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 If you were a minor (15-17) and lied to obtain credit, can you dispute it and get it removed from your report?
Ok...I must admit. I was young and dumb. I received a credit card when I was 15 very easily over the phone by lying about my age. They even called me! Og course, knowing nothing about credit I ...


 What happens during a bankruptcy? how long does it stay on credit?
...


 What happens when you go bankrupt ?
Iam a 22 year old student and I have too many student loans and Iam thinking about going bankrupt, so I dont have to pay them....


 Can things be removed from your credit history?
I paid off a bill that was in collections. He told me if I sent him an additional $25.00 he can have it removed from my credit report. Is that possible?...


 I want a collections notice removed from my Equifax Credit Report.?
I was denied employment in a major canadian bank due to a collection notice on my credit report. Can i get assisitance in gettin this negative report from my credit report so i can get the job. I ...


 What happens if I dont pay back my credit card?
I haven't paid on my credit card for over 7 months. At first I owed $6,900 USD & now they say I owe $9,000 USD & I just owe it on one card & that is American Express. I explained to ...


 I paid off my debt, should I cancel my credit card?
ok I paid my last cc bill. I don't have any debt anymore. Should I cancel my cc? A few points:

-I've had it since 2005
-my limit is $300
-I need to improve my credit ...


 So this Emerson Financial Group IS a Scam??? My husband wants to go ahead with a loan from them, TODAY??!!?
They asked us to moneygram them $911 and they in return would deposit $5000 tomorrow. We asked how the intrest rate was so low and he said the loan was funded by private investors? He said the 6 ...


 Can the engish gov. help me out?
my name is ernest aho and I am the great grand son of sir frances Drake. My mothers maiden name is Drake and she is the great grand daughter of sir Francis Drake, and I am in finacial blockade. I ...


 At what age did you first get a credit card?
...


 What happens when you have a deliquent credit card and the attorneys are calling you?
I am deliquent on 7 cards but only one has been harassing me since it was 2 days late. The others have just kept adding it to my bill each month. This card company called me 8 or 10 times a day ...


 Are there any alternatives to bankruptsy?
I have student loans from college and several other debts that my parents helped me acquire before I was 18 and its been very hard for me to save money and pay my bills at the same time. My #1 ...


 Turned Down by Capital One Auto Finance. Can't figure out why.?
I was turned down by Capital One Auto Finance and can't seem to figure out why. We've had 2 auto loans thru them and paid on time everytime. We have one that is current, the other was ...


 My credit score is 511 and i need a loan don't know where to go?
i am a mother of two and lost my job i am working now doing child care but i need a loan my credit score is 511...


 If you return your car to the bank do you still have to continue making payment?
...


 Can you get a credit card even with a bad cred history?
...


 I want a credit card but have poor credit rating.which one should i apply for?
...


 I think i got scammed...please help!!!?
Okay i'm a 22 yr old bride to be. I ordered $126 worth of stuff from a website called favorfrenzy.com. I ordered it march 8th, 2007. I paid $20 extra to have it shipped in 3-6 days. It's ...


 Whats the best way to make money quickly?
i need money quick otherwise i shall be thrown out of my ...


 I recieved a letter from my credit card company saying they would waive half of my account balance if...?
I pay the remaining half. The letter went on to say that they would consider my account paid in full and they will report my account to the major credit reporting agencies as "Account paid in ...



cinlou114
Personal Loan?
Does anyone know anyone legitimate who would give a personal loan. I have lost about $9,000 with scammers, and need someone legitimate to help me get back on track again.
                     
 




OMG LOL BBQ
This is exactly the sort of thing prosper.com is for.

http://www.prosper.com/loans/

They're a community built around person-to-person lending. They do unsecured 3-year fully amortized loans. Lenders bid for your debt, ensuring lower interest rates.


Noah A
Loans are not a good way to get back on track. You always LOSE money on a loan, you might be borrowing money but you have to pay it back with interest.

