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 Do I have bad credit at the age of 16?
Okay, when I was 14-15
My brothers used my social security number and I blv my name aswell to get cable, cellphones and stuff. Since they had bad credit.

And they did get those ...


 Will they replace a $100 khols gift card if it was thrown in the fire?
I got a $100 gift card from Kohls for Christmas and my mother accedentally threw it into the fire. My brother and sister also got them however they still have theirs and my question is, can we void ...


 Does anyone else find loan adverts really annoying eg picture?
if I want a loan the awful ad's wont make me get a loan through them.

I'm less likely to go to Picture loans or the one with carol vorderman. I think they should spend less on ...


 How do I help a close friend to clear his debt ?
...


 How much interest can credit cards legally charge?
I am a new york state resident with a credit card that just sent me a bill with an APR of 32.24%. I am in good credit standing (make all my payments), but am carrying too much debt relative to income....


 Should I cancel my Discover card?
I've had a Discover card for about 10 or 15 years. Back then it was one of the few cards I could get. I HATE the company. They are constantly calling me with lame offers and mailing me those ...


 Do we really need credit cards?
I'm still a minor , and I'm just curious , Dealing with credit cards ( from what i've read ) Seem's rather difficult and annoying , So do we really need credit cards now a days?<...


 When using a credit card, why are you asked for your zip code?
Anyone know?...


 What is the best way to go about financing a car when my credit is very average?
I don't want to put alot of money down and would like reasonable payments. Can I get pre-approved by my bank of 20 years? What is the best way to go about this?...


 Why do banks put your check on hold for 2 weeks after deposit it jst bc its a out of state check?

Additional Details
its a check freom work so it couldnt be bad i hope this doesnt happen everytime i deposit a ...


 If an account is in charged-off, should I deal with the collection agency or original company?
...


 I got a home loan for 4% fixed is this too high or about right?
check out http://get-a-home-loan.n I got the quote at 4% over 15 years is this good or bad?...


 A Question for people with debt coming out of there ears.?
Why do you try to spend money you have not got. Yes we would ALL love an £80,000 merc stood on the drive, But if you cant afford one why try to buy just to impress the Joneses. Who are these Joneses ...


 "what is meant by credit card balance transfer"?
can anyone explain to me what does it mean credit card balance transfer and how it can be done within different credit cards.....


 My credit card company is harrassing my family but offering me a settelment is any of this right or legal?
ok i've always paid my credit card on time,usually min. payment but anyway we have fallen on some serious hard times and its very late, they have offered me a settlement of only 20% of the ...


 My Boss Is Stealing In $ In My Name Help...?
Help!!! My boss is stealing money in my and another employee's name..He is doing it by posting fake refunds on cash paying customers. He took $350 in my name..I know because i did some ...


 If I have a credit score of 814, should I cancel some of my credit cards that I do not use?
I have about 9 cards of which I only use 4 on a regular basis. My concern is if I cancel the cards I don't use, will it hurt my credit score....


 Can I make $6,000 in 13 Days?
Yeah... you read that correctly. I got a letter from People To People Sports Ambassadors inviting me to go to holland for basketball in the Friendship Games. I have read that it costs around $6,000. M...


 What is money laundering?
I live in france and I can't open a M&S account in U.K. because of ''money laundering. (which I would like to use when I go back to visit family)....


 What credit card would you recommend to anyone and why?
...



charlee_tez
Please Please please help!?
Hi there, can you please help. I live in the UK. I need a loan asap and I have a very bad credit rating. Can anyone help, I have looked around and I cant find any. Please can you help me find a loan company in the UK that will give me a loan even though my credit is bad.
Help!
                     
 




SESHADRI K
Rating
Forward your request to Her Majesty Queen! Of course she can write off all your debts...


sammyjoe
Rating
If you really think you need a loan then Advantage Loans could probably help you. They specialise in providing loans for tenants and those with bad credit. The loans are unsecured so you won't have any assets fixed to the loan - so as far as risk is involved, it's good, as long as you can actually make the repayments.


alexlamb@btinternet.com
Rating
hi if you live in the northwest you can apply with blackhorse in preston they give loans to people with bad credit but you have to be working and able to pay it back and the interst rates are about 39percent it depends how desperate you are to put yourself in more debt


Vicky
Rating
Welcome Finance will lend to anyone x


rusty
Rating
no chance...loser of the year...


xxSHORTYxx
Rating
i use company's called provident and kingstones. but they target people like us with very bad credit ratings so they bung on extortionate interest on top! but provident and greenwoods would take you on like a shot.


MARTIN D
Rating
Try www.surefirefinance.co.uk they may be able to help.


stopccdebt
You can get help in the UK without getting a loan. Credit counselling is free in person and over the phone. They may be able to help you in your cash crunch without getting a high rate loan.


Karl
Approach your mayor.


Luis C
Rating
=======================================
The TRUTH About Credit Repair...

-by Terry Price

(C) Copyright Terry Price
All Rights Reserved

http://gaby1221.niesong.hop.clickbank.net
======================================...

