 How can I establish credit when I can't get a credit card or even a storecard? |
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 How do I repair my credit after a divorce? |
| I dont own a car or a house but I do make an alright wage. I dont have any credit cards and the only thing I have to pay other than living exspences is ... |
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 What do I do if someone used my name on a bank loan account as a co-signer and I didn't know about it? |
| I once co-signed for a friend on a motorcyle loan that was paid off. Now that friend decided to take out another loan for a dirt bike trough the same bank and somehow my name ended up on the loan as ... |
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 About credit cards? |
| I have a high credit score of 770. However, yesterday I was turnded down by a credit card. I think I was turned down because I don't make alot of money. Is there credit cards out there for ... |
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 Paying off a credit card!? |
| Im about to pay off my credit card today and i have had this card for almost a year know and i never missed a payment but when i pay it off should i keep a low balance for a month.... |
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| I am confused about what reason Chase could have had for denying me a credit card. My credit score is about 760, I have $52,000 in my bank account, I make $97,400/yr salary, and I have no late or ... |
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 If the lender that financed my car is not reporting to the credit bureau can it hurt credit if.....? |
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 How do I avoid paying the collectors? |
I disputed it with the credit bureau and didnt work. Now how do I approach the collection agency so that they drop my account or pay less than amt stated?
Additional Details
I didnt ... |
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 What will happen if I can't pay off my debts? |
| I am about $10,000 in debt, both credit cards and medical bills. I think I have a total of about 6 or 7 credit cards. I am a college student who makes less than $2,500 a year. It's really hard ... |
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| Me and my husband had a rocky start but after years of working on it we finally have it together....We now have 3 children and pay outrageous rent. Does any one know of a bank that works with low ... |
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| I want apply a credit card but they don't allow me to apply, because I had one credit card which was past due to. After that they closed my credit card. How can I apply again? any other ways ... |
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 Can I get the over the limit thing removed? |
| I went to buy groceries and I swiped my card and signed but the cashier said I needed to do it again. I asked her to make sure I wasn't charged twice. I got one receipt. I got online and ... |
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spinacheater | Photo ID required when using a debit card? |
I just got a debit card, but unfortunately, due to a variety of circumstances, I have no photo ID. My question is this: do you need one to use the debit card? I know the pin number and everything. I'm just curious as to whether I can actually use it. |
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scott p
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I have been asked - and I refused to show it. The reason I got one in the first place was so I did not have to show my personal information to anyone. The last time I was asked, the manager got involved and informed me it was store policy to require identification. I asked him did he not know that PIN stands for personal IDENTIFICATION number. He acted kinda embarassed and gave in. |
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JoelKatz
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In actuality, using a photo ID increases your chances of being a victim of identity theft. To the person who said it helps protect you from identity theft -- umm, how? It's just one more thing a person trying to steal your identity might be able to steal or make a copy of. There is no conceivable security advantage to having it.
Showing your photo ID when you use a credit or debit card actually increases your risk of falling victim to identity theft. First, you showing your photo ID won't make someone who steals of fakes your card have to show it. So you showing it won't stop a hypothetical thief.
Second, when you use your card, the place you are using it can copy all the info off the card. Having your DL number, address, and date of birth only makes it easier for them to sell that information to an ID thief or use it themselves.
So no, even if you have ID, it reduces your security to show it when you use a debit or credit card. There is no way for you to require a possible thief to show ID to use your credit card. Even writing 'ask for ID' is pointless, because the thief will typically copy the information off of your card's magnetic strip, not use the actual card. |
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DAS
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Yes some people ask for them. You should get one anyway. And sometimes people lose their card or it's stolen, then anyone can use your debit card by just swiping the card without the pin, so then you would be out of that money, with no hopes of getting it back. Then what? Also, lots of people put there pin number and identification on or near there credit/debit cards, so for your protection, just get a ID card.
Better safe than sorry. |
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eliza_lil_angel
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no u shouldn/t be asked for your id when using your debit card unless you use it as credit, when paying just say debit and then you can put in your pin. my husband uses my debit card cause he cant get one and has never been asked for an id. |
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grosh09
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No. Just put it in machine or give to cashier and type in your PIN like a credit card. It's that easy! |
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Katie H
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Most times no, rare times yes. And to who said they're only $5, it's not so in every state. In Nebraska they cost the same price as a license. $23.75 for both. Every state has different prices for them. You should be fine without it, but you might want to think about getting ID just in case and it's good to have anyway. |
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merlynlover37
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I only get asked for photo ID once in awhile, not very often for my debit card... so I think you should be fine to use it. |
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Variable 46
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About 20% of the time when I use my debit card, I am asked to produce a photo ID. This is usually in department type stores, but occasionally in a restaurant too. |
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geom46
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no you dont. I have a debit card and all I do is hand it over and sign and it's done. |
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Kate-Ann
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In most cases you will not need an ID.
But some places do ask for your photo ID when using a debit card for security reasons.
Please get a photo id.They're only $5.Go to your state building and purchase one.They're not hard to get.$5 is reasonable.Plus its also safe to have a photo id.In case something happens to you, if you get pulled over, etc. etc.
Plus with identity theft going on, you should really get a photo id.This is also for your protection. |
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