Seek debt counseling if you're unable to handle your current debt load. It's not shameful it's helpful, they can work with your creditors to lower interest rates and sometimes even get debts canceled.

Furthermore if you're looking to borrow money, saying you need it because you've lost money in the past isn't going to help; it only proves you're not good with money and likely will default on this loan.

If possible consider working an additional part time or casual job in the labor sector the pay is pretty good and you'll be making money rather than losing it.


Claudia
Depending on how much you need. American General gives loans to people with bad credit only if you have collateral. Bank of American also gives loans if you have been banking with them for some time.


mane H
Rating
try prosper.com its a legitimate site

Many of these lenders use Internet for easy submission of the applications. You can go online, access multiple lenders’ websites and fill out your details in the online application form. The lender gives you the list of certain essential documents. You can either send these documents by post or scan them and email them to the lenders. The lenders start processing your application, check out if your documents are in order and then either accept or reject your application based on their policies. If deemed fit, the lender’s representative can contact you, who can help you through the process.


mlb
Rating
Borrowing money to pay bills. Just think about it. You can't pay your bills now. Adding another expense with interest you are worse off than you are now.


marquettam
Rating
I would first recommend that you consider getting a second job to help pay for your expenses. Also, I would consider getting a loan with your employer from your 401k, if possible. There is always payday loans, but if you need something that big, you probably would need to own a house or car for collateral.


Apple Girl
Rating
This company are offering unsecured personal loans for bad credit. You may just want to check it out.

http://www.jdoqocy.com/click-2568451-10427321

By the way, why don't you sought help from your parents, friends or relatives rather than turn to loan company as normally the interest is quite high.


Rick B
Banks and credit unions are the logical choices if you are looking for a reputible source.


don a
Your credit history isn't all that important when it comes to lenders as long as you can prove that you are earning a good wage and being a first time borrower, you may only get offered around $1000 with most lenders which is pretty bad. Banks are never the best places to get loans unless you can provide up to five years worth of addresses and have had a regular income going into your account for a good while.

Most lenders (Not Bank ones) are interested only in whether you have a regular full time job and/or if you have a home of your own or assets they can take in the event that you might die or fail to keep up with payments for any reason. This is why many loans are for home-owners rather than for tenants secured or unsecured loans.

Many loan companies take on people with bad credit or no credit because they are going to make a profit from the interest rates they charge anyway and why the good/bad credit thing is so irrelevant when applying for a loan generally. Very few loan companies turn away poor credit score customers as long as they are working or own a home.

In your case, you should really have no problem at all in getting a loan if your salary is that good and lenders will snap you up pretty quickly.


-----------------------------------
http://www.loansandinsurances.com/


partytime
Rating
citifinancial

they might be hard to get a loan with, but they are pretty decent, but don't go there if your credit is below 700 they will have high interest rates like 24%

citifinancial only charges a one time fee that you pay only once, instead of like credit cards you pay the % every year


Marry M
need a personal loan for you...don't worry its better for you to try for an online loan.some banks in online lend loans even u have a bad credit also.i think that the below website will help you to find right solution.


Annabella
Rating
The application and approval procedure of personal loans is online. Lots of lenders are available on the World Wide Web with lot of attractive offers and packages for you. You just surf the web for the best lender offering suitable terms and conditions as per your requirements and financial plight<!--Once you have selected the lender your half of job is over. Now you have to apply for the loan via internet and you have to perform some petty documentation which involves the details of your income resources and expenditures.

http://best-loans.awardspace.com/personalloans.htm

If you go for the secured type of personal loan you have to submit the details of the collateral you wish to offer. Now it is the turn of your lender to assess your repayment capabilities and approve the funds. Your funds are instantly transferred to your bank account after it has been approved.Take a Personal Loan and go-->ahead to have all the things you've been dreaming of without even worrying how to repay it. Sit on the chair, be a bit clicking conscious and find all your plans molding in a true shape.


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