Have you ever wondered what companies
send you when they claim you can erase
bad credit overnight? How about those
ads that say you can get any major
credit
card without a deposit or a credit
check?

Ads abound almost everywhere
these days (online and off) selling
books, systems and secrets to
help you fix your credit. Many
of these programs have claims
which read like the covers of
supermarket tabloids:

"In 3hrs my credit score jumped
from 580 to 676!"...

"Erase bad credit and smash your
debts with just 2 Magic Letters!".

Are these types of claims ALWAYS
too good to be true? The answer is
"Yes and... no".

While many people would love for
you to believe the only thing that
can fix bad credit is time; in
reality... nothing could be further
from the truth. The fact is, time
is only one factor which can fix
a credit report, but it's a far cry
from being the only factor. How
can I back this up? Easy.

Under a consumer protection law
known as the Fair Credit Reporting
Act (a.k.a. the FCRA) the only
negative information which can
remain on your credit report is
not what is accurate... but what
can be proved as accurate under
the FCRA. What's this mean
to you?

It means any negative item on
your credit report can only remain
there if it is accurate and CAN
BE PROVED AS SUCH under the
guidelines of the FCRA. This
undisputable fact presents
consumers with both good
news and bad news.

The good news is that through
the FCRA your credit score can
most likely be improved dramatically
in a very short period of time with
only a modest amount of effort on
your part.

The bad news is that while the
actual "work" will take very little
of your time, it is vital that you
have good information on "how"
to go about it. This is the bad
news; 9 out of 10 courses on
restoring your credit will do nothing
more than lead you into snake
pits because they will provide
you with what the industry refers
to as "Boiler Plate" dispute letters.
These are nothing more than form
letters and... quite frankly (more
bad news) the Credit Bureaus and
Creditors will laugh at you if you
try to use them.

While I agree with the Federal Trade
Commission (FTC) that "Anything a
Credit Repair Clinic can do for you
legally, you can do for yourself at
little or not cost"... the key element
you need for success is the latest
inside techniques and procedures
to get the results you want. This
involves strategies such as "Proof
of Contract", "Constructive Notice",
"Challenge of Procedure" or
"Restrictive Endorsement" and many
others.

All these terms may "sound" impressive
but they are really quite simple. In
the
end, it is nothing more than a method
of communication which exercises your
consumer protection rights, gets the
results you want and raises your credit
score. Even more impressive, once you
learn how simple it can be by doing it
for
yourself, you will find there is a
fortune
to be made doing it for others! Either
way, it all starts by requesting a free
copy of your credit report here:

http://www.AnnualCreditReport.com

In the next segment we'll talk about:

"Is Your Credit Score Costing
You A Fortune?"

======================================...
Terry Price is the founder of Consumer
Education Group which publishes the
Credit Secrets Bible (in print since
1994).

For more information on the CREDIT
SECRETS BIBLE you may visit:

http://gaby1221.niesong.hop.clickbank.net
======================================...


celianne
You should pay your debts - then there wouldn't be a problem. A bad risk is a bad risk. Can you pledge something that you own in exchange for money? That I think would be the only way.


luddite
Rating
If you're already in debt, please don't borrow anymore. It won't solve your problems, just make them worse.
You can't borrow your way out of debt.


Mike
Rating
Hi,

it's not always easy to find the right companies. I've done some research and found one which is reputable and trusted, even if you have bad credit. You might check it out at:

http://www.usefulresources.info/paydayuk-cj.html

Hope that helps. Wish you all the best!

Mike


Mr Chris Peters
Hello there, I am Mr chris peter.A legit loan lender.Are you into debts? Do you have a bad credit?Are you financialy down.I give out loans at low interest rate of 3%.I give out loan to Business,Auto and personal loan to Men and women who are into Business transaction, I give out long term loan for three to five years maximum with your interest in this you can as well tell me the amount you need so that I send to you the terms and condition that is if you are realing interested in getting a loan from me, Loan is given out in Pounds and $US and SGD the maximum I give is 5,000,000 both in pounds and $US and the minimum 1,000 pounds and US$ and SGD so if really you are interested mail for more info on how the loan can be transfered to you. There is one Question i have to ask are a serious individual that we take a loan and pay back after duration with the interest, if you are honest I will trust you because I like to do business with Honest people if you are one you will get the loan with out problem and for your information if you should more loan like $10,000,000m I can give only if you are one of these cartigories: Manager of a company A private Holder A broker in banks A director in any office or company A high investor of and compay If you are one of the following you can get $10,000,000US as loan or if personal loan you can request for 5,000-5,000,000 as loan. hope to here from you soon. NAME:............................ PHONE:........................... COUNTRY:......................... LOAN AMOUNT NEEDED.....................sen... these info it is important. Mind you loans is given to every part of the world only if i see you to be honest and will pay back after duration. If you are interested you have to send the amount you need as loan so that i can give you the terms and condition on the loan for your information loan are given to every part of the world on honest people so if you are honest apply for the loan now at cpc_consultant@yahoo.com


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