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 Does anyone really know how to repair your credit?
I hired someone to do this for me and it hasn't been working too well. I'm tired of forking out a LOT of money and not getting good results. Any info would be greatly appreciated....


 How bad and how long can a foreclosure hurt and stay on your credit report, I know it is bad, i just need to?
know how bad i am looking at?...


 How much is your grocery monthly bill?
for two people average $190 a month up 40 from last year this time....


 Can you use a credit card for free?
No annual fee....


 How to get out of overwhelming credit card debt?
...


 734 credit score to 837 right away?
my credit score is 734 because im 21 and only had credit for 3 years. i want 830 or higher right now. i never had a late payment, never had a missed payment. and there are no negative things on my ...


 Prepaid credit card as a gift?
is it a good idea to give prepaid credit card as a gift? i mean i was considering gift card but i thought with a prepaid credit card, you can use just about any where you go right? any comments......


 Can you transfer a car loan from one car to another?
My Husband bought a used car from a dealer and it broke down several weeks later and is now un road worthy! After much debate with the car company they have decided to replace the car with a ...


 Are there sources out there who provide personal loans if you've filed for bankruptcy?
If yes, could I get the name(s) of these companies.
Also:
1) Do they charge you an inital fee?
2) I'm not looking to get into major debt again. Just a smaller loan to clean up ...


 What does a pre approval credit card offer mean?
...


 Credit score dropped. confused.?
I recently made applied for an auto loan and was denied. I signed up for unlimited up to date credit report monitoring through my bank. I check my credit report twice a week every week. I have become ...


 Can i cancel my credit card???
i have one credit card, i have to pay $59 annual. now i want to cancel this card after i get one good card with no annual feel. is it possible to cancel the card??...


 Are debt collectors allowed to tell people about your debts?
...


 Should I pay a credit card or car loan?
I have a 14,000 inheritance- I am trying to improve my fico. Should I pay off a 14,000 credit card or a 7,000 car loan and put the rest towards the credit card?...


 What to do if a co-worker owes you money?
I felt sorry for my co-worker. I have known her for about 3 years. I would say I'm a friend but haven't hung out with her outside of work very often. She's going through a bitter ...


 How can i raise my credit score???
Im 21 and never had a bank account, when i've tried to get one im refused because i have no credit, i want to buy a house in a few years. any ideas??...


 I have horrible credit how do i fix it??
I'm only 21 and screwed up my credit so bad. When I was 18 I moved to manhattan and maxed out my cards and was late paying them off. They're all payed off now and closed accounts. How do I ...


 How do i establish good credit?
I have had my first credit card for 3 months now. i am 20 years old. i want to establish good credit. how can i do this
???

i have a National City Visa Points Credit card that i got ...


 How do I balance my life financially with a $475.00car payment, $500rent, $200 credit debt, with 1300income?
Not to mention food, gas, car maint. Do I sell my car but it's not paid off and I don't want to get ripped off, I have invested too much money into it. I really want to settle for something ...


 What are the best possible ways to establish credit?
...



ROCK*N* BOOTY
People with credit card do you pay in full or do u make ya minimum payment?
                     
 




echo
Rating
I pay in full, unless I have a 0% promo for X number of months.

When I have the 0% promo I divide the amount by the number of months to get a monthly amount. Then I pay that monthly amount plus extra to make sure the promo is paid "at least" one month earlier then when the promo is supposed to expire.


pooterilgatto
Rating
I pay in full, for what I have spent the past month. I never carry a balance on my credit cards, it is too expensive to pay the interest. I make sure that I do not spend more then I can afford to pay off, when the bill is due.


SPIFIMAN1
I pay in full every month, this is one of the reasons why I have excellent credit.


beauty s
Rating
I pay more of the minimum or the full bill


donielle
you can pay either way


stone m
Rating
You should opt for debt consolidation. When you gets into a debt trap it becomes difficult to get out of it. Taking more loans to repay the debts leads to more stress and financial crisis. Finally, there is no option but to adopt debt consolidation, which leads to a new llease of life. Many people receive abusive calls from debt collectors and are stressed. Hence opting for debt consolidation is the number one solution and helps to overcome abusive calls and be free from mental stress.


bvpeterson
Credit cards are the most expensive form of borrowing. You should never ever carry a balance past month end, but pay it off. If you dont, you are making the banks rich and yourself poor.


$m¤¤v¥ £¤¢¤
why would I just pay enough just to have to pay more in the long run? It's like buying something that costs $10, you have the money to pay it, but someone tells you that all you have to pay is .30 cents right now and pay the rest later. But then you have to pay interest that makes it jump up to $12. Nah, I don't think so....If I got the cash to pay it off, I'm paying it off.


Linds
Rating
You're an idiot if you only make min payments on your credit cards. we pay them in full every month... that's if we even use them.


jackson
Rating
You always pay it off. Why would you just give money to a card company?

But when you say "do u make ya" you join the people who the credit companies love..... those who are going to mess up or not figure it out. That is how they make money. Even if they were ripping you off they so bank on the fact that people are uneducated and unable to stand up for their rights.


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