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 If paying off collection accounts wont raise my credit score should I even bother paying them?
I need to buy a home fast. I am a first time home buyer with a fico score of 620. I have 5,000 for a downpayment. I owe a few thousand in old collection accounts which are on my report. None of ...


 Repossession...Now what?
10 years ago I bought a mobile home for 49,000. I lived there with my daughter for 7 years. 3 years ago, I married a wonderful man, and moved into his home. For the last 3 years, I have rented my ...


 Hi im 15 im in debt for some pop-up?
http://microbillsys.com/ dats the copanny what can i ...


 Why is it so hard to achieve credit?
Being young, and without credit, really hinders any financial siduation....


 If I pay off some of my credit cards but don't close the acct, is that will increase my credit score?
Please help!...


 I would like to know the reason for a higher APR % for Citi Cards for college students?
...


 Paying capital credit card balance?
i just received my capital one credit card in the mail. it has a 300$ limit on it. i also have a personal savings account with WaMu (the former WaMu). my problem is i live in california and there are ...


 Need a loan quick!?
I know this sounds like a bad idea but i need to come up with 5-10,000 very quick and conventional methods have failed me so any help would be much appreciated. T...


 What can I do about goods ordered but not delivered in the specified time?
On 29 December I ordered furniture from my local Harveys Furnishers and was quoted an 8-week delivery period. Five months later and I am still waiting. I have contacted the store in person, by ...


 How long does a closed account affect your credit score?
Specifically a credit card account......


 How can i obtain 40,000 pounds in 24 hours without getting a loan?
...


 I have no credit but need a credit card???
yeah so i have NO credit but i am trying to apply got a credit card. thank you....


 Does anyone know how to get your credit scores without lowering your credit scores?
I'm trying to get a loan and everyone wants to run a credit check which I have always heard will lower my credit score. Is that true and if so is there a way to check my credit without lowering ...


 IM looking for a CREDIT or DEBIT CARD that asks NOTHING, for no bank account info or account numbers?
No bank info, one that that Creats its OWNE ...


 How do banks earn money from credit cards?
...


 Shouldn't a debt that I haven't been able to pay be showing up on my credit report?
Several months ago, I hit some major financial troubles causing me to fall behind in paying an unsecured debt. They refuse to work with a credit counseling service and demand the balance in full and I...


 How do I start to rebuild my credit?
I am a thirty seven year old man that has made some mistakes in my past and frankly if I start to repay all of my creditors at once I won't be able to eat ramen noodles till next July so what do ...


 Help please,weve got a secured loan?
and the apr is 31%,,we borrowd 5k,,,is it possible to take out another loan at a better rate and pay the 1st loan off,ps we are in the uk,,,thanks for any ...


 Cash or credit card?why?
...


 I have $7K in credit card debt how do i get a consolidation loan ??
About $7K in credit card debt. my credit score is very poor around 450. I cannot get approved for a consolidation loan, i dont own a home to take out a 2nd, im living pay check to pay check. I really ...



jrucker1986
Please help!!?
ok i have not so good credit, i have no bank account and i hate those pre paid cards oh and them ones that send you a card but its only for there catalog and you gotta pay this before you can even buy from there. every where i go on here i am getting denied for a credit card. Pleasa some body tell me a site where i can just a regular credit card. Sometimes i am out a about and i really do need it for those unsuspected needs.
                     
 




stephenweinstein
Get a bank account. You'll need a checking account to pay the credit card bills. Once you have a bank account, you can get a debit card and use it for most things that take credit cards. (Not rental cars though)


glitterbugbp
You can open a bank account on line without any money or approval. If you can't do that. I got one with Ffirst Premier Bank when I didnt' have an account. I'm on their S**t list, and I still get offers. Good Luck.


kaffegeek
you are lucky not to have credit cards, they are like a drug.
you NEVER have unsuspected "needs" food clothing shelter.

work hard, work often, save and get a debit card.

you will never regret it


db23
Join a local credit union, for people with not so great credit that will be the easiest place to get a card that doesn't have an annual fee. Bank of American has a partially secured card that is good for building credit too.


sydne_robins
You can't ... you will always need a secured credit card . Using no less, then you're own money. I'd advise going bankrupt


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