's To 2009! =]
|
♥ You should keep the card over a year with good payments because it will reflect very positively on your credit report. Heres a way to keep the card in great standing and raise your credit score...
*Pay off the card completely so that you have a $0 balance. If you get gas or something at the store use your card [[rather than the cash you would use]] and then send the payment in to the credit card company. This will look great on your credit! :-)
Good Luck! |
|
Michael T
|
No balance or a small balance is fine. Just don't cancel the card. This could make your credit rating go down slightly. |
|
Christie
|
No - if you've been paying on the card for a year and you've established a good payment history, go ahead and pay it off. There's no benefit in keeping a balance. It's a complete misnomer when people on this site tell you that you should keep a small balance on a card. As long as you paid it in a timely fashion, you've established a good credit reference for yourself and a zero balance will not hurt you. |
|
NotAgain
|
No, pay it off and try to all the time. Just don't close the account -- that can hurt your history and FICO score. |
|
Pepe P
 |
If you have had it for 11 months then I'd say yes. If this is your 1st credit card or loan the next time you go to take out a loan maybe at your bank, what they like to see is at least 1 year of on time credit payments. That being 1 year of credit payments on a loan or a credit card. |
|
AFhottie
|
yes, it looks better on your credit report to always have a little bit on there, then pay it off each month. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 39 minutes(s) ago
| | | |
10 | 47 minutes(s) ago
| | | |
10 | 51 minutes(s) ago
| | | |
10 | 1 hour(s) ago
| | | |
10 | 4 hour(s) ago
| | | |
8 | 5 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
8 | 6 day(s) ago
| | | |
10 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
