 Is there a way to stop my family from ruining my credit? |
| I was born into the wrong family. I am the only person who is financialy mature and responsible. I am 21, have financed my own $22,000 car, have my own place and a nice job. My mom is very unstable. (... |
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 What do americans think of the federal reserve? |
Additional Details
i should elaboratre:what do americans think of the federal reserve a PRIVATE corporation being in charge of the U.S. 's monatery policy and the stewart of the ... |
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 Too many credit cards. Should I close some? |
I am trying to raise my credit score by cleaning up my credit reports and paying off my credit cards. I will have them all paid off by March of 2008!
I think I have too many cards though! ... |
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 How to build credit? |
| Currently, I'm in college trying to build my credit. I've read that the best option is to open a credit card and have it co-signed by my parents. After I do that, should I make small (like $... |
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 If you owe crdit crds money, and they send you to court, & you absolutely can't pay them back lump sum, then? |
| what will the court say ? do you have to have a lawyer or can you settle this by going to court with all your bills outlined? another thing: i cant even afford to pay the crd cards right now and how ... |
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 My current credit score is 678, how good is that? |
| In the last year I have raised my score from under 600 to the current 678.... |
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 Will paying off my entire balance weekly help my credit score? |
| I'm currently paying off my entire creditcard balance online every other week. All of my statements have a 0 balance right now, but I'm afraid paying them off this often and carrying zero ... |
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 Would i be left with the bill? please help? |
| my partner of 3 years has just opened a joint account for us both we are not married, he has also just signed up for debt management as he was £24,000 in debt (not through me) now if anyhting should ... |
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| How closing a credit card account (1 month of use only) can influence in my credit score.? |
| I opened a credit card account a month ago and I misunderstood the policies. I want to pay the bill and close the account. I need to know how that affects my credit score and how bad it is to my ... |
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 Can I sue Dell for charging me twice and not paying me back? |
| I called Dell for them to fix my LCD screen, so they have to send me a box for me to send it to them....I sent them a check, and I call back 4 days later, and DELL says to me "we have not ... |
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 26yo w/ previous good credit - What is the best credit card for me? |
| I opened a bank account about 7 years ago. At that time, I had an excellent credit score (due to my parents I think) and I have only used my debit card since then. I need to open a credit card to ... |
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 If you have a master card, can you take out a cash advance.? |
please read before you answer, I posted this once and everyone thought that i wanted to go to a check cashing cash advance place and get money, that is not what i am asking!!!
I have a ... |
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 Can a collection agency collect or sue you for an account thats 13 years old? |
| there is a collection agency harrassing me about a debt thats 13 years old and hasnt showed up on my credit report for 5 years. im getting letters from original collection agency and now this new ... |
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 Is it possible to get a loan of 2000 dollars with bad credit? |
| i have a score of about 490! i know that is bad. i am working on it , but i will not be able to bring it up to par before i need this loan. what should i do?... |
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 What's the best way to build credit? |
| I am a student that just received my first credit card and strictly want to use it to build credit. I have a high 19% interest rate and $300 limit. Can I still get good credit if I pay the full ... |
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del r | Please give me somewhere that would definitly give me a loan; my credit is horrible ; will pay $200 a month? |
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zartsmom
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What do you need a loan for? If your credit is horrible, any loan you are going to be able to get is going to be at a very high rate of interest. You'd be better off saving $200 a month for a few months and paying cash for whatever it is you need the loan for. If you just need it to make ends meet, you're going to sink further and further in the hole and never be able to get out. Spend less. Pay your bills. Don't borrow. Adjust your lifestyle to fit your income, not the other way around.
Sorry. Not the answer you wanted, but having been down the "I can't live on my income, no matter how many raises I get" road, I know what I'm talking about. |
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umdanddvd
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try this
http://www.wesayes.com |
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Ginger/Virginia
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If you own a house, check with your bank about a home equity loan.
If your debts are overwhelming, go see a credit counselor for help. They can help get you back on track.
Going further into debt with a loan probably just makes things worse. |
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KAREN A
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be sooooo careful getting a loan. if you have bad credit your grace periods are much shorter. reall y read the contract and please think before you sign.
the best advice i ever got about credit is this.....
you can't barrow your way out of debt. |
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Frank Castle
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How much do you need? |
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T
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If you're in school, you could probably vouch for an emergency loan. But if you're not, you may have to consider borrowing it from a family member or friend if the bank can't give you one. Sorry if I couldn't help. |
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Stuart
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Unfortunately, with terrible credit, you won't find a legitimate lender. All that's left are loan sharks and payday loan places.
The legitimate lenders will look at your past credit, and will worry that you won't pay them off.
At this point, you need to start rebuilding your credit. It takes a long time and a lot of patience. Borrow small amounts, pay them off on time. |
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~Sinfully~Exquisite~Stalking~
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Why do people ask for money here?
I mean we simply are unwilling to help people like you as it is your own fault your credit is bad...Fix your credit, you will have to suffer through that, and then once your on the right track, then get your loan...take another job, call a debt consolidator place to help you...A loan isn't going to help but in the short term...You need to think long term, Everyone one does when it comes to their credit... |
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Sao_angel
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Depends on the type of loan you are looking for: i.e home loan, auto loan, credit loan, student loan, and basic needing money ASAP.
home loan: try talking to a loan originator and they'll work with you, because it is commission base employment for LO's they don't get paid unless you get the loan.
auto loan: talk to a "contract buyer" which means call into one of the lenders or creditors with that dealership you are trying to get your car, and see what stipulations are needed for you to ensure the loan.
credit loan: because of bad credit you might not be able to get the loan you want, and most likely it will inquire a higher interest rate. although it is difficult to get credit loans, try applying at major banks rather than small ones; because small ones aren't as "valuable" as the larger ones, they don't give out much loans at lower interest rates.
student loans: like that one person answered: you can get an emergency withdraw loan for school: banks such as Bank of America are helpful and wells fargo, but you'll get higher interest rate at wells fargo.
Basic Need money: try going to money tree or one of them check into cash places because they dont' do much credit check, just require "supposed good reference."
hope that help. =) |
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Fun and Games
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If you are talking about a car loan, try doing a search for Drive Financial. If you are talking about a credit card, try doing a search for Orchard Bank. If you have bad horrible credit though, the interest rate is going to be high - which means so will your payment - you'd have to have good chunk of money down to buy a car along with the loan, which of course if you had a good chunk of money, you wouldn't need a loan in the first place. |